James Rupar

SVP Capital Markets at Citizens Bank

Speaker

James Rupar is Senior Vice President of Mortgage Capital Markets at Citizens Bank, where he oversees pipeline risk management, pricing and margin management, capital markets strategy, and analytics. He brings more than 15 years of experience across bank and IMB mortgage platforms, specializing in interest rate risk management for mortgage production and MSR portfolios.

James previously held capital markets leadership roles at Mr. Cooper and NewRez, with responsibilities spanning agency‑eligible production, portfolio lending, and servicing assets. He is recognized for developing innovative hedging approaches and disciplined pricing and risk management frameworks that support efficient and profitable mortgage operations.