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Kirsty Rutter
Head of Business Design and Data Risk at Lloyds Banking Group


Kirsty Rutter has spent almost 25 years in financial services in roles spanning finance, strategy, risk, data and technology at six different Top Tier financial institutions.

Kirsty’s passion is organisational growth through the cultural change; challenging the ways things “have always been done” and championing the opportunities that new tools and technologies bring.

Initially trained in finance, she rapidly moved on to develop business growth strategies, before moving on to specialise in operational and enterprise risk, leveraging Fintech in the early days to deliver data led insight.

At Lloyds, as Head of Business Design and Data Risk, she continues to support business growth objectives and delivery with new technologies and human centred design.