Method Financial powers real-time connectivity to consumer liabilities for the nation's top lenders. Through a single, secure API, Method gives lenders continuous up-to-date liability data and the ability to send payments directly to creditors – driving higher application conversion, faster funding, and stronger loan books. With just a consumer’s name, phone number, and consent, lenders can:

• Access real-time liability data: See a borrower’s liabilities, including balances, payments, payoff amounts, and account details, without requiring credentials or manual entry.
• Pay creditors directly: Send funds directly to a borrower’s creditors, with verified account details and end-to-end payment tracking.
• Monitor borrowers over time: Stay up to date as liabilities and borrower behavior change after funding to identify emerging risk, re-engagement, and cross-sell opportunities.

Method has helped 45M+ consumers connect their liability accounts and facilitated over $5B+ in repayments. Backed by Andreessen Horowitz (a16z), Truist Ventures, Samsung Next, Emergence Capital, and Y Combinator, Method is trusted by leading lenders to build faster, more informed lending experiences.