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Andres Wolberg-Stok
Head of Strategy in the Office of the CTO at Citi


As Head of Strategy for Citi’s CTO, Andres leverages his experience on the front lines of digital innovation to focus the bank on the path ahead and to interface with regulators and policymakers around the world on open banking, crypto currencies, Artificial Intelligence and other forward domains. 

Andres joined Citi from an international Fintech start-up and has since served in a variety of digital product and strategy roles in Citi Latin America, in Citi's U.S. consumer businesses, and now globally for the entire firm.  

Previously, Andres was one of the founders of Citi FinTech, a business unit created to spearhead Citi's transformation into a mobile-centric "Bank of Tomorrow". He created Citi’s first Open Banking team, in 2015, as Global Head of Emerging Platforms and Services for Citi's consumer businesses. Previously, as Citi's first global head of mobile banking, he invented Citi Mobile Snapshot, a breakout no-password access feature described as “one giant leap for online banking” and now patented by Citi in the US, Mexico, Australia, China, Hong Kong and Singapore. In close partnership with Apple, he turned Citi into the world's first bank with an Apple Watch app when the device was launched.

Prior to becoming a banker, Andres was an international correspondent and senior news executive. He had tea with mass-murderer military dictators; was driven, blindfolded and at gunpoint, around the capital of Paraguay after midnight; was arrested in Tierra del Fuego on suspicion of being a British spy; and raced in a car at 120 mph along the edge of a minefield in Croatia. He finds most days in banking very manageable.

Agenda Sessions

  • Digital transformation in 2020 and beyond