Richard Wallace

Chief Financial Officer at Rain City Capital

Speaker

Richard Wallace, CFA, is Chief Financial Officer of Rain City Capital, where he leads capital markets and finance for an institutionalizing real estate credit platform focused on residential transition and DSCR investor lending.

Over the past several years, he has helped scale the business from a regional lender into a $600+ million annual originations platform, tripling revenue to $60 million while building a diversified capital stack that includes $200 million of warehouse capacity and a $200 million securitization program.

Richard specializes in structuring capital across warehouse and term markets to support disciplined, capital-efficient growth. His experience sits at the intersection of private credit and structured finance, where he focuses on how lenders evolve from opportunistic capital to durable, programmatic funding models in a rapidly shifting regulatory and underwriting environment.