Pinwheel’s market-leading API provides access to consumer-permissioned income & employment accounts to power direct deposit switching, earned wage access, income & employment verification, and more. Pinwheel's enterprise-grade security protocols protect connections to1,600+ platforms (up to 100% of US workers paid via direct deposit) and 1.5M+ employers. As a Consumer Reporting Agency (CRA), Pinwheel is the first provider in the space offering Fair Credit Reporting Act (FCRA)-compliant data lenders can use in decisioning. Pinwheel is trusted by customers such as Block’s Cash App and Citizens and is funded by investors such as GGV, Coatue, and First Round Capital.