At Unlock, we provide products and services that help homeowners address financial needs so they can plan the future they envision. Our flagship product is our home equity agreement (HEA), a clear, flexible financing solution for homeowners who want to access their home equity without taking on a monthly debt payment.

Headquartered in Tempe, Arizona, with a branch office in Troy, Michigan, we’ve been offering homeowners greater control over their finances since 2020.