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Consumer Duty
February 2025
Millennium KnightsbridgeLondon

Ed Smith
Head of Competiton at FCA


Ed Smith is Head of Department in Competition at the FCA where he heads the Department responsible for Competition Policy. He is also FCA Director for the Digital Regulation Cooperation Forum (DRCF). He joined the FCA in November 2014 as the Head of Department for Banking, Lending and Distribution in Policy before heading the Department responsible for supervising Barclays, HSBC, Co-op, TSB and other Retail Banks Prior to FCA, Ed was an Inquiry Director at the Competition and Markets Authority where he led a number of market studies and market investigations including Workplace pensions and retail banking. Ed previously worked as a Government Economist in OFT, the Foreign and Commonwealth Office, the UK Representation to the EU and on secondment at the European Commission. Even further back he did a Phd in Economics and was an economics lecturer and consultant.

Agenda Sessions

  • Understanding what counts as ‘Fair Value’ and how firms can deliver this