Tuesday 06/16: Day Two - PT (Pacific Time, GMT-08:00)
Registration will be open until 10:00 am
Rates, volumes & credit performance: How higher-for-longer rates are reshaping origination mix, muting refinance activity, influencing securitization volumes, and testing loan and bond performance.
Underwriting through volatility: How lenders and investors are underwriting across uncertain rate, inflation, and macroeconomic scenarios in a more volatile environment.
Policy, regulation & agency risk: The impact of federal housing policy shifts, regulatory posture, and renewed debate over GSE reform on liquidity, pricing, and private markets.
Who the borrower is now: How today’s borrower is older, more self-employed, more investor-driven, and increasingly reliant on alternative income and credit evaluation.
Affordability, demand & access: How elevated rates, high prices, and limited supply are affecting mortgage affordability and demand—and whether alternative credit data can responsibly expand access.