David Hernandez

Chief Risk Officer at Bradesco Bank

Speaker

David commenced his banking career with Marine Midland Bank in New York City while still attending college. Having initially focused on the treasury side of banking, David held positions as head of Treasury operations and then Lending operations at a number of international banks in New York until he was appointed as Head of Treasury Operations for what is today Sumitomo Mitsui Banking Corporation in New York. Originally commencing with Mitsui Bank, the bank at that time placed in the top two positions globally by asset size. David eventually assumed the role of Head of Risk Management giving him oversight over treasury risk management, loan review, internal audit, compliance, and asset liability management.

Relocating to South Florida, David joined Protiviti, a global consulting company, as the head of the financial services practice for Florida and was the senior “subject matter expert” for the U.S. southeast region in areas such as Anti Money Laundering and Risk Management. In this capacity, David provided risk management, internal audit and compliance consulting services for a number of banks in Florida, as well as New York and Chicago. Later David joined Great Florida Bank as Chief Risk Officer and Executive Vice President. Currently David is the Chief Risk Officer for Bradesco Bank in Coral Gables Florida, heading areas such as Risk Management, Credit Administration, BSA/AML, Compliance and Information Security. David was formerly the Chairman of the Board of Directors for (FIBA) Financial & International Business Association (formerly Florida International Bankers Association), as well as the Chair for the Executive committee. FIBA represents 61-member banks and 51 allied professionals focusing on international banking in the Americas. David is an active speaker in the areas of risk and compliance.