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RTL & DSCR
January 15-16, 2026
JW Marriott Miami TurnberryAventura, FL

Michele Kryczkowski
Chief Operating Officer at Visio Lending
Speaker

Profile

Michele Kryczkowski is an accomplished senior leader in the mortgage industry with more than two decades of mortgage and operations experience. Specializing in operations management and growth, she is known for delivering innovative solutions in even the most challenging environments. Michele brings unwavering enthusiasm, resourcefulness, and deep business expertise to every role, driving best-in-class results while fostering strong, collaborative teams and teamwork.

She embraces change with agility, consistently turning shifting market conditions into opportunities for growth. Beyond her professional accomplishments, Michele is a devoted wife and mother of identical twin girls. She finds balance and creativity through painting and gardening or cheering on her kids in sports —all which are her personal paths to calm and inspiration.

Prior to joining Visio, Michele led national operations and operations support across consumer direct retail, distributed retail, wholesale, non-delegated and home equity teams for various independent mortgage companies and banks.