Congratulations to all the 2024 Banking Tech Awards USA Winners and Highly Commended

Project Awards – For banks and financial institutions

Best Community Bank/Credit Union Modernization

Winner

TBOM - TBOM Deposit and Credit Platform Offering

Best Bank & FinTech Partnership

Winner

CBW Bank - Using an API-driven transaction banking platform to enable Fintech success (real-time payments and other complex Fintech funds flows)

Highly Commended

First Citizens Bank - First Citizens Partners with Wealth Access to Leverage Data Unification Technology
Space Coast Credit Union and MeridianLink, Inc. - MeridianLink & Space Coast Credit Union: Revolutionizing Productivity, Workflow, and User Experience

Best Embedded Finance Initiative

Winner

The PNC Financial Services Group, Inc. - PNC Flex Pay

Best Contribution to Economic Mobility

Winner

ADP - Wisely by ADP

Highly Commended

MPOWER Financing - Holistic and Innovative Lending Based on Forward-Looking Algorithm

Best Mobile Initiative

Winner

Merrill Wealth Management - Mobile Advisor Experience (MAX)

Highly Commended

Morgan Stanley - Mobile Device Attestation Service

Best Digital Initiative

Winner

F.N.B. Corporation - eStore® — Revolutionizing The Way Customers Bank

Highly Commended

Chase - Credit Journey Score Improvement Tool
FV Bank - Beyond Banking - FV Bank’s Digital Asset Custody Innovation

Best Tech Overhaul – Back Office

Winner

JPMorgan Chase - Chase Debit Platform – Path to Modernization

Best Use of Artificial Intelligence/Machine Learning

Winner

Morgan Stanley - AI @ Morgan Stanley Assistant

Highly Commended

Wells Fargo - Wells Fargo - Advanced Fraud Detection System (AFDS)

Best Use of Data

Winner

Morgan Stanley - Error Budget Based Change Management

Highly Commended

Chase - Credit Journey Score Improvement Tool

Best Use of Tech in Business Banking

Winner

Grasshopper Bank - BaaS Platform for SMBs and startups

Highly Commended

Citizens Financial Group - Citizens Digital Business Account Opening

Best Use of Tech in Combatting Fraud

Winner

Wells Fargo - Wells Fargo Adaptive Counter Defense

Best Use of Tech in Consumer Banking

Winner

JPMorgan Chase - Chase First Banking

Best Use of Tech in Lending

Winner

Synchrony - Synchrony PRISM Underwriting Platform

Best Use of Tech in Private Banking/Wealth Management

Winner

Morgan Stanley - FA Monitoring O2 Framework

Highly Commended

BNY Mellon and Publicis Sapient - Wove
Charles Schwab & Co., Inc. - Schwab Personalized Indexing Digital Enrollment

Best User/Customer Experience Initiative

Winner

Chase - Credit Journey Score Improvement Tool

Top Innovation

Winner

J.P. Morgan - STARS Aggression

Highly Commended

Goldman Sachs - Goldman Sachs Marquee

Top Innovation - Financial Wellness

Winner

Chase - Credit Journey Score Improvement Tool

Excellence in Tech

Core Banking System

Winner

Nymbus - Nymbus Core Transformation for PeoplesBank

Best Digital Banking System

Winner

Apiture - Apiture Digital Banking Platform - Consumer Banking Solution

Highly Commended

Moxo

Best Digital Business Banking Solution

Winner

Mercury - Mercury Vault

Best Embedded Finance Solution

Winner

QuickFi - QuickFi Platform

Highly Commended

HSBC Bank USA - Pioneer in Embedded Finance to Cloud ERP
BM Technologies (BMTX) - BM Technologies (BMTX) Best Embedded Finance Solution

Best Embedded Finance Solution for Banks, Credit Unions & Financial Institutions

Winner

Wysh - Wysh: Life Benefit

Highly Commended

SavvyMoney - Financial Checkup

Best Embedded Finance Solution for Lending & Payments

Winner

Wisetack - Wisetack embedded consumer financing

Highly Commended

YouLend

Best as-a-Service Solution

Winner

Carefull

Highly Commended

S&P Global - S&P Global KY3P® (Know Your Third Party)
Derivative Path - DerivativeEdge
System Crew (North America) LLC - Modern Workplace as a Service

Best as-a-Service Solution for Wealth Management

Winner

FusionIQ - FusionIQ One

Highly Commended

FusionIQ One - CapIntel's Omni Solution for Advisors

Best as-a-Service Solution for Payments

Winner

Corpay Cross-Border Solutions - Corpay Cross-Border Online Payments Platform

Highly Commended

Finastra - Finastra Payments To Go
CPI Card Group® - Card@Once®

Best as-a-Service Solution – Integration & Automation

Winner

SS&C Technologies - SS&C EVOLV

FinTech Start-up of the Year

Winner

MAJORITY - Migrant Banking

Highly Commended

Global PayEX Inc. - Global PayEX : AR /AP Optimized

LendTech Start-up of the Year

Winner

Stratyfy

LendTech of the Future

Winner

Provenance Blockchain

Highly Commended

Finastra - Embedded Consumer Lending Solution
SellersFi

LendTech of the Future - Credit Decisioning

Winner

Uplinq Financial Technologies

Vehicle & Equipment LendTech of the Future

Winner

Octane

Tech of the Future

Winner

Quavo Fraud & Disputes - QFD® End-to-End Dispute Management Solution for Issuers

Highly Commended

SellersFi
Wealth Access - Data Unification Technology
Green Check

Tech of the Future - Fighting Fraud

Winner

Deduce

Tech of the Future - Customer Outreach & Communication

Winner

Refine Intelligence

Tech of the Future - Risk & Compliance

Winner

Napier - Client Screening

Tech of the Future – AI & Data

Winner

Pagaya

Highly Commended

RedCompass Labs - RedFlag Accelerator
IBM - Machine Learning for IBM z/OS (MLz)
CGI - CGI Credit Studio

Tech of the Future – Customer Engagement

Winner

Kasisto - Gabby, Intelligent Virtual Assistant, powered by KAI for First Financial Bank

Tech of the Future – Customer Experience

Winner

Katipult Technology Corp.- Katipult DealFlow

Highly Commended

Ness Digital Engineering - The Options Clearing Corporation - Working with Ness Digital Engineering

Tech of the Future – Decision Making

Winner

Taktile - Decision Engine

Tech of the Future – Digital Trust

Winner

Mastercard - Mastercard Identity

Highly Commended

HYPR - HYPR Identity Assurance Platform
Mitek Systems - Mitek in-person identity verification solution
ID-Pal

Tech of the Future – Personalisation

Winner

Yodlee, Inc. - Yodlee IEB: Product Personalization for Banking Customers

Leadership Awards

Tech Leadership

Winner

Tiago Spritzer, Chief Information Officer - Technology for the Chief Operating Office (TCOO), Wells Fargo

Highly Commended

Doug Ricket, Founder & CEO, PayJoy
Thiru Venkatachalam, Executive Director, Morgan Stanley

Tech Leadership – Visionary CEO

Winner

Jonathan Wilk, CEO, CompoSecure

Rising Tech Star

Winner

Kyall Mai, Chief Innovation Officer, Esquire Bank

Highly Commended

James Rockwood, Founder and CEO, CapIntel

Tech Team of the Year – Bank/Financial Institution

Winner

Bank of America - Operational Intelligence

Highly Commended

Esquire Bank - Technology and Development Team

Tech Team of the Year – Software & Services Provider

Winner

Mahalo Banking - Mahalo Banking Team

Highly Commended

SS&C Intralinks - Professional Services & Services Delivery

Woman in Technology (WIT) – Bank/Financial Institution

Winner

Judy Dinn, EVP & CIO, TD Bank

Highly Commended

Roben Dunkin, Chief Operations & Innovation Officer, PGIM

Woman in Technology (WIT ) - Software & Services Provider

Winner

Sabrina DeVito, Chief Strategy Officer, Best Egg

Highly Commended

Jenn McMackin, Global Director of Customer Success, Gresham Technologies
Miriam Sheril, Head of Product - US, Form3

Woman in Technology (WIT) – Visionary Leader

Winner

Margaret J. Hartigan, Founder & CEO, Marstone, Inc.

Editor's Choice

Winner

Unbox the Universe