Founded in 2014, Scienaptic AI drives financial inclusion through AI-powered credit decisioning. Its platform enhances lending accuracy using advanced machine learning, risk monitoring, and compliance tools. Backed by 10 strategic investors, its Credit Union Service Organization (CUSO) strengthens inclusive loan growth, automation, and lifecycle management. Supporting over 150 lenders managing $3.9 trillion in assets, Scienaptic processes 3 million credit decisions monthly—unlocking $3 billion in loans and helping 1.3 million underserved individuals access credit. With rapid adoption of AI in lending, Scienaptic has grown over 2,000% in three years, reinforcing its commitment to empowering financial institutions and communities.