Congratulations to all the 2023 Banking Tech Awards Winners and Highly Commended
Banking Tech Project Awards winners and highly commended
Banking for Good
Winner:
- African Bank: African Bank Enterprise & Supplier Development
Best Bank & FinTech Partnership
Winner:
- Token.io and HSBC UK: Partnering to transform payments in the online retail space
Highly Commended:
- Commonwealth Bank of Australia and Paydock: Powerboard
- NatWest and Cogo: The Carbon Tracker
Best Contribution to Economic Mobility for SMEs
Winner:
- Banco Provincia: Cuenta DNI Comercios
Best Contribution to Economic Mobility for Consumers
Winner:
- ADP, Inc: Wisely by ADP
Highly Commended:
- Paysafe: Paysafecash
- BancoEstado: Pasaje QR and Bolsillo Electrónico Familiar
Best Embedded Finance Initiative
Winner:
- HSBC: Pioneer in Embedded Financing to Cloud ERP
Highly Commended:
- Banco BPI: BPI Expresso Imobiliário
- Union Bank of India and Infosys Finacle: Union Bank UVConn & UVA
Best Mobile Initiative for Consumers
Winner:
- Alliance Bank: Virtual Credit Card with Dynamic Card Number Feature on allianceonline Mobile
Highly Commended:
- Far Eastern International Bank: Bankee Social Bank by Far Eastern International Bank
Best Mobile Initiative for Business
Sponsored by Veritran
Winner:
- HSBC: Kinetic
Highly Commended:
- RBS International: eQ mobile
- Merrill Wealth Management: Mobile Advisor Experience (MAX)
Best Mobile App for Consumers
Winner:
- Zenus Bank: Zenus Bank app
Highly Commended:
- İşbank: Nays
- Malayan Banking Berhad: MAE App
Best Newcomer Banking Brand
Best Tech Overhaul – Back Office
Winner:
- Deutsche Bank: Cirrus
Highly Commended:
- NatWest: Finance Transformation
Best Tech Overhaul – Front Office
Winner:
- J.P. Morgan: Transformation of JPM Asset Management Derivatives platform in collaboration with JPM Corporate and Investment Bank
Highly Commended:
- Morgan Stanley: Power E*TRADE
Best Use of Artificial Intelligence/Machine Learning
Winner:
- DBS Bank: SGD Current Account and Savings Account (CASA) Liquidity Management Models
Highly Commended:
- United Overseas Bank: SG REITS Discretionary Portfolio Management & Optimization
Best Use of Artificial Intelligence/Machine Learning in Fighting Fraud
Winner:
- NatWest: Featurespace ARIC™ Risk Hub
Best Use of Artificial Intelligence/Machine Learning – Virtual Assistant
Winner:
- DBS Bank: DBS Car Loan Digibot
Best Use of Cloud
Winner:
- Monument Bank: Monument Bank Cloud Platform
Highly Commended:
- Optima Bank: 1st fully cloud-based Enterprise Data Warehouse in a Greek bank
Best Use of Data
Winner:
- Morgan Stanley: Application Reliability Tool (ART)
Highly Commended:
- JPMorgan Chase: JADE Entitlements Management (JEM)
- CTBC Bank: CTBC Brain - Hyper-Personalized Precision Marketing for the Best Offer by 5R Strategy
- ZiraatBank: Data Analysis Based Internal Control Model
Best Use of Data – Customer Insights, Personalistion & Rewards
Winner:
- Lloyds Banking Group: Lloyds Bank Market Intelligence digital channel
Best Use of RegTech
Winner:
- Wells Fargo: Wells Fargo Enterprise Complaints Management Platform Project
Best Use of Tech in Business Lending
Winner:
- HSBC: Transforming HSBC's Lending Business with Solidatus
Highly Commended:
- J.P. Morgan: Lending Wizard
Best Use of Tech in Consumer Lending
Winner:
- Updraft: We help you make changes that pay off
Highly Commended:
- Malayan Banking Berhad: Maybank Home2u
Best Use of Tech in Combatting Fraud
Winner:
- J.P. Morgan: Fraud Connect
Highly Commended:
- Wells Fargo: Check Fraud Project
- Macquarie Bank: Macquarie Authenticator
Best Use of Tech in Corporate Banking
Winner:
- HSBC: UniTransact
Highly Commended:
- CTBC Bank: CTBC Links
Best Use of Tech in Payments
Winner:
- Payit by NatWest: Payit by NatWest
Best Use of Tech in Private Banking/Wealth Management
Winner:
- Coutts: 440 and Bank-in-the-App
Highly Commended:
- Merrill Wealth Management: Mobile Advisor Experience (MAX)
- HDFC Bank and Infosys Finacle: HDFC Bank One-Stop Wealth Management
Best Use of Tech in Retail Banking
Winner:
- Bank of Montreal (BMO): New to Canada
Highly Commended:
- K&H Bank Hungary: K&H mobilebank
- Zenus Bank: Zenus Infinite Visa debit card and account
Best Use of Tech in SME Banking
Winner:
- Allica Bank: Auto DIP for Commercial Mortgages
Highly Commended:
- Tide Bank: Tide Accounting
Best User/Customer Experience Initiative
Winner:
- Banco BPI: AGE
Highly Commended:
- Novo Banco S.A: Personal Client Information Update
- Bank of Montreal (BMO): BMO Savings Amplifier
Best User/Customer Experience Initiative - Payments
Winner:
- Bank of Montreal (BMO): Pre-Authorized Payment Manager and Same Day Grace
Best User/Customer Experience Initiative - Mobile App
Winner:
- BTG Pactual: BTG Pactual Banking
Top Innovation
Winner:
Merrill Wealth Management: Merrill Advisor Match
Highly Commended:
- HSBC: Innovating HSBC's Lending Business: Digital Credit Portal
Top Innovation – Internal Controls
Winner:
- Morgan Stanley: Morgan Stanley Systematic Change
Highly Commended:
- HSBC: Quantum Key Distribution (QKD)
- JPMorgan Chase: JADE DMS
Top Innovation – Digital Assets & Blockchain
Winner:
- Goldman Sachs: Goldman Sachs Digital Asset Platform (GS DAP™)
Top Innovation – Beyond Banking
Winner:
- Banco BPI: BPI VR
Excellence in Tech Awards winners and highly commended
Best BankingTech Solution Provider - Digital Engagement
Winner:
- Comarch: Comarch Open Platform
Best Core Banking System
Winner:
- Temenos: Temenos Banking Cloud
Best Challenger Core Banking System
Winner:
- Pismo: Pismo Core
Highly Commended:
- Five Degrees Solutions B.V.: °neo by Five Degrees
Best Embedded Finance System
Winner:
- QuickFi: QuickFi Platform
Highly Commended:
- BM Technologies (BMTX): BM Technologies (BMTX) BaaS
Best Open Banking System
Winner:
- Token.io: A2A Payments Infrastructure Powered by Open Banking
Highly Commended:
- Nuapay: Nuapay's Authenticated Mandates
- Intellect Design Arena Limited: Open Finance enabled Retail Banking Platform
Best Digital Solution Provider – Financial & Investment Advice
Winner:
- wealthpilot: B2B2C platform
Highly Commended:
- FusionIQ: FusionIQ One
- Flourish: Flourish Cash: Empowering Alliance for Investors and Banks
Best Digital Solution Provider – Identity Verification
Winner:
- IDVerse - An OCR Labs Company: IDVerse
Best Digital Solution Provider – RegTech
Winner:
- S&P Global Market Intelligence: S&P Global KY3P® (Know Your Third Party)
Highly Commended:
- BR-AG P.S.A.: ATOME Platform
- Netcetera AG: The balance between security, regulation, and customer convenience - Netcetera 3-D Secure Issuer Solution
Best Digital Solution Provider – Banking Tech
Winner:
- TreasurUp: Foreign Exchange (FX) Front Ends for Commercial Banks
Highly Commended:
- NTT DATA: Everilion Loyalty
Best Digital Solution Provider – LendTech
Winner:
- Teylor: Modern SME Financing
Highly Commended:
- Codat: The universal API for small business data
Best Digital Solution Provider – WealthTech
Winner:
- Qulix: Elinvar
Highly Commended:
- Moxo: Moxo’s platform
Best Digital Solution Provider – PayTech
Winner:
- Shieldpay: Verify, Hold and Disburse
Highly Commended:
- Papaya Global: Papaya OS - The Only Technology Built for Payroll Payments
- B4B Payments: Suite of full stack, API driven payments services
Best RegTech Solution Provider – Compliance
Winner:
- Quantexa: Unify Data and Drive AI-Enabled Decisions
Highly Commended:
- Napier: Napier Continuum
Best RegTech Solution Provider – Communications
Winner:
- Wecan Group SA: Wecan Comply and Wecan Connect
Best PayTech Solution Provider for Banks
Winner:
- SurePay: Confirmation of Payee Portal for PSPs
Highly Commended:
- iGTB Intellect: Corporate Payments Solution
Best Reconciliation Solution
Winner:
- SmartStream Technologies: SmartStream Air v8.0
FinTech for Good
Sponsored by FinTech B2B Marketing
Winner:
- Unbox the Universe: Unbox Addiction - using fintech to solve the opioid crisis in the USA
FinTech Start-up of the Year
Winner:
- Mifundo: Borderless financial platform
Highly Commended:
- MatLogica: AADC (Automatic Adjoint Differentiation Compiler)
- Salmon: Modern financial services for the next billion in Asia
PayTech Start-up of the Year
Winner:
- Jeeves: Jeeves Pay
Tech of the Future
Winner:
- PayTic: PayTic’s solution
Highly Commended:
- payee-auth.com: Universal zero-knowledge privacy-preserving Confirmation of Payee, Confirmation of Wallet, Confirmation of Private Customer Data and Payee KYC
- Moxo: Moxo’s platform
- Likezero: Likezero solution
Tech of the Future – AI and Data
Winner:
- Ultipa: Real-time Liquidity Risk Management (and Attribution Analysis w/ Graph XAI)
Highly Commended:
- Incedo Inc.: Incedo Lighthouse
- Zenarate: Zenarate AI Coach
- Cardo AI: Structured Finance Management Platform
Tech of the Future – AI and Data – Decision Engine
Winner:
- Omnisient: Omnisient Privacy-Preserving Data Collaboration Platform
Tech of the Future – Blockchain
Winner:
- GK8: GK8 platform for secure custody, tokenization and monetization of digital assets
Highly Commended:
- Allinfra: Allinfra Climate
- Quant: Quant’s Overledger platform – Central-bank grade blockchain for everyone
Leadership Awards winners and highly commended
Tech Leadership – Bank/Financial Institution
Winner:
- Ravneet Shah, CTO, Allica Bank
Tech Leadership – Software & Services Provider
Winner:
- Asif Peer, Group CEO & MD, Systems Limited
Highly Commended:
- Jonathan Wilk, Chief Executive Officer, CompoSecure
Tech Team of the Year – Bank/Financial Institution
Winner:
- VeloBank: VeloBank Tech Team
Highly Commended:
- Bank of America: EMEA Technology Team
- Wells Fargo: Wells Fargo ISO20022 Target2/CBPR+ Payment Mandate
Tech Team of the Year – Software & Services Provider
Winner:
- Form3: Form3's Engineering Team
Woman in Technology (W.I.T.) – Bank/Financial Institution
Sponsored by NTT Data
Winner:
Karin Van Hoecke, General Manager Digital Transformation & Data, KBC Belgium, KBC Bank N.V. - Belgium
Highly Commended:
- Casey Franz, Managing Director, Head of Merrill Platforms & Capabilities, Merrill Wealth Management
- Pari Lennartz, Vice President of Engineering, MPOWER Financing
Woman in Technology (W.I.T.) – Software & Services Provider
Winner:
- Janet Bastiman, Chief Data Scientist, Napier
Highly Commended:
- Rochelle Nawrocki-Gorey, CEO & Founder, SpringFour
- Vicky Sanders, Chief Digital Officer, OpenFin
Woman In Technology (WIT) - Spearheading Growth
Winner:
- Amanda Howkins, Director - Head of Global New Business, Form3
Editor's Choice - Bank/Financial Institution
Winner:
- Castle Trust Bank
Editor's Choice - Software & Services Provider
Winner:
- Signicat