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Banking Tech Awards
4th December 2024
Royal Lancaster Hotel

Congratulations to all the 2023 Banking Tech Awards Winners and Highly Commended

Banking Tech Project Awards winners and highly commended

Banking for Good

Winner:

  • African Bank: African Bank Enterprise & Supplier Development

Best Bank & FinTech Partnership

Winner:

  • Token.io and HSBC UK: Partnering to transform payments in the online retail space

Highly Commended:

  • Commonwealth Bank of Australia and Paydock: Powerboard
  • NatWest and Cogo: The Carbon Tracker

Best Contribution to Economic Mobility for SMEs

Winner:

  • Banco Provincia: Cuenta DNI Comercios

Best Contribution to Economic Mobility for Consumers

Winner:

  • ADP, Inc: Wisely by ADP

Highly Commended:

  • Paysafe: Paysafecash
  • BancoEstado: Pasaje QR and Bolsillo Electrónico Familiar

Best Embedded Finance Initiative

Winner:

  • HSBC: Pioneer in Embedded Financing to Cloud ERP

Highly Commended:

  • Banco BPI: BPI Expresso Imobiliário
  • Union Bank of India and Infosys Finacle: Union Bank UVConn & UVA

Best Mobile Initiative for Consumers

Winner:

  • Alliance Bank: Virtual Credit Card with Dynamic Card Number Feature on allianceonline Mobile

Highly Commended:

  • Far Eastern International Bank: Bankee Social Bank by Far Eastern International Bank

Best Mobile Initiative for Business

Sponsored by Veritran

Winner:

  • HSBC: Kinetic

Highly Commended:

  • RBS International: eQ mobile
  • Merrill Wealth Management: Mobile Advisor Experience (MAX)

Best Mobile App for Consumers

Winner:

  • Zenus Bank: Zenus Bank app

Highly Commended:

  • İşbank: Nays
  • Malayan Banking Berhad: MAE App

Best Newcomer Banking Brand

Sponsored by JP Morgan

Winner:

  • VeloBank: VeloBank

Best Tech Overhaul – Back Office

Winner:

  • Deutsche Bank: Cirrus

Highly Commended:

  • NatWest: Finance Transformation

Best Tech Overhaul – Front Office

Winner:

  • J.P. Morgan: Transformation of JPM Asset Management Derivatives platform in collaboration with JPM Corporate and Investment Bank

Highly Commended:

  • Morgan Stanley: Power E*TRADE

Best Use of Artificial Intelligence/Machine Learning

Winner:

  • DBS Bank: SGD Current Account and Savings Account (CASA) Liquidity Management Models

Highly Commended:

  • United Overseas Bank: SG REITS Discretionary Portfolio Management & Optimization

Best Use of Artificial Intelligence/Machine Learning in Fighting Fraud

Winner:

  • NatWest: Featurespace ARIC™ Risk Hub

Best Use of Artificial Intelligence/Machine Learning – Virtual Assistant

Winner:

  • DBS Bank: DBS Car Loan Digibot

Best Use of Cloud

Winner:

  • Monument Bank: Monument Bank Cloud Platform

Highly Commended:

  • Optima Bank: 1st fully cloud-based Enterprise Data Warehouse in a Greek bank

Best Use of Data

Winner:

  • Morgan Stanley: Application Reliability Tool (ART)

Highly Commended:

  • JPMorgan Chase: JADE Entitlements Management (JEM)
  • CTBC Bank: CTBC Brain - Hyper-Personalized Precision Marketing for the Best Offer by 5R Strategy
  • ZiraatBank: Data Analysis Based Internal Control Model

Best Use of Data – Customer Insights, Personalistion & Rewards

Winner:

  • Lloyds Banking Group: Lloyds Bank Market Intelligence digital channel

Best Use of RegTech

Winner:

  • Wells Fargo: Wells Fargo Enterprise Complaints Management Platform Project

Best Use of Tech in Business Lending

Winner:

  • HSBC: Transforming HSBC's Lending Business with Solidatus

Highly Commended:

  • J.P. Morgan: Lending Wizard

Best Use of Tech in Consumer Lending

Winner:

  • Updraft: We help you make changes that pay off

Highly Commended:

  • Malayan Banking Berhad: Maybank Home2u

Best Use of Tech in Combatting Fraud

Winner:

  • J.P. Morgan: Fraud Connect

Highly Commended:

  • Wells Fargo: Check Fraud Project
  • Macquarie Bank: Macquarie Authenticator

Best Use of Tech in Corporate Banking

Winner:

  • HSBC: UniTransact

Highly Commended:

  • CTBC Bank: CTBC Links

Best Use of Tech in Payments

Winner:

  • Payit by NatWest: Payit by NatWest

Best Use of Tech in Private Banking/Wealth Management

Winner:

  • Coutts: 440 and Bank-in-the-App

Highly Commended:

  • Merrill Wealth Management: Mobile Advisor Experience (MAX)
  • HDFC Bank and Infosys Finacle: HDFC Bank One-Stop Wealth Management

Best Use of Tech in Retail Banking

Winner:

  • Bank of Montreal (BMO): New to Canada

Highly Commended:

  • K&H Bank Hungary: K&H mobilebank
  • Zenus Bank: Zenus Infinite Visa debit card and account

Best Use of Tech in SME Banking

Winner:

  • Allica Bank: Auto DIP for Commercial Mortgages

Highly Commended:

  • Tide Bank: Tide Accounting

Best User/Customer Experience Initiative

Winner:

  • Banco BPI: AGE

Highly Commended:

  • Novo Banco S.A: Personal Client Information Update
  • Bank of Montreal (BMO): BMO Savings Amplifier

Best User/Customer Experience Initiative - Payments

Winner:

  • Bank of Montreal (BMO): Pre-Authorized Payment Manager and Same Day Grace

Best User/Customer Experience Initiative - Mobile App

Winner:

  • BTG Pactual: BTG Pactual Banking

Top Innovation

Winner:

  • Merrill Wealth Management: Merrill Advisor Match

Highly Commended:

  • HSBC: Innovating HSBC's Lending Business: Digital Credit Portal

Top Innovation – Internal Controls

Winner:

  • Morgan Stanley: Morgan Stanley Systematic Change

Highly Commended:

  • HSBC: Quantum Key Distribution (QKD)
  • JPMorgan Chase: JADE DMS

Top Innovation – Digital Assets & Blockchain

Winner:

  • Goldman Sachs: Goldman Sachs Digital Asset Platform (GS DAP™)

Top Innovation – Beyond Banking

Winner:

  • Banco BPI: BPI VR

Excellence in Tech Awards winners and highly commended

Best BankingTech Solution Provider - Digital Engagement

Winner:

  • Comarch: Comarch Open Platform

Best Core Banking System

Winner:

Best Challenger Core Banking System

Winner:

  • Pismo: Pismo Core

Highly Commended:

  • Five Degrees Solutions B.V.: °neo by Five Degrees

Best Embedded Finance System

Winner:

  • QuickFi: QuickFi Platform

Highly Commended:

  • BM Technologies (BMTX): BM Technologies (BMTX) BaaS

Best Open Banking System

Winner:

  • Token.io: A2A Payments Infrastructure Powered by Open Banking

Highly Commended:

  • Nuapay: Nuapay's Authenticated Mandates
  • Intellect Design Arena Limited: Open Finance enabled Retail Banking Platform

Best Digital Solution Provider – Financial & Investment Advice

Winner:

  • wealthpilot: B2B2C platform

Highly Commended:

  • FusionIQ: FusionIQ One
  • Flourish: Flourish Cash: Empowering Alliance for Investors and Banks

Best Digital Solution Provider – Identity Verification

Winner:

  • IDVerse - An OCR Labs Company: IDVerse

Best Digital Solution Provider – RegTech

Winner:

  • S&P Global Market Intelligence: S&P Global KY3P® (Know Your Third Party)

Highly Commended:

  • BR-AG P.S.A.: ATOME Platform
  • Netcetera AG: The balance between security, regulation, and customer convenience - Netcetera 3-D Secure Issuer Solution

Best Digital Solution Provider – Banking Tech

Winner:

  • TreasurUp: Foreign Exchange (FX) Front Ends for Commercial Banks

Highly Commended:

  • NTT DATA: Everilion Loyalty

Best Digital Solution Provider – LendTech

Winner:

  • Teylor: Modern SME Financing

Highly Commended:

  • Codat: The universal API for small business data

Best Digital Solution Provider – WealthTech

Winner:

  • Qulix: Elinvar

Highly Commended:

  • Moxo: Moxo’s platform

Best Digital Solution Provider – PayTech

Winner:

  • Shieldpay: Verify, Hold and Disburse

Highly Commended:

  • Papaya Global: Papaya OS - The Only Technology Built for Payroll Payments
  • B4B Payments: Suite of full stack, API driven payments services

Best RegTech Solution Provider – Compliance

Winner:

  • Quantexa: Unify Data and Drive AI-Enabled Decisions

Highly Commended:

  • Napier: Napier Continuum

Best RegTech Solution Provider – Communications

Winner:

  • Wecan Group SA: Wecan Comply and Wecan Connect

Best PayTech Solution Provider for Banks

Winner:

  • SurePay: Confirmation of Payee Portal for PSPs

Highly Commended:

  • iGTB Intellect: Corporate Payments Solution

Best Reconciliation Solution

Winner:

  • SmartStream Technologies: SmartStream Air v8.0

FinTech for Good

Sponsored by FinTech B2B Marketing

Winner:

  • Unbox the Universe: Unbox Addiction - using fintech to solve the opioid crisis in the USA

FinTech Start-up of the Year

Winner:

  • Mifundo: Borderless financial platform

Highly Commended:

  • MatLogica: AADC (Automatic Adjoint Differentiation Compiler)
  • Salmon: Modern financial services for the next billion in Asia

PayTech Start-up of the Year

Winner:

  • Jeeves: Jeeves Pay

Tech of the Future

Winner:

  • PayTic: PayTic’s solution

Highly Commended:

  • payee-auth.com: Universal zero-knowledge privacy-preserving Confirmation of Payee, Confirmation of Wallet, Confirmation of Private Customer Data and Payee KYC
  • Moxo: Moxo’s platform
  • Likezero: Likezero solution

Tech of the Future – AI and Data

Winner:

  • Ultipa: Real-time Liquidity Risk Management (and Attribution Analysis w/ Graph XAI)

Highly Commended:

  • Incedo Inc.: Incedo Lighthouse
  • Zenarate: Zenarate AI Coach
  • Cardo AI: Structured Finance Management Platform

Tech of the Future – AI and Data – Decision Engine

Winner:

  • Omnisient: Omnisient Privacy-Preserving Data Collaboration Platform

Tech of the Future – Blockchain

Winner:

  • GK8: GK8 platform for secure custody, tokenization and monetization of digital assets

Highly Commended:

  • Allinfra: Allinfra Climate
  • Quant: Quant’s Overledger platform – Central-bank grade blockchain for everyone

Leadership Awards winners and highly commended

Tech Leadership – Bank/Financial Institution

Winner:

  • Ravneet Shah, CTO, Allica Bank

Tech Leadership – Software & Services Provider

Winner:

  • Asif Peer, Group CEO & MD, Systems Limited

Highly Commended:

  • Jonathan Wilk, Chief Executive Officer, CompoSecure

Tech Team of the Year – Bank/Financial Institution

Winner:

  • VeloBank: VeloBank Tech Team

Highly Commended:

  • Bank of America: EMEA Technology Team
  • Wells Fargo: Wells Fargo ISO20022 Target2/CBPR+ Payment Mandate

Tech Team of the Year – Software & Services Provider

Winner:

  • Form3: Form3's Engineering Team

Woman in Technology (W.I.T.) – Bank/Financial Institution

Sponsored by NTT Data

Winner:

  • Karin Van Hoecke, General Manager Digital Transformation & Data, KBC Belgium, KBC Bank N.V. - Belgium

Highly Commended:

  • Casey Franz, Managing Director, Head of Merrill Platforms & Capabilities, Merrill Wealth Management
  • Pari Lennartz, Vice President of Engineering, MPOWER Financing

Woman in Technology (W.I.T.) – Software & Services Provider

Winner:

  • Janet Bastiman, Chief Data Scientist, Napier

Highly Commended:

  • Rochelle Nawrocki-Gorey, CEO & Founder, SpringFour
  • Vicky Sanders, Chief Digital Officer, OpenFin

Woman In Technology (WIT) - Spearheading Growth

Winner:

  • Amanda Howkins, Director - Head of Global New Business, Form3

Editor's Choice - Bank/Financial Institution

Winner:

  • Castle Trust Bank

Editor's Choice - Software & Services Provider

Winner:

  • Signicat