Winner: 

• Bank of America - Branch Transformation

Highly Commended: 

• Absa Group Limited - Technology Separation Programme
• DBS Bank - DBS Hong Kong Core Banking Project

Winner: 

• Sberbank - P2P Subscriptions

Highly Commended: 

• Emirates NBD Liv. Digital Bank - Liv. Digital Bank
• Novo Banco - New Digital Onboarding Experience

Winner: 

• Barclays - Trade OCR Solution

Highly Commended: 

• Bank of the West BNP Paribas - Digital Channels and Enterprise Payments Hub

Winner: 

• BTB connecting loans in Israel - B-match

Highly Commended: 

• Bambu (Mangosteen BCC Pte Ltd) - Beanstox

Winner:

• HSBC - MyDeal

Winner: 

• Bank BRI - BRI Ceria

Highly Commended: 

• Divido - Powered by Divido

Winner:

• DBS Bank - Enabling "invisible banking" through Open APIs on DBS Marketplaces

Highly Commended: 

• Novo Banco - Small Business Finance - Digital Experience
• U.S. Bank - Onboarding Tracker
• Bank of America - Erica AI-Driven Virtual Assistant

Winner: 

• Yolt - Yolt App

Highly Commended: 

• Bank ABC - ila Bank - Revolutionizing banking across MENA
• BANCO DE CRÉDITO - YAPE
• JPMorgan Chase - Consumer & Community Banking (Chase) - Snapshot

Winner: 

• au Jibun Bank Corporation - AI Japan Market Forecast

Highly Commended: 

• Bank ABC - ‘Fatema’ - the world’s first AI-powered digital employee with Digital DNA™
• Bank of Montreal - BMO AI Cashflow Prediction

Winner: 

• HSBC - Global Social Networks Analysis (GSNA)

Highly Commended: 

• Scotiabank - Enhancing the customer digital experience during COVID-19
• Volvo Financial Services - Leveraging telematics data for a better customer experience

Winner: 

• Morgan Stanley - Fundamental Review of the Trading Book (FRTB)

Highly Commended: 

• Discover Home Loans - Improving efficiency of mortgage regulatory compliance through automation

Winner: 

• Signicat and SurePay - Signicat’s Digital Identity Verification with SurePay Confirmation of Payee (CoP)

Highly Commended: 

• CaixaBank S.A. - CaixaBank Sign
• Checkprint Limited, A Member of the TALL Group of Companies - UCN Plus® - An Image Survivable Feature

Winner: 

• Keyless Technologies - Keyless Zero-Knowledge Biometrics

Highly Commended: 

• Behavox - Behavox Voice Biometrics
• DBS Bank - DBS Palm Vein Technology Enabled Payments

Winner: 

• UBS - UBS My Hub External

Highly Commended: 

• Saxo Bank - Saxo’s migration to the Cloud.
• HSBC - Markets Grid

Winner: 

• FINOS - Open Source Technology

Highly Commended: 

• Marqeta - Marqeta’s open API issuing and processing platform

Winner: 

• ClearBank and Tide - ClearBank Tide Business Banking

Highly Commended: 

• Caixa Geral de Depósitos - Dabox App - an open banking solution
• SEB - SEBx/UNQUO & THOUGHT MACHINE
• Verrency

Winner:

• United Overseas Bank (UOB) - TMRW by UOB

Highly Commended: 

• Sberbank
• Tinkoff - Tinkoff super-app

Winner:

• Mastercard - Mastercard Sustainable Cards Program

Highly Commended: 

• Enfuce - My Carbon Action

Winner:

• BPC - Safal Fasal

Highly Commended:

• Banque Populaire De Mauritanie (BPM) and Comviva - Bankily
• Cebuana Lhuillier Rural Bank - Cebuana Lhuillier Rural Bank: Revolutionizing the Concept of Saving Money for Every Filipino through Cebuana Lhuillier Micro Savings

Winner:

• Absa Group Limited - Absa Cybersecurity Academy

Highly Commended:

• Affirm - Affrim Cares Employee Foundation

Winner:

• Starling Bank - Connected card

Highly Commended:

• CaixaBank S.A. - Embracing the new normal
• Israel Discount Bank - PayBox Payments App: Doing good in days of Corona - "How Social Payments Can Triumph Social Distance"

Winner:

• Kate Bohn, Accelerator & Incubator Lead, Innovation & Strategy, Lloyds Banking Group

Highly Commended:

• Julie Shapiro, Head of Finance, Risk and Analytics Services Technology, UBS
• Mitra Roknabadi, Vice President, Global Head of Marketing, OpenFin
• Vilve Vene, Co-Founder and CEO of Modularbank, Modularbank

Winner:

• Jaya Vaidhyanathan, CEO, BCT Digital

Highly Commended:

• Gabriele Columbro, Executive Director, FINOS
• Nadia Hartman, Vice President, Morgan Stanley

Winner:  

• Alexandra Boyle, Director, Head of Strategic Client Group in Europe, OpenFin

Highly Commended:

• Sunil Ravva, Portfolio Architect, HSBC India

Winner:

• J.P. Morgan Asset Management, Spectrum Core Team

Highly Commended:

• Charles Schwab Investment Management, Investments Technology

Winner:

• Sberbank - Online banking for visually impaired entrepreneurs

Highly Commended:

• HSBC Technology India - HSBC Technology India: Inclusion and Diversity Workstream
• J.P. Morgan Asset & Wealth Management - Societal Tech Matters Hackathon

Winner:

• INFOPRO - INFOPRO Digital Core Banking

Highly Commended: 

• DPR Group - Core banking platform – Servicing and origination for mortgages, savings and loans
• MANTL - Midwest BankCentre (Rising Bank)

Winner:

• Moxtra - Moxtra's Digital Branch Solution

Highly Commended:

• FintechOS Technology UK Ltd - Retail&SME digital banking
• Galileo Financial Technologies - Galileo Instant Issuing

Winner:

• Mosaic Smart Data - MSX and MSX360

Highly Commended: 

• ABAKA - Predictive Next Best Actions
• Bank of America - Erica AI-Driven Virtual Financial Assistant
• NEC X and VACO - A cognitive application, using AI and ML technology to meet compliance and regulatory requirements for personal identifiable information (PII) Data Redaction

Winner:

• Strands - SAU, Open Hub

Highly Commended:

• Finicity - Finicity Lend: Open Banking Platform for Credit Decisioning
• Infosys Finacle - Finacle Digital Banking Suite

Winner:

• Automated Financial Systems, Inc. (AFS) - Mass Update Tool for PPP Loans

Highly Commended:

• BillGO - BillGO’s Bill Pay Relief Hub
• Pollinate - Pollinate Orders launched for hard hit dining sector