Given to an FI and fintech company who are working together to build something new and groundbreaking. The partnership should allow them to do something together that is greater than the sum of their parts.

Winner & finalists:

• Radius Bank and Treasury Prime
• American Express and Nova Credit
• PPP.bank (Citizens Bank of Edmond and Teslar Software)
• SpeciFI (SigFig and Citizens Bank)
• EasyVest (Access Softek and DriveWealth)

Given to a fintech startup 2 years old or younger that is the most likely to become the next fintech unicorn.

Winner & finalists:

• Instnt
• Quantum Xchange
• Payitoff
• Pipe
• Breach Clarity

Given to an accelerator or incubator that consistently nurtures quality fintech companies and helps them on their journey. Factors will include how their alumni roster has performed in the market and testimonials from innovators who have participated in the accelerator or incubator.

Winner & finalists:

• FinTech Innovation Lab
• QC Fintech
• Mastercard Start Path
• The Venture Center
• Visa’s Fintech Fast Track Program

Given to a bank or FI that has created an exceptional customer experience for their users. Customer experience will include all aspects of a customer journey from onboarding/account opening through account management, customer service, etc.

Winner & finalists:

• Spire with EY
• TMRW by United Overseas Bank
• US Bank
• Backbase/WSECU
• Commonwealth Bank of Australia

Given to a digital-only or digital-first bank that offers its customers quality products and an exceptional digital experience.

Winner & finalists:

• Current
• Radius Bank
• STASH
• Oxygen
• Varo Money

Given to a bank or FI that excels in the field of consumer lending by offering quality products and an exceptional digital experience.

Winner & finalists:

• SoFi
• Sezzle
• NF Innova and Raiffeisen Bank Serbia
• Earnest Private Student Loans

Given to a bank or FI that excels in digital or online mortgage by offering quality products and an exceptional digital experience.

Winner & finalists:

• SoFi
• LendingHome
• Ellie Mae
• Novo Banco
• ITSCREDIT

Given to a bank or FI that excels at engaging with small and medium sized businesses by offering quality products and an exceptional digital experience.

Winner & finalists:

• Tinkoff
• Novo Banco
• Forus
• ANNA Money

Given to a fintech or tech company that uses technology to offer investment opportunities beyond what traditional investment and wealth management firms are able to provide.

Winner & finalists:

• PeerStreet
• Roofstock
• CNote
• Proteus
• Forus

Given to a bank. FI, or fintech firm that excels at engaging with unbanked and under-banked people from around the world in order to give more people access to basic banking services.

Winner & finalists:

• Current
• PayActiv
• Nova Credit
• Rewire
• Branch

Given to a bank or FI that excels in the area of ID management, including ID verification and KYC compliance pieces, and protecting customers’ identities and safeguarding their personal data.

Winner & finalists:

• ID R&D
• buguroo
• ING
• Breach Clarity

Given to a bank, FI, or fintech company that excels in the field of regulatory compliance without disrupting customer experience or creating inefficiencies for bank employees.

Winner & finalists:

• Facteus
• ING
• Shield
• Napier
• TeleMessage

Given to a bank, FI,or fintech company that is using artificial intelligence/machine-learning technology to the greatest effect, creating new capabilities that are only possible through AI/ML.

Winner & finalists:

• Zest AI
• Fiserv Card Risk Office
• BMO AI Cashflow Prediction
• Socure
• Symend

Given to the fintech or tech company that excels in back-office and core-services solutions. Allowing banks and FIs to seamlessly manage their day-to-day operations while also giving them the opportunity to engage with new tech solutions and establish new products and processes.

Winner & finalists:

• SmartStream Technologies
• Finzly
• MANTL
• MAXEX
• Wings

Given to an individual who holds an executive-level position at a bank, FI or intech firm whose leadership has pushed their team to accomplish great things.

Winner & finalists:

• Maria Gotsch
• Anthony Noto
• Stuart Sopp
• João Lima Pinto
• Renaud Laplanche
• Steve Smith

Given to a woman whose achievements and work in fintech-related areas of financial services have helped enhance the sector or raise its profile as a career for women. Through education, leadership, mentoring, coaching or acting as a role model.

Winner & finalists:

• Melanie Pickett
• Dr. Vivien Chua
• Lauren Dillard
• Nicky Goulimis
• Nadia Sood
• Lisa Kimball

Given to an individual whose innovative ideas and creations have had the greatest impact on financial technology.

Winner & finalists:

• Jeet Singh
• Elena Ionenko
• Keith Brannan
• Markus Wunsch
• Tom Burmeister
• Harry Hurst

Given to a bank or FI that has an excellent mobile app. Balancing functionality, design, security, and usability to create an outstanding customer experience.

Winner & finalists:

• TMRW by United Overseas Bank
• SANTANDER
• Sberbank
• Commonwealth Bank of Australia
• Coast Capital Savings

Given to a bank, FI or fintech company that excels in the field of mobile payments.

Winner & finalists:

• FINN/ING
• Ondot Systems
• PAYXPERT
• Nordic API Gateway
• PayRange

Given to a bank, FI,or fintech company that excels in the area of enterprise payments, balancing speed, ease of use, and reliability.

Winner & finalists:

• Finartz
• Finzly
• Oversight
• Marqeta
• GoCardless

Given to a fintech, FI or insurance provider with an excellent new solution in the insurtech space.

Winner & finalists:

• Insuritas
• Spire with EY
• Kasasa Care
• Clearcover

Given to a wealth management firm, bank or FI with an excellent new solution to give consumers more control over their future wealth and help them meet long-term financial goals.

Winner & finalists:

• SoFi Invest
• SmartAsset
• Nucoro
• SpeciFI (SigFig and Citizens Bank)
• Apex Clearing

Given to a  bank, FI   or fintech company doing excellent work in sustainability. Sustainability can be broadly defined as made up of three primary areas: economic, social, and environmental.

Winner & finalists:

• BMO Give&Go
• RootAnt
• PayActiv
• Affirm