Congratulations to all the 2025 winners!

Awards for Banks and FIs only:

Best Anti-Fraud/AML Solution

Winner:

Oscilar

Finalists:

Capital One
Millennium bcp
Oscilar
Refine Intelligence
Sumsub
Zenus Bank

Best Banking as a Service Provider

Winner:

Zindigi - JS Bank

Finalists:

Grasshopper Bank
Zenus Bank
Zindigi - JS Bank

Best Consumer Lending Solution

Winner:

Wisetack

Finalists:

Best Egg
Better.com
Citi Pay
Financial Plus Credit Union
Millennium bcp
Wisetack

Best Customer Experience Solution

Winner:

Millennium bcp

Finalists:

Bank of Montreal
Millennium bcp
novobanco
Owners Bank

Best Digital Bank

Winner:

Nubank

Finalists:

DBS Bank Hong Kong
Grasshopper Bank
Nubank
Piermont Bank

Best Financial Mobile App

Winner:

DBS Bank

Finalists:

Comviva & Global Money Exchange
DBS Bank
Mahalo Banking
Oportun
Plynk
Zindigi JS Bank

Best Marketing/Customer Acquisition Solution

Winner:

Bank of Montreal

Finalists:

Bank of Montreal
BOND.AI
Galxe
Naehas
VyStar Credit Union

Best Wealth Management Solution

Winner:

Flourish: Enabling Wealth 3.0

Finalists:

Daffy
Flourish: Enabling Wealth 3.0
Frec
Monefit
RBC Clearing & Custody
Thrivent

Awards for Banks, FIs, and Fintechs:

Best Consumer-Facing Payments Solution

Winner:

Engage People

Finalists:

Bank of Montreal
Engage People
FIS
Sipay Electronic Money and Payment Services Inc.
Universal Processing
Zip Co

Best Corporate Payments Solution

Winner:

TransferMate

Finalists:

Brim Financial
Kickfin
Orum
Papaya Global
TransferMate
Verituity

Best Enterprise Payments Solution

Winner:

Checkout.com

Finalists:

Brim Financial
Checkout.com
EBizCharge
J.P. Morgan Payments
SWIVEL
VizyPay

Best Fintech Partnership

Winner:

Engine by Starling, GFT Technologies & Salt

Finalists:

Brim Financial and Continental Bank
Engine by Starling, GFT Technologies & Salt
KeyBank
Lincoln Savings Bank & Qapital
Pulsate
Wildfire Systems, Inc

Best Generative AI Solution

Winner:

DataVisor

Finalists:

DataVisor
DBS Bank
LeapXpert
mBank S.A.
Morgan Stanley

Best ID Management/KYC Solution

Winner:

Incode Technologies

Finalists:

Digital Gateways
Incode Technologies
Proof
Youverse

Best Insurtech Solution

Winner:

Clearwater Analytics

Finalists:

Clearwater Analytics
Flourish
Quantiphi
Simply Business

Best RegTech Solution

Winner:

Innovative Systems (FinScan)

Finalists:

CyberUpgrade
Hummingbird
Innovative Systems
Persado
ThetaRay
Winnow

Best SMB/SME Banking Solution

Winner:

Apiture

Finalists:

Apiture
BILL
Casca
Finom
iBusiness Funding
Millennium bcp

Excellence in Financial Inclusion

Winner:

PayJoy

Finalists:

Bloom Credit
PayJoy
Sipay Electronic Money and Payment Services Inc.
Snap Finance
Tricolor
VyStar Credit Union

Excellence in Sustainability

Winner:

VyStar Credit Union

Finalists:

Sipay Electronic Money and Payment Services Inc.
Transact + CBORD
VyStar Credit Union

Most Impactful AI-Based Solution

Winner:

Talkdesk

Finalists:

Feedzai
Talkdesk
ThetaRay
Uplinq Financial Technologies
Westpac
WorkFusion

Awards for Fintechs and Tech Firms only:

Best Alternative Investments Solution

Winner:

InvestiFi

Finalists:

Alto
GoodFin
InvestiFi
iTrustCapital
Monefit
Sand Hill Road Technologies Fund

Best Back-Office/Core Services Solution

Winner:

SAP Fioneer

Finalists:

Amdocs
COCC
SAP Fioneer
Teslar Software
TransUnion
Treasury Prime

Best Embedded Finance Solution

Winner:

Union Credit

Finalists:

Array
Paystand
Synctera
TransferMate
Union Credit
Zenus Bank

Top Emerging Fintech Company

Winner:

Winnow

Finalists:

KashKick
TRU
Winnow
XYB
Zeplyn

Awards for Individuals:

Executive of the Year

Winner:

Raj Seshadri, Mastercard

Finalists:

Paul Ricci, Best Egg
Richard Leone, COCC
Jon Wilk, CompoSecure
Nimish Panchmatia, DBS Bank
Rachelle Kippe, Financial Plus Credit Union
Ray Chalub, Inter&Co
Cynthia Chen, Kikoff
Raj Seshadri, Mastercard

Innovator of the Year

Winner:

Chandini Jain, Auquan

Finalists:

Chandini Jain, Auquan
Jeremy Lappin, Candex
Scott Zoldi, FICO
David Mitchell, Owners Bank
Alexandra McLeod, Parlay
Sergio Álvarez Teleña, SciTheWorld
Laura Newell-McLaughlin, Transact + CBORD
Kai Stinchcombe, True Link