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Banking Tech Awards USA

Congratulations to all of our 2025 winners!

Project Awards – For Banks and Financial Institutions

Best Bank & FinTech Partnership

Winner:
JPMorgan Chase & Thought Machine

Best Credit Union/Community Bank & FinTech Partnership

Winner:
Star One Credit Union & Payfinia

Best Community Bank/Credit Union Modernization

Winner:
Thread Bank: Revitalizing a 120-Year Old Community Bank

Best Digital Banking Initiative

Winner:

RBC: RBC Clear™

Best Digital Initiative by Community Bank/Credit Union

Winner:

Collins Community Credit Union: Talkdesk

Best Embedded Finance Initiative

Winner:

Citi: Citi Pay®

Best Tech Overhaul

Winner:

Ally Financial: Bridging the Tech Divide

Highly commended:

J.P. Morgan AWM: Transformation of JPM Asset Management Derivatives Platform

Morgan Stanley: Trade Surveillance

Best Use of Artificial Intelligence/Machine Learning

Winner:

Morgan Stanley: DevGen.AI

Highly commended:

Bank of America Private Bank: Erica

Discover: GenAI Risk Reduction


Best Use of Data

Winner:

Bank of America: GCIB Launch

Highly commended:

Morgan Stanley: Project Pyramid

Best Use of Tech in Business Banking

Winner:

Grasshopper Bank

Best Use of Tech in Combatting Fraud

Winner:

First Technology Federal Credit Union: ARIC™ Risk Hub

Best Use of Tech in Consumer Banking

Winner:

JPMorganChase: Chase Assisted Account Opening

Best Use of Tech in Lending

Winner:

JPMorganChase: Chase Assisted Account Opening

Best Use of Tech in Lending

Winner:

United Wholesale Mortgage: KEEP

Best User/Customer Experience Initiative

Winner

JPMorganChase: Total Value Scorecard

Financial Wellness Champion

Winner:

Beyond Finance

Top Innovation in Banking

Winner:

FinWise Bank: MoneyRails™

Top Innovation in Banking – Internal Operations

Winner:

Morgan Stanley: WebstaX

Highly commended:

Bank of America: GCIB Launch

Morgan Stanley: Mainframe Git Integration

Excellence in Tech Awards categories – for software and service providers

Best AI Solution

Winner:

Uptiq Inc: UPTIQ

Best AI Solution - Data Insights & Knowledge Management

Winner:

IBM: IBM Synthetic Data Sets

Highly commended:

Hapax

FIS: FIS EPIC and PREBOTS


Best AI Solution - Customer Engagement & Retention

Winner:

BOND.AI: Autopilot from BOND.AI

Best AI Solution - Risk, Regulation & Compliance

Winner:

WorkFusion: WorkFusion AI Agents for Financial Crime Compliance

Highly commended:

4CRisk.ai: AI Agents and Ask ARIA CoPilot

4CRisk.ai: Regulatory Change Management and Intelligence

Best Customer Experience Solution

Winner

FIS: FIS® Premium Payback™


Best Customer Experience Solution – Customer Engagement & Actionable Insights

Winner:

WaveCX: WaveCX Digital Product Engagement Platform

Best Customer Experience Solution – Customer Communications

Winner:

Talkdesk: Talkdesk Financial Services Experience Cloud™

Best Core Banking System

Winner:

Temenos

Best Digital Banking System

Winner:

Lumin Digital

Best Digital Banking System for Community Banks/Credit Unions

Winner:

Q2: Q2 Engage

Best Digital Trust Solution

Winner:

TransUnion: Trusted Call Solutions

Best Digital Trust Solution – ID Verification & Authentication

Winner:

Prove Identity Inc.: Prove Verified Users

Highly commended:

Mitek: MiVIP

Socure: RiskOS

Best Embedded Finance Solution sponsored by TaskUs

Winner:

april

Best WealthTech Solution

Winner:

BridgeFT: WealthTech-as-a-Service

Best Embedded Lending Solution

Winner:

Wisetack: Embedded Consumer Financing for Services


Best Embedded SME Financing Solution

Winner:

Raistone: Raistone Connect

Best Embedded Cross-Border Payments Solution

Winner:

Brightwell: ReadyRemit

Best Embedded Payments Solution

Winner:

Ingo Payments: Embedded Finance Platform

Best LendTech Solution

Winner:

FinMkt

Highly commended:

Kashable


Best LendTech Solution – Decision Engine

Winner:

Better.com: Tinman™

Best SME LendTech Solution

Winner:

SellersFi

Best Auto & Equipment LendTech Solution

Winner:

F&I Sentinel: Citadel Platform

Best LendTech Solution – Loans

Winner:

SS&C Technologies: SS&C EVOLV

Best Personalization Solution

Winner:

LoanPro: Transaction Level Credit™

Highly commended:

Apiture: Apiture Data Intelligence Solution

Vertice AI: Member Growth Solution

Best as-a-Service Solution

Winner:

Derivative Path: DerivativeEDGE

Highly commended:

Blockdaemon: Blockdaemon Institutional Vault

NETSOL Technologies Inc.: Transcend Retail (Formerly known as Otoz)

Best as-a-Service Solution – Dispute Management & Resolution

Winner:

Quavo Fraud & Disputes: QFD® - Dispute Management Software

Best as-a-Service Solution – Payments

Winner:

i2c Inc.: Payment Hub

Best as-a-Service Solution - Regulation & Compliance

Winner:

Green Check

Highly commended:

Winnow Solutions, LLC: Winnow

Best as-a-Service Solution – Cards

Winner:

Brim Financial: End-to-End Payments and Cards Platform-as-a-Service

LendTech Start-up of the Year

Winner:

Setpoint

FinTech Start-up of the Year – Risk, Regulation & Compliance

Winner:

Cable

FinTech Start-up of the Year

Winner:

SecureSave

Highly commended:

Method Financial

Wink

Leadership Awards - for individuals and teams

Tech Leadership

Winner:

Scott Zoldi, Chief Analytics Officer, FICO

Highly commended:

Bhaskar Kalita, Global Head-Financial Services and Insurance, Quantiphi

Tech Leadership - Visionary CTO

Winner:

Sabet Elias, Chief Technology Officer, BNY

Tech Leadership - Visionary CEO

Winner:

Dr. Siva G. Narendra, Chief Executive Officer and Co-Founder, Tyfone

Highly commended:

Trevor Rozier-Byrd, Chief Executive Officer, Stackwell

Woman in Technology – Bank/Financial Institution

Winner:

Brianna Elsass, Vice President and Head, US Digital Servicing and Technology, Bank of Montreal

Woman in Technology – Software & Services Provider

Winner:

Alex Ford, Chief Revenue Officer and President, North America, Encompass Corporation

Highly commended:

Serena Smith, Chief Client Officer, i2c Inc.

Jessica Teji, Head of Partner Success, SentiLink

Woman in Technology – Visionary Founder & CEO

Winner:

Neha Narkhede, Chief Executive Officer and Co-founder, Oscilar, Inc.

Highly commended:

Yinglian Xie, Chief Executive Officer and Co-founder, DataVisor

Tech Team of the Year

Winner:

Winnow Solutions, LLC

Editor's Choice

Editor's Choice - Banks and Financial Institutions

Metropolitan Commercial Bank: Digital Onboarding & Omnichannel Banking

Editor's Choice - Software & Service Providers

QuickFi