Australia and New Zealand Banking Group (ANZ), one of Australia and New Zealand’s largest banks, provides banking and financial products and services to individual and business customers. ANZ operates in nearly 35 markets across Australia, New Zealand, Asia/Pacific, Europe, America, and the Middle East. Its largest presence is in Australia and New Zealand, with a growing reach throughout Asia (China, South Korea, Hong, Kong, and many others) and the Pacific (Samoa, Fiji, Guam, and others). ANZ’s product offerings include transaction banking services, standard deposits, lending services to retail, business and institutional customers, wealth management, and advisory services among others. Altogether the group serves around 8 million retail, commercial, and institutional customers. ANZ traces its roots to the 1835 founding of Bank of Australasia.