In 2017, our founders combined their decades of experience and set out to resolve the student debt crisis. Yrefy is their innovative solution that extends support to distressed Borrowers while providing our investors with a strong fixed return on investment. Through Yrefy, Borrowers can refinance delinquent and defaulted private student loans and have a second chance for financial success. Meanwhile, our Investors benefit from a unique investment opportunity with consistently high returns. We are revolutionizing the student loan space by positively impacting the lives of Borrowers while providing our valued partners with a rewarding investment.