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Ridzuan Abdul Aziz
President at Fintech Association of Malaysia


Mohammad Ridzuan Abdul Aziz (Ridzuan) has over 20 years of commercially–driven regulatory, compliance and technology experiences in Asia-Pacific.  He provides business-oriented regulatory advice, solution and consultancy to banks, remittance companies, fund management entities, broker dealers (equity and derivatives) as well as sovereign wealth managers on regulatory requirements, compliance risks management, licensing, business viability and practical implementation of FinTech and regulatory technology (RegTech).

Ridzuan is currently WorldRemit’s Country Director for Malaysia and Head of Business for Thailand and Indonesia. WorldRemit is one of the fastest growing global online-only remittance providers head quartered in the UK, operating in over 50 countries and servicing more than 150 corridors. 

He is the current president of the Fintech Association of Malaysia and instrumental in raising the profile of the association, particularly on establishing an industry-wide fintech blue- print as one of the key elements for Malaysia digital economy. Ridzuan engages various stakeholders.

Ridzuan founded CS Technology Solutions Sdn Bhd (2016) and RHT Compliance Solutions (2013), both regulatory technology advisory firms that provide consultancy for established fintech firms seeking assistance on regulatory matters in Malaysia, Singapore, Indonesia and Hong Kong.

He was the CEO of Sedania As Salam Capital Sdn Bhd (2017), a patented fintech solution provider that utilizes mobile airtime as the commodity for Tawarruq Contract for Shariah compliance financing with over 40 financial institutions in Malaysia and advisory on digital hub solution platform for banks.

His career begun with MUI Holding (1997) as an internal auditor and was reassigned as representative of the Group CEO to monitor equity broking, retail outlets and merchandising, confectionary manufacturing and hotel operations.

He joined the then Kuala Lumpur Stock Exchange (1998) during the Asia financial crisis and was deployed to several financially stricken equity stockbroking houses to ensure proper business continuity, corporate governance, management transition and protection over investors’ interest.

Ridzuan moved to the Malaysia Securities Commission (2001) and was a senior team lead for the oversight team of broker dealers, fund management, unit trust and secondary bond market trading.  He was then redeployed to a team that established the concept of investment bank leading to a joint supervision between the Securities Commission and Bank Negara Malaysia.

He joined Macquarie Capital Securities (2005) as the Head of Compliance for Malaysia. Ridzuan was the regulatory resource person during the establishment of Macquarie Capital Securities Malaysia and played significant role for the special scheme license obtained by Macquarie in Malaysia.

Ridzuan then joined Nomura Securities (2009) as the Head of Compliance for Malaysia and led the establishment of Nomura’s local management team.  He was later appointed as the Head of Monitoring and Surveillance for Asia Pacific and emerging markets, covering regulatory compliance supervision for eleven (11) countries - focusing on equity and fixed income trading, structured product value chain, corporate finance advisory and managing a 50-man outsourced team based in Mumbai.

On weekends, Ridzuan conducts financial literacy, living skills and entrepreneurship classes for secondary students in Malaysia and Singapore.

Ridzuan graduated from University of Wales, Aberyswyth (1997) with BSc Economics, majoring in Accounting and Finance.  He obtained his MBA, specializing in Management Information System from the International Islamic University Malaysia (2005).  

Agenda Sessions

  • Strategy Roundtable: Capturing The Opportunities In Emerging Asian Markets – Indonesia; Malaysia; Thailand; Vietnam; The Philippines; Korea


Speakers at this event