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Michelle Girard
Managing Director, Co Head Global Economics, Chief US Economist at NatWest Markets


Michelle Girard is Co-Head of Global Economics and a Managing Director for NatWest Markets (NWM). She oversees economists in the US, China, and India, forecasting growth, inflation, monetary and fiscal policy, and interest rates for the global and regional economies. Michelle analyzes developments in international trade and geopolitics, and has studied the implications of longer-term trends in demographics and technology. As Chief US Economist, Michelle evaluates activity across all sectors of the US economy, utilizing econometric models to predict key economic indicators. She is responsible for NWM forecasts for US growth, inflation, and central bank action. Collaborating with market strategists across the globe, Michelle provides synergistic analysis for NWM's customer base on market-moving developments. Michelle is a regular speaker and commentator on the economic outlook on various print, radio, and television news media including CNBC, Fox Business Network, Bloomberg TV & Radio, and Yahoo! Finance.
Prior to joining NWM, Michelle held roles as Co-Head of the Fixed Income Strategy & Research Group at Prudential Securities, Chief Economist at Sanwa Securities (USA) and Economist with Bear Stearns. Michelle began her professional career as a Research Assistant for the Board of Governors of the Federal Reserve System in Washington, DC.
As a member of the US Management Committee, Michelle works with other senior leaders to set and implement business strategy in the region. Alongside the US Chief Information Officer, Michelle focuses on innovation efforts in the region, examining Fintech partnerships and other growth opportunities at the intersection of business and technology. As an Executive Co-Sponsor of the US Energized Employee network, Michelle leads initiatives in diversity and inclusion, employee engagement, recognition, and well-being. She is a founding member of the NWM Women’s Network SteerCo and has taken an active role in helping to create and strengthen the talent development offerings for women across the organization.

Agenda Sessions

  • Rate watch: the US economic outlook from the buyside and sellside - Terra Ballroom 1