Ray Nazloomian

Executive Director, Wholesale Payments Innovation at JPMorgan Chase

Ray Nazloomian is an Executive Director within J.P. Morgan’s Wholesale Payments Innovation team where he leads the bank’s charge to reimagine, recreate, and disrupt treasury services and wholesale payments. Prior to J.P. Morgan, he was Senior Vice President of Global Digital Strategy at Citi where he was responsible for guiding Citi’s digital transformation into a leading digital bank and helped Citi win Euromoney’s ‘World’s Best Digital Bank’ award in 2017. Prior to Citi, Ray was an Innovation Consultant at PwC. He has also founded a couple of disruptive digital startups and is a startup mentor / advisor at a number of incubators & accelerators. Ray has a Bachelor of Accounting from the University of Technology Sydney, has completed the CFA Program, courses at Harvard and IDEO, and has spoken about the future of finance in numerous forums & publications.