Robert Johnson

Director & Manager of Special Assets at Fremont Bank

Speaker

A 46-year career that ascended to senior commercial credit and lending professional with deep experience in credit administration, special assets, portfolio management, underwriting, loan workouts, and risk management. I have held senior leadership roles with regional and community banks, helping strengthen credit processes, improve portfolio oversight, guide workout strategies, and support audit and regulatory readiness. My background includes being Chief Credit Officer for small banks that enhanced credit policy, risk grading, loan approval processes, appraisal review, covenant monitoring, commercial underwriting, and special asset resolution. I am known for practical credit judgment, analytical discipline, and a hands-on leadership style to complex lending and asset quality environments.