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Tapoly is a digital Managing General Agent backed by Lloyd’s of London. We offer Insurance as a Service to insurers, brokers and corporate partners who wish to offer insurance on demand. We also sell our own flexible and bespoke insurance products for gig economy and sharing economy platforms.

The sharing economy and the gig economy has created new categories of risks. Consumers are moving away from buying assets towards short-term rental, and traditional 9 to 5 jobs are giving way to on-demand contracting. This market is growing fast and servicing it requires flexible insurance to match the risks of the on-demand transactions. 40% of the world’s 3.4bn workforce is predicted to become freelancers by 2025. PWC predicts that the European sharing economy will reach €570bn by 2025.

Tapoly's vision is to make sure that consumers in the sharing economy have more insurance options that cater for their needs, and which accurately track the risks they take, making it easier and cheaper for consumers to have affordable insurance on-demand.

We empower insurers to create bespoke and flexible insurance at low cost, and bridge the gap between consumers' custom needs and the standard products offered by insurance companies.

Our data-driven platform can tailor cover down to the day, giving insurers the flexibility they now need. Our API can be integrated with sharing economy platforms, or white-labelled to provide bespoke insurance direct to consumers across different distribution channels.

We were named Insurance Provider of the Year by the British Small Business Awards 2018, a great achievement and recognition that we will capitalise on in 2019 and onwards.