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May 2022

Stephen Boras
Executive Vice President, Head of Risk Architecture at Citizens Bank


Steve Boras is the Head of the Risk Architecture Center of Excellence at Citizens Bank in Boston, covering all facets of credit risk model development (including loss forecasting for CCAR/DFAST and CECL, and PD, LGD, and EAD modeling for wholesale), as well as anti-money laundering modeling, macroeconomic scenario generation, and Data Science.  Since joining Citizens in 2015, Steve has led several risk analytics functions, including operational risk modeling and performance monitoring.  In addition to heading Risk Architecture, Steve hold leadership roles in risk appetite, balance sheet optimization, and model risk management efforts. 

Steve’s early part of his career was spent as a commercial credit analyst at Bank of New York.  Over the course of 30+ years in banking, Steve has headed risk and business groups at Citigroup, HSBC USA (where he provided business approval on large commercial transactions and deposit pricing strategies), and Fifth Third.

Active in a number of professional and community organizations, Steve earned his B.S. in Quantitative Business Analysis from Penn State and his MBA from Temple University.  He holds the Chartered Financial Analyst Designation and is an Eagle Scout.

Agenda Sessions

  • Monetary Policy, credit risk and defaults 2021: What do risk managers need to consider?


Speakers at this event