Ralph Armenta

President, Lending-in-a-Box at Incenter Lender Services

Speaker

Ralph Armenta is a seasoned, New York-based mortgage, fintech, and capital markets executive currently serving as the President of Lending-in-a-Box at Incenter Lender Services and serves on the board of directors of Home Equity Lending News. In his leadership role at Incenter, Armenta is responsible for accelerating the market introduction of diverse mortgage and non-mortgage loan products—such as private student loans and residential transition loans. His work focuses on providing "plug and play" digital solutions that help independent mortgage banks, credit unions, depositories, and community banks rapidly build new revenue streams and generate liquidity without adding fixed operational costs.

Backed by over two decades of industry leadership, Armenta's prior experience includes notable positions such as Senior Vice President of Enterprise Sales at Computershare Loan Services (where he was a top salesperson for two consecutive years), Executive Vice President and Chief Revenue Officer at LoanFuel, and Managing Director at Compass Analytics. Alongside his corporate achievements, he has served as an adjunct professor at New York's Empire State University for 20 years, teaching undergraduate and graduate courses in corporate finance, macroeconomics, and financial strategy. He holds a Bachelor of Arts from The Catholic University of America and a Master of Science from the Zicklin School of Business.