The Loan Store (TLS) is a premier wholesale lender committed to empowering mortgage brokers and non-delegated correspondent partners with a comprehensive and innovative product lineup. Our core offerings include Conventional, Jumbo, Non-QM (Flex and DSCR), Hard Money Lending for Investors, FHA, VA, USDA, and HELOCs—providing brokers with a full suite of financing solutions to meet their clients’ needs.

TLS goes beyond traditional lending by developing exclusive Non-QM products that offer unique financing solutions not found anywhere else. Our Flex Non-QM Income program expands borrower eligibility by allowing alternative income verification methods, including Bank Statements, 1099s, Profit & Loss, Asset Depletion, Asset Utilization and Depletion as well as Restricted Stocks. Our Buy Before You Sell program, created in partnership with HomeLight, enables clients to purchase a new home before selling their existing one—providing a streamlined alternative to traditional bridge loans. Additionally, Simply Solar, a first-of-its-kind program, rewards borrowers with 3.5% of the loan amount—up to $13,000—to use toward their down payment, closing costs, or other expenses when financing a solar-equipped home.

At TLS, we don’t just offer products—we create strategic lending solutions that help brokers close more loans and grow their business. Our industry-leading technology, expert underwriting, and service-focused approach ensure smooth, efficient closings and a superior lending experience. Partner with TLS and experience the future of wholesale lending.