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RTL & DSCR
January 15-16, 2026
JW Marriott Miami TurnberryAventura, FL

John Bastidas
Broker Owner at Motto Mortgage
Speaker

Profile

John Bastidas is an entrepreneur, real estate investor, owner of Motto Mortgage Secure, and President & Founder of DSCR Investor Loanz™. He leads a national brokerage platform focused exclusively on real estate investors that use DSCR loans across 39 states. With nearly a decade of hands-on experience across fix-and-flips as well as long-term and short-term rentals, John brings both an operator’s mindset and an analytical perspective to the DSCR space.

By monitoring lending trends across 39 states, John delivers a national perspective on pricing behavior, underwriting guideline shifts, geographic and insurance-driven risk, and capital structure strategies. His team applies DSCR modeling, pricing analysis, and risk-pattern evaluation to help individual and portfolio investors navigate today’s evolving lending environment.

Agenda Sessions

  • valuation, pricing, risk management, & interest rates

    9:30am