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Banking Tech Awards USA
May 30 2024
583 Park Avenue, New York

Congratulations to all the 2023 Banking Tech Awards Winners and Highly Commended

Banking Tech Project Awards Winners and Highly Commended

Best Tech Overhaul – Back Office

Sponsored by: SS&C Intralinks

Winner: 

  • Bank of America - Virtual on-Watch


Best Tech Overhaul – Front Office

Winner: 

  • J.P. Morgan - Freedom/Triumph

Best Community Bank/Credit Union Modernization

Sponsored by Veritran

Winner: 

  • Locality Bank - Digital-First Community Bank

Highly Commended:

  • The Bank of Missouri - Aspire Bank Initiative

Best Use of Tech in Banking

Winner: 

  • Grasshopper Bank - Grasshopper Bank


Best Use of Tech in Private Banking/Wealth Management

Winner: 

  • J.P. Morgan Wealth Management - Wealth Plan

Highly Commended:

  • Stash - Stash Core

Best Use of Tech in Lending

Winner: 

  • Drip Capital Inc - Drip Capital's working capital solutions for cross-border traders

Best Digital Initiative

Winner: 

  • J.P. Morgan Wealth Management - Wealth Plan

Highly Commended:

  • J.P. Morgan – ENGAGE

Best Mobile Initiative

Winner: 

  • Bank of America - EMPaaS: Enterprise Mobile Platform as a Service

Highly Commended:

  • WECU - Mobile Banking Refresh - Charting a New Course

Best User/Customer Experience Initiative

Winner: 

  • Discover Financial Services - Discover Personal Loans Site Redesign


Best Use of Data

Winner: 

  • Harris Associates - Harris Associates: Benefits of Implementing a Smart Data Fabric

Best Bank & FinTech Partnership

Winner: 

  • U.S. Bank - An efficient, end-to-end solution for the Minnesota Frontline Worker Pay Program

Highly Commended:

  • The Clearing House, EarnIn and CBW Bank - On-demand pay through the RTP network
  • First United Bank & Trust and Finotta - Personified

Best Contribution to Economic Mobility

Winner: 

  • Earnest - Going Merry by Earnest

Highly Commended:

  • Oportun – Oportun

Top Innovation

Winner: 

  • MPOWER Financing - MPOWER Financing - Propriertary Algorithm

Highly Commended:

  • Merrill Wealth Management - Mobile Advisor Experience (MAX)

Excellence in Tech Awards Winners & Highly Commended

Best Core Banking System

Winner: 

  • CSI - CSI NuPoint® Core

Best Digital Banking System – Retail Banking

Winner: 

  • Amount - Amount Consumer Solutions

Highly Commended: 

  • Jack Henry - Payrailz Pay a Person

Best Digital Banking System – Business Banking

Winner: 

  • Dragonfly Financial Technologies - Universal Online Banker

Best Payments System

Winner: 

  • PayQuicker - Payouts OS

Highly Commended: 

  • Sila - Sila ACH API

Best Embedded Finance System

Winner: 

  • SavvyMoney - SavvyMoney Credit Score Solution

Highly Commended: 

  • BOND.AI  - The BOND Network

Best Embedded Finance System – Lending

Winner: 

  • QuickFi® - QuickFi® by Innovation Finance USA

Best Embedded Finance System – as-a-Service

Winner: 

  • BM Technologies (BMTX) - BM Technologies (BMTX) Banking-as-a-Service (BaaS) Platform

Tech of the Future

Winner: 

  • Zero Hash - Zero Hash - crypto-as-a-service

Highly Commended: 

  • Traceable AI - Traceable API Security Platform
  • Instnt - Instnt AcceptTM

FinTech of the Future – Artificial Intelligence & Machine Learning

Winner: 

  • Zenarate - Zenarate AI Coach

Highly Commended: 

  • Brighterion, a Mastercard company - Market-Ready Models

AML & Compliance Tech of the Future

Winner: 

  • Phonemix (aka Fincom) - AML Sanctions Screening for immediate payments and transactions


LendTech of the Future

Winner: 

  • Peach Finance - Infrastructure for tomorrow's lending products

FinTech of the Future – Data & Insights

Winner: 

  • Provenir - AI-Powered Data and Decisioning Platform

FinTech of the Future – Customer Engagement & Experience

Winner: 

  • Backbase - Engagement Banking Platform

Tech of the Future – Identification, Authentication & Verification

Winner: 

  • Socure - Socure ID+ Identity Verification and Fraud Platform

Highly Commended: 

  • SentiLink - Identity Theft Solution

Workflow Tech of the Future

Winner: 

  • Katipult – DealFlow

FinTech Start-up of the Year

Winner: 

  • Argyle - Argyle

Highly Commended: 

  • Future - FutureCard Visa Debit Card

FinTech Start-up of the Year - Investment & Trading

Winner: 

  • Pipe – Pipe

FinTech Start-up of the Year – Lending

Winner: 

  • Uplinq Financial Technologies - Uplinq Financial Technologies

FinTech For Good

Winner: 

  • MPOWER Financing - MPOWER Financing Global Citizens Fund: Providing Scholarships To International, DACA & Refugee Students

Highly Commended: 

  • Biz2Credit - Biz2Credit Project involvement to assist underserved SMB owners

Leadership Awards Winners & Highly Commended

Woman in Technology (W.I.T.) – Bank/Financial Institution

Winner: 

  • Gitanjali Nistala, Managing Director, J.P. Morgan


Woman in Technology (W.I.T.) – Software & Services Provider

Winner: 

  • Kathleen Perrotte, CEO, ActiveViam

Highly Commended:

  • Luvleen Sidhu, Chair, CEO and Founder, BM Technologies (BMTX)
  • Elaine McKiernan, Executive Vice President of Global Business Development, Numerix

Woman in Technology (WIT ) - Payments Software & Services Provider

Winner: 

  • Martha Salinas, Chief Commercial Officer, TreviPay

Tech Leadership – Bank/Financial Institution

Winner: 

  • Tracy Kerrins, CIO - Consumer Technology, CIO - Wells Fargo - Consumer Technology

Highly Commended: 

  • Casey Franz, Managing Director, Head of Merrill Platforms & Capabilities, Merrill Wealth Management
  • Shell Adams, Shell Adams, Citigroup Inc.

Tech Leadership – Software & Services Provider

Winner: 

  • Johnny Ayers, Founder and CEO, Socure

Highly Commended: 

  • Jonathan Wilk, Chief Executive Officer, CompoSecure

Rising Tech Star

Winner: 

  • Satyam Kancharla, Executive Vice President and Chief Product Officer, Numerix

Tech Team of the Year

Winner: 

  • SS&C Intralinks - Intralinks Professional Services

Highly Commended:

  • Northern Trust - Chaos Engineering

Editor's Choice

Winner: 

  • Vikar Technologies, Inc - Peapack-Gladstone Bank Enterprise Account Opening and KYC Solution