Geetha Premraj

Head of Global Product Delivery for Real-Time Payments at J.P.Morgan

Speaker

Geetha Premraj is the Head of Global Product Delivery for Real-Time Payments at JPMorgan Chase & Co., based in Jersey City, New Jersey. In this role, she oversees the strategy, development and execution of real-time payment solutions across global markets, focusing on expanding the firm’s capabilities in instant payments while ensuring scalable, secure, and high performing platforms that meet the evolving needs of clients and financial institutions worldwide.

With over 20 years of experience in the payments industry, Geetha has consistently driven excellence across various leadership roles. Before joining JPMorgan Chase, she was the Head of Product for the Payment Platform at Chime, where she managed multiple payment rails and laid the foundation for a high-growth, compliant, and resilient money movement infrastructure during a period of rapid scale.

Prior to that, Geetha served as the Director of Product Management at Visa, managing a portfolio of payment products and standardizing key digital and traditional rails. Her extensive experience includes a significant tenure at Western Union, where she leveraged her strong technical background to lead key engineering and product initiatives globally, including the company’s digital transformation.

Her domain expertise spans a wide array of areas, including Digital Payments, Cards, ACH, Transfers, Instant Payments, Risk and Fraud, Global Compliance and Regulations, Pricing, FX, Taxes, Promotions, Loyalty, Settlement, and Reconciliation.

Geetha holds a Master’s degree in Computer Science and is passionate about delivering meaningful customer experiences and building high-performing teams. She continues to mentor aspiring leaders and advocates for thoughtful innovation in financial services. Outside of work, Geetha enjoys travel and spending time outdoors with her family in New Jersey.