Michelle Saiffulina

Group Head of Tax and Transfer Pricing at QUINTET PRIVATE BANK

Michelle Saifullina is Group Head of Tax and Transfer Pricing at a pan‑European private bank, where she oversees transfer pricing, VAT, and corporate tax across multiple jurisdictions. She works closely with senior leadership and the Board to translate complex tax and regulatory requirements into clear, pragmatic, and risk‑aware business decisions. Her focus is on positioning transfer pricing not only as a compliance obligation, but as a strategic tool to align value creation, operating models, and governance. She has led the end‑to‑end design and implementation of the bank’s transfer pricing framework, including policy setting, documentation, and operational embedding. Prior to moving in‑house, Michelle built her experience in Big Four advisory roles, covering the full transfer pricing lifecycle from structuring and design to documentation and audit defence. She is a founding member of the Luxembourg Transfer Pricing Association and a regular speaker within the tax and transfer pricing community.