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Payments International
November 2024

Heike Winter
Director, Retail Payments Policy at Deutsche Bundesbank


At the Deutsche Bundesbank, Heike Winter is responsible for policy issues relating to the retail payments and the digital euro project. This comprises committee work in the Eurosystem and in the German banking industry. After completing her degree in economics, Dr Winter worked at an institute for economic theory. She joined the Deutsche Bundesbank in February 1999, working initially in the Public Relations and Economic Education Departments before transferring to the Payments Department in March 2007.

Agenda Sessions

  • CBDCs & the digital euro