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Automated Financial Systems


Since 1970, Automated Financial Systems, Inc. (AFS) has combined technological innovation with financial expertise to provide the industry-leading credit and lending solutions exclusively to the financial services industry.

As the dominant provider of commercial lending solutions to top-tier financial institutions, AFS clients include a majority of the world's 50 largest financial institutions. We partner with client banks to understand their organizations strategic goals and work proactively to achieve business, regulatory, and technology objectives. Together we transform the end to end credit journey. We build lending processes based on a STP model with on-demand technology and services.
AFS lending applications assist clients in managing credit and operational risk to comply with regulatory issues by centralizing control of internal processes, decision making, performance management, and information delivery on a real-time, enterprise-wide basis.

Drawing on the Company’s 50 years of specialized lending and best practices experience, AFS’ professional services staff supports strategic transformation, systems conversions, business process restructuring, profitability enhancement, management information delivery, and software customization for clients.
A privately held company, the AFS U.S. headquarters is located in Exton, Pennsylvania, and its European subsidiary, Automated Financial Systems GmbH, is located in Vienna, Austria.