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Banking Tech Awards USA
May 30 2024
583 Park Avenue, New York

Congratulations to the 2023 Winners and Highly Commended

2023 BANKING TECH PROJECT AWARDS WINNERS AND HIGHLY COMMENDED

Best Tech Overhaul – Back Office

Sponsored by: SS&C Intralinks

Winner: 

  • Bank of America - Virtual on-Watch

Best Tech Overhaul – Front Office

Winner: 

  • J.P. Morgan - Freedom/Triumph

Best Community Bank/Credit Union Modernization

Sponsored by Veritran

Winner: 

  • Locality Bank - Digital-First Community Bank

Highly Commended:

  • The Bank of Missouri - Aspire Bank Initiative

Best Use of Tech in Banking

Winner: 

  • Grasshopper Bank - Grasshopper Bank

Best Use of Tech in Private Banking/Wealth Management

Winner: 

  • J.P. Morgan Wealth Management - Wealth Plan

Highly Commended:

  • Stash - Stash Core

Best Use of Tech in Lending

Winner: 

  • Drip Capital Inc - Drip Capital's working capital solutions for cross-border traders

Best Digital Initiative

Winner: 

  • J.P. Morgan Wealth Management - Wealth Plan

Highly Commended:

  • J.P. Morgan – ENGAGE

Best Mobile Initiative

Winner: 

  • Bank of America - EMPaaS: Enterprise Mobile Platform as a Service

Highly Commended:

  • WECU - Mobile Banking Refresh - Charting a New Course

Best User/Customer Experience Initiative

Winner: 

  • Discover Financial Services - Discover Personal Loans Site Redesign

Best Use of Data

Winner: 

  • Harris Associates - Harris Associates: Benefits of Implementing a Smart Data Fabric

Best Bank & FinTech Partnership

Winner: 

  • U.S. Bank - An efficient, end-to-end solution for the Minnesota Frontline Worker Pay Program

Highly Commended:

  • The Clearing House, EarnIn and CBW Bank - On-demand pay through the RTP network
  • First United Bank & Trust and Finotta - Personified

Best Contribution to Economic Mobility

Winner: 

  • Earnest - Going Merry by Earnest

Highly Commended:

  • Oportun – Oportun

Top Innovation

Winner: 

  • MPOWER Financing - MPOWER Financing - Propriertary Algorithm

Highly Commended:

  • Merrill Wealth Management - Mobile Advisor Experience (MAX)

2023 EXCELLENCE IN TECH AWARDS WINNERS AND HIGHLY COMMENDED

Best Core Banking System

Winner: 

  • CSI - CSI NuPoint® Core

Best Digital Banking System – Retail Banking

Winner: 

  • Amount - Amount Consumer Solutions

Highly Commended: 

  • Jack Henry - Payrailz Pay a Person

Best Digital Banking System – Business Banking

Winner: 

  • Dragonfly Financial Technologies - Universal Online Banker

Best Payments System

Winner: 

  • PayQuicker - Payouts OS

Highly Commended: 

  • Sila - Sila ACH API

Best Embedded Finance System

Winner: 

  • SavvyMoney - SavvyMoney Credit Score Solution

Highly Commended: 

  • BOND.AI  - The BOND Network

Best Embedded Finance System – Lending

Winner: 

  • QuickFi® - QuickFi® by Innovation Finance USA

Best Embedded Finance System – as-a-Service

Winner: 

  • BM Technologies (BMTX) - BM Technologies (BMTX) Banking-as-a-Service (BaaS) Platform

Tech of the Future

Winner: 

  • Zero Hash - Zero Hash - crypto-as-a-service

Highly Commended: 

  • Traceable AI - Traceable API Security Platform
  • Instnt - Instnt AcceptTM

FinTech of the Future – Artificial Intelligence & Machine Learning

Winner: 

  • Zenarate - Zenarate AI Coach

Highly Commended: 

  • Brighterion, a Mastercard company - Market-Ready Models

AML & Compliance Tech of the Future

Winner: 

  • Phonemix (aka Fincom) - AML Sanctions Screening for immediate payments and transactions

LendTech of the Future

Winner: 

  • Peach Finance - Infrastructure for tomorrow's lending products

FinTech of the Future – Data & Insights

Winner: 

  • Provenir - AI-Powered Data and Decisioning Platform

FinTech of the Future – Customer Engagement & Experience

Winner: 

  • Backbase - Engagement Banking Platform

Tech of the Future – Identification, Authentication & Verification

Winner: 

  • Socure - Socure ID+ Identity Verification and Fraud Platform

Highly Commended: 

  • SentiLink - Identity Theft Solution

Workflow Tech of the Future

Winner: 

  • Katipult – DealFlow

FinTech Start-up of the Year

Winner: 

  • Argyle - Argyle

Highly Commended: 

  • Future - FutureCard Visa Debit Card

FinTech Start-up of the Year - Investment & Trading

Winner: 

  • Pipe – Pipe

FinTech Start-up of the Year – Lending

Winner: 

  • Uplinq Financial Technologies - Uplinq Financial Technologies

FinTech For Good

Winner: 

  • MPOWER Financing - MPOWER Financing Global Citizens Fund: Providing Scholarships To International, DACA & Refugee Students

Highly Commended: 

  • Biz2Credit - Biz2Credit Project involvement to assist underserved SMB owners

2023 Leadership Awards Winners & Highly Commended

Woman in Technology (W.I.T.) – Bank/Financial Institution

Winner: 

  • Gitanjali Nistala, Managing Director, J.P. Morgan

Woman in Technology (W.I.T.) – Software & Services Provider

Winner: 

  • Kathleen Perrotte, CEO, ActiveViam

Highly Commended:

  • Luvleen Sidhu, Chair, CEO and Founder, BM Technologies (BMTX)
  • Elaine McKiernan, Executive Vice President of Global Business Development, Numerix

Woman in Technology (WIT ) - Payments Software & Services Provider

Winner: 

  • Martha Salinas, Chief Commercial Officer, TreviPay

Tech Leadership – Bank/Financial Institution

Winner: 

  • Tracy Kerrins, CIO - Consumer Technology, CIO - Wells Fargo - Consumer Technology

Highly Commended: 

  • Casey Franz, Managing Director, Head of Merrill Platforms & Capabilities, Merrill Wealth Management
  • Shell Adams, Shell Adams, Citigroup Inc.

Tech Leadership – Software & Services Provider

Winner: 

  • Johnny Ayers, Founder and CEO, Socure

Highly Commended: 

  • Jonathan Wilk, Chief Executive Officer, CompoSecure

Rising Tech Star

Winner: 

  • Satyam Kancharla, Executive Vice President and Chief Product Officer, Numerix

Tech Team of the Year

Winner: 

  • SS&C Intralinks - Intralinks Professional Services

Highly Commended:

  • Northern Trust - Chaos Engineering

Editor's Choice

Winner: 

  • Vikar Technologies, Inc - Peapack-Gladstone Bank Enterprise Account Opening and KYC Solution

Congratulations to all the 2022 Banking Tech Awards USA Winners and Highly Commended

Banking Tech Project Awards Winners and Highly Commended

Best Use of IT for Lending

Winner: 

  • JPMorgan Chase for Chase MyHome

Highly Commended: 

  • Member Student Lending, LLC & LendKey For Member Student Lending, LLC and LendKey's Banking-as-a-Service Partnership

Best Digital Initiative

Winner: 

  • Goldman Sachs for All Marcus by Goldman Sachs® products and the Marcus app

Highly Commended: 

  • QuickFi by Innovation Finance USA LLC for QuickFi® and PeoplesBank for Zynlo (PeoplesBank's digital-only bank division)

Best Mobile Initiative

Winner: 

  • JPMorgan Chase for Snapshot

Highly Commended: 

  • Bank of America for CashPro App: ACH Positive Pay

Best Use of AI

Winner: 

  • Q.ai for Q.ai


Best Use of Data

Winner: 

  • Goldman Sachs for Goldman Sachs Financial Cloud for Data


Best Use of Risk, Compliance & Fraud Protection Technology

Winner: 

  • Hamilton Reserve Bank for Verified by authID

Highly Commended: 

  • Morgan Stanley for Wealth Management Technology Change Risk Assessment

Best Innovation

Winner: 

  • Citizens Financial Group for Citizens Pay

Highly Commended: 

  • QuickFi by Innovation Finance USA LLC for QuickFi®

Best FinTech Partnership

Winner: 

  • Uber Freight, Branch, and Marqeta for Uber Freight Partners with Branch and Marqeta to Offer Faster Payments and Fuel Rewards for Carriers

Highly Commended: 

  • ZEscrow Development Group: Bank of New Hampshire, Haven Savings Bank, Kearny Bank, Leader Bank and Patriot Bank for ZEscrow and TAB Bank for TAB Bank Partnership with Bumped

Best UX/CX in Finance Initiative

Winner: 

  • Freddie Mac for Clarity 2.0

Highly Commended: 

  • JPMorgan Chase for Praesto

Best Contribution to Economic Mobility in Banking/Finance

Winner: 

  • Nova Credit for Credit Passport

Highly Commended: 

  • Branch for Branch: Empowering Independent Contractors and Emerging Entrepreneurs and Greendot Corporation for GO2bank

COVID-19 Response (Banks & Financial Institutions Only)

Winner: 

  • TD Bank for TD Virtual Assistant

Best Embedded Finance Initiative

Winner: 

  • Bond Financial Technologies, Inc for Squire Card Implementation

Highly Commended: 

  • Intuit, Inc. for QuickBooks Get Paid Upfront

Best Community Bank/Credit Union Award

Winner: 

  • Pinal County Federal Credit Union for PCFCU Connect


Excellence in Tech Awards Winners and Highly Commended

Best Core Banking Solution Provider

Sponsored by Aspire Systems

Winner: 

  • Temenos for Temenos Banking Cloud

Highly Commended: 

  • FIS for Modern Banking Platform

Best Business Digital Banking Solutions Provider

Winner: 

  • Apiture for Apiture Digital Banking Platform

Highly Commended: 

  • ONEUP for Business Assistant and MANTL for Business Account Opening

Best Consumer Digital Banking Solutions Provider

Winner: 

  • 1Kosmos for 1Kosmos BlockID

Highly Commended: 

  • FinLocker LLC for FinLocker Mortgage Readiness Product and Moxo for Moxo's OneStop Client Interaction Hub

Tech of the Future

Winner: 

  • Arkose Labs for Arkose Labs Fraud Deterrence Platform

Highly Commended: 

  • Socure for Socure ID+ Platform, DeepTarget, Inc. for Digital Experience Platform and 3D StoryTeller and LiquidX for LiquidX Digital Trade Finance Solutions

Tech of the Future – Data, AI, ML & RPA

Winner: 

  • Symphony AyasdiAI for SensaAML

Highly Commended: 

  • FIS for FIS PREBOT and Facteus for Mimic Synthetic Data Engine

COVID-19 Response (Technology Services & Software Providers Only)

Winner: 

  • Abrigo for Abrigo's All-Hands PPP Response Results in $34 Billion in PPP Loans and 2.7 Million Jobs Saved

Highly Commended: 

  • Biz2Credit for Biz2X

Best Payments Solution Provider

Winner: 

  • Stellar Development Foundation for Stellar

Highly Commended: 

  • ACI Worldwide & SHERPA for Enterprise Payments Platform, Very Good Security (VGS) for VGS Payment Optimization and Volante Technologies for Volante Technologies

Best Payments Solution Provider - Start-up

Winner: 

  • Astra for Astra Automated Bank Transfer API

Highly Commended: 

  • Dropp for Micropayment Platform for Small Value Transactions in FIAT and Digital Currencies

Leadership Awards Winners & Highly Commended

Woman in Technology (W.I.T.)

Winner: 

  • Marinela Tudoran from Credit Suisse

Highly Commended: 

  • Funmilayo Oludaiye from Goldman Sachs, Margaret J. Hartigan from Marstone Inc., and Rania Succar. From Intuit

Tech Leadership

Winner: 

  • Gabriele Columbro from FINOS

Highly Commended: 

  • Andy R. Shah from Mercury Financial LLC (Mercury Financial) and Carrie Blankenship from Fiserv

Rising FinTech Star

Winner: 

  • Aaron Shapiro from Carver Edison

Highly Commended: 

  • Michelle Prohaska from Nymbus

Tech Team of the Year

Winner: 

  • BNY Mellon for BNY Mellon Enterprise Innovation Team


Editor's choice

Winner: 

  • Nymbus