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Axieme is the first social insurance in Italy. We insure communities made by people with same coverage needs. Policyholders are gathered into a group (called “circle") and share the information on the claims occurred within the circle they belong to.
At policy expiration Axieme’s algorithm calculates a giveback (refund) for each policyholder based on the logic “few claims = high giveback”. This improves transparency, awareness and equity while reducing frauds and moral hazards.
Axieme distributes insurance products with a B2C model (through its website) and a B2B model, providing the white-label platform to partners (retailers, banks) that want to offer innovative insurance to their customer base.