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PayTech Awards
26 June 2025
Honourable Artillery CompanyLondon

2023 Winners & Highly Commended

Best Contribution to Economic Mobility in Payments

Winner:

  • Banco de la Nación Argentina - Go big or go home: building Argentina’s largest bank first app

Highly Commended:

  • MTN and Ericsson - MTN Mobile Money Open APIs

Best Bank & PayTech Partnership

Winner:

  • BPC and Cake Bank - Digital banking platform delivers credit cards to provide a full range of financial services

Highly Commended:

  • Citizens Financial Group - Citizens Pay and LiftForward Partnership
  • DBS Remit - DBS Remit via Bangladeshi Taka (BDT) Corridor

Best Mobile Payments for SMEs Initiative

Winner:

  • MTN and Ericsson - MTN Mobile Money Open APIs

Best Mobile Payments for Consumers Initiative

Winner:

  • HBL - Payments Aggregator

Highly Commended:

  • İşbank - Nays
  • DBS Bank LTD - DBS PayLah

Best Cards Initiative

Winner:

  • b1BANK - Corserv’s Turnkey Credit Card Issuer Program

Highly Commended:

  • Payhawk - Spend Management Solution - MDM Props

Best New Payments Brand

Winner:

  • Currencycloud, Visa, Tribe Payments and eToro - Currencycloud, Visa and Tribe Payments, partnering with eToro to create a payments first: eToro Money

Highly Commended:

  • Zenus Bank - Zenus Bank Visa Infinite
  • Tyl by NatWest – Tyl by NatWest
  • Corpay Cross-Border Solutions

Best User/Customer Experience Initiative – Consumer Payments

Winner:

  • Tink & PayPal - Tink and PayPal partner to expand open banking technology

Highly Commended:

  • DBS - Digital Operation Transformation eDDA

Best Use of Tech in Combatting Fraud

Winner:

  • Ecommpay - Anti-Fraud Graph Analysis

Best Use of Tech in Consumer Payments

Winner:

  • BPI - Virtual Assistant

PayTech for Good

Winner:

  • B Generous - Revolutionizing Charitable Giving for Good - Donate Now, Pay Later™

Top Innovation in Payments

Winner:

  • Corpay Cross-Border Solutions

Highly Commended:

  • Worldpay (UK) Limited, FIS Company - Worldpay: Rewiring Card Payments
  • Pax2pay - Payments Optimisation Engine

Top Innovation in Payments by a Bank

Winner:

  • Payit by NatWest – Payit by NatWest

Best Business Payments System

Winner:

  • Accertify

Highly Commended:

  • PayU - Payor payments platform
  • Ratio - BOOST and TRADE

Best Business Payments System - Cross-Border & Remittances

Winner:

  • Viamericas Corporation - ViaConnect - Remittance as a service (RaaS)

Highly Commended:

  • UniTeller Financial Services - UniTeller Digital Link - Remittances as a Service

Best Business Payments System - Global & Multi-Currency Accounts

Winner:

  • Transfermate - Global Accounts by TransferMate

Best Business Payments System – Smart Payment Request & Collection

Winner:

  • PayNearMe - PayNearMe Smart Link

Best Business Payments System – UK & Europe

Winner:

  • Hokodo - Digital Trade Credit and B2B Buy Now, Pay Later

Highly Commended:

  • Enfuce Financial Services - Card as a Service
  • Modulr - Modulr UK & European embedded payments platform

Best Industry Focused Payments System

Winner:

  • Sonovate - Funding the Flexible Future of Work

Highly Commended:

  • Paramount Commerce - Paramount Commerce

Best Paytech for Banks & Financial Institutions

Winner:

  • Pismo

Best Retail Payments System

Winner:

  • Etika

Highly Commended:

  • ADP - Wisely by ADP
  • Transact Campus Inc. - Transact Integrated Payments

Best Spend Management System

Winner:

  • Payhawk - Best Spend Management System

PayTech for Good

Winner:

  • Yapily, Volt, and Token - Yapily x Volt x Token: Open banking for good #StandWithUkraine

PayTech Start-up of the Year

Winner:

  • Ecolytiq - Sustainability-as-a-Service® product suite

Highly Commended:

  • Crezco - Crezco
  • Brite Payments – Instant Payments and Payouts
  • Mondu - Mondu BNPL for B2B

Tech of the Future

Winner:

  • Car IQ - Car IQ Pay

Highly Commended:

  • Payouts OS - PayQuicker's Payouts OS
  • Marqeta - Marqeta's web push provisioning feature expands what's possible with tokenization
  • Resistant AI - Identity Forensics

Tech of the Future for Banks & Financial Institutions

Winner:

  • Form3 - Form3's Payment Platform

Tech of the Future - Digital Currency

Winner:

  • Binance - Binance Pay

Tech of the Future – Chargebacks

Winner:

  • Chargebacks911 - Chargebacks911

Tech of the Future – Digital Identification, Verification & Security

Winner:

  • Socure - Socure ID+

Tech of the Future - UK & Europe

Winner:

  • Crezco - Crezco

Top Tech of the Future by a Bank

Winner:

  • Millennium BCP - iziBizi

PayTech Leadership

Winner:

  • Olegs Cernisevs, CTO, Blackcatcard by Papaya Ltd

PayTech Team of the Year

Winner:

  • Allica Bank - Paytech Team, Allica

Rising PayTech Star

Winner:

  • Emily Watson, Senior Director, Payment Solutions & Growth, Flywire

Woman in PayTech

Winner:

  • Ravneet Shah, Chief Technology Officer, Allica Bank

Highly Commended:

  • Lauren Martin, VP of Legal, Dwolla

Woman in PayTech – Founder

Winner:

  • Monica Eaton, Founder, Chargebacks911

Woman in PayTech – Spearheading Growth

Winner:

  • Amanda Gourbault, Chief Revenue Officer, CompoSecure

Editor's Choice

Winner:

  • Clear Junction

2022 Winners & Highly Commended

Best Consumer Cards Initiative

Winner:

  • Transact Payments and Tymit - Tymit - Tymit Credit Card (https://tymit.com/credit/)


Best Corporate Cards Initiative

Winner:

  • Pleo and Enfuce - Card as a Service

Best Corporate Payments Initiative

Winner:

  • B4B Payments - Cards for Urgent Expense

Highly Commended:

  • Monneo - Monneo: a complete payment ecosystem

Best SME Payments Initiative

Winner:

  • KoinWorks - KoinWorks Super Financial App

Highly Commended:

  • EedenBull - Q Business

Best E-Commerce Initiative

Winner:

  • Worldline - Live Shopping solution

Best Mobile Payments Initiative

Winner:

  • Payit by NatWest - Payit by NatWest

Highly Commended:

  • O-CITY - O-CITY, Tracom and NikoDigi Partnership in public transport contactless payment

Best PayTech Partnership

Winner:

  • Cal and Custodia - The Hybrid-Card - Personal and Business Spend in a Single Card

Highly Commended:

  • Form3 and Barclays - Form3 and Barclays: European Scheme Participation Payments Solution

Best Benefits/Loyalty Initiative

Winner:

  • Radar Payments - Tippay by Radar Payments

Best Use of Security/Anti-Fraud Solution in Payments

Winner:

  • Banking Circle - Banking Circle: AI-driven transaction monitoring

Highly Commended:

  • NatWest & SurePay - Confirmation of Payee

Best UX/CX in Payments Initiative

Winner:

  • Tink - Tink Console

Best Contribution to Economic Mobility in Payments

Winner:

  • Payactiv - Payactiv Livelihood Platform

Highly Commended:

  • Paysafe - Paysafecash

Best Green Initiative

Winner:

  • PPS and ekko - PPS and ekko

Highly Commended:

  • Isbank - Gelecege Orman (meaning Forest Forward)

PayTech for Good

Winner:

  • PayBox - Earning Equality - Promoting equal wages during the 2022 International Women's day

COVID-19 Response

Winner:

  • PPS & Sainsbury's - PPS & Sainsbury's

Highly Commended:

  • TSYS - TSYS Foresight Score powered by Featurespace

Best Innovation

Winner:

  • McLEAR - RingPay by McLEAR

Highly Commended:

  • Cal and Custodia - The Hybrid-Card - Personal and Business Spend in a Single Card

Best Open Banking Solution

Winner:

  • Yapily - Yapily launches Bulk Payments service with Comma

Highly Commended:

  • OneBanks Hub - OneBanks Hub

Best Real-Time Payments Solution

Winner:

  • Sensedia - Elo QR Code Hub

Highly Commended:

  • Plaid - Plaid’s Payment Initiation Service (PIS), an API for real-time payments via Open Banking
  • HPS - PowerCARD

Best Real-Time Payments Solution for Business

Winner:

  • Crezco - Instant open banking payments

Highly Commended:

  • Brighterion, a Mastercard Company - AI for Acquiring Fraud
  • VisionLabs - LUNA POS Terminal

Best Cross-Border Payments Solution

Winner:

  • Nium - Nium cards issuance-as-a-service

Highly Commended:

  • Currencycloud - Currencycloud Spark
  • Finzly - FX STAR

Top PayTech Provider

Winner:

  • Banking Circle - Banking Circle

Highly Commended:

  • Airwallex - Airwallex
  • Flywire - Flywire

Tech of the Future

Winner:

  • Cardstream - Cardstream’s pioneering OPN®

Highly Commended:

  • GoCardless - Success+
  • Vesta Corporation - Payment Guarantee

Best Cloud Payments Solution

Winner:

  • Gr4vy - Gr4vy Cloud-Native Payment Orchestration Platform

Highly Commended:

  • Volante Technologies - Cloud Payments Solution
  • Aliaswire, Inc. - DirectBiller

Woman in PayTech

Winner:

  • Melissa Hentschel, Chief Delivery Officer, Onbe

Highly Commended:

  • Sarit Beck Barkai, Chief Revenue Officer, PayBox
  • Martina King, CEO, Featurespace

PayTech Leadership

Winner:

  • Dave Tonge, CTO, Moneyhub

Highly Commended:

  • Chris Michael, Co-founder and CEO, Ozone

Rising PayTech Star

Winner:

  • Dejan Roljić, CEO, Eligma d.o.o.

Highly Commended:

  • David Lais, Co-founder and Chief Product Officer, ecolytiq GmbH

PayTech Team of the Year

Winner:

  • J.P. Morgan - Payments Are Eating The World

Highly Commended:

  • 3S Money - 3S Money Growth in the Business Bank Challenger Space

Editor's Choice Award

Winner:

  • BHMI and Payshop - Implementation of Concourse for Payshop’s Unified Payments Back-Office Solution

Highly Commended:

  • TURKIYE IS BANKASI AS - Chargeback - Robotic Process Automation

2021 Winners & Highly Commended

Best Cards Initiative

Winner:

  • BPI - One App All payments

Highly Commended:

  • APEXX Global - APEXX Gateway

Best Payments Initiative

Winner:

  • Modulr - Modulr gains deepest level of access to financial infrastructure in the UK

Highly Commended:

  • BPI - iFactoring
  • Mountain America Federal Credit Union - Balance Transfer Payoff
  • QIWI - Contactless payment service based on SoftPOS technology

Best SME Payments Initiative

Winner:

  • ClearBank - ClearBank Tide Business Banking (CTBB)

Highly Commended:

  • Pollinate - Tyl by NatWest
  • RBC - RBC PayEdge
  • Weavr - Multi

Best E-commerce & Loyalty Initiative

Winner:

  • Izicap - Izicap

Highly Commended:

  • FIS - Premium Payback

Best Mobile Payments Initiative

Winner:

  • Bank Hapoalim - bit one-stop-shop payments app

Highly Commended:

  • Comviva & Airtel Uganda
  • Caixa Geral de Depósitos - CAIXA - App Caixadirecta Digital Assistant

Best PayTech Partnership

Winner:

  • FreedomPay - Mashgin's Touchless Checkout System

Highly Commended:

  • Marqeta - Digital banking partnership between Marqeta and Twisto, using Marqeta's European Digital Banking solution to support Twisto's mobile payments app
  • O-CITY - O-CITY, Tracom and NikoDigi Partnership in public transport contactless payment

Best Prepaid Initiative

Winner:

  • Comviva & Airtel Uganda - Airtel Money Uganda

Best Use of Biometrics in Payments

Winner:

  • ID R&D - Passive Facial Liveness Detection for Payface

Best Use of Security/Anti-Fraud Solution in Payments

Winner:

  • Brighterion - AI for Credit Risk

Highly Commended:

  • Fraugster - How Fraugster Helped A.S. Adventure (a European Outdoor Sporting Goods Retailer) Minimize Fraud With Advanced AI
  • Kount, an Equifax Company - Kount's Identity Trust Platform
  • Chargebacks911 - Chargebacks911

Best UX/CX in Payments Initiative

Winner:

  • PayXpert LTD - PayXpress POS and mPOS

Highly Commended:

  • OpenPayd - Swissborg

Best Contribution to Economic Mobility in Payments

Winner:

  • Branch - Branch's Employer Payments Platform Accelerates Payments to Empower Working Americans

PayTech of the Future

Winner:

  • DBS Bank - DBS PayLah! - Palm-Vein Authenticated Payments and QR Gift Cards

Highly Commended:

  • Ziglu and Global Processing Services (GPS) - Ziglu and Global Processing Services (GPS)
  • Banking Circle - Banking Circle
  • ID R&D - Wittybots: Frictionless security for in-chat payments

Best Green Initiative

Winner:

  • VTB Bank (PJSC) - Paperfree Office

PayTech for Good

Winner:

  • Icon Solutions - Icon Solutions

COVID-19 Response

Winner:

  • Nexi - Digital Solidarity Project (Pay-by-Link/Social Commerce/Mobile Pos/Micropayments), contactless education, charity donation

Highly Commended:

  • Onbe (North Lane) - Inclusive Action for the City | Street Vendor Emergency Fund
  • O-CITY - SME MarketPlace Safal Fasal

Best Open Banking Solution

Winner:

  • Plaid - Plaid Payment Initiation, Auth, Identity

Highly Commended:

  • Nordea - Nordea Open Banking and Premium API's
  • Trustly Group AB - Trustly Open Banking Payments
  • VTB - VTB Open Banking Platform

Best Real-Time Payments Solution

Winner:

  • Volante - A paytech solution that delivers successful and high-impact business outcomes relating to real-time payments infrastructure

Highly Commended:

  • Fiserv - Payments Exchange: RTP

Best Cross-Border Payments Solution

Winner:

  • PPRO - PPRO´s service of building a local payments infrastructure for their partners & their merchants

Tech of the Future

Winner:

  • DBS Bank - DBS PayLah! - Palm-Vein Authenticated Payments and QR Gift Cards

Highly Commended:

  • Ziglu and Global Processing Services (GPS)
  • Banking Circle
  • ID R&D - Wittybots: Frictionless security for in-chat payments

Best Cloud Payments Solution

Winner:

  • Form3 Financial Cloud - Form3 Payments Platform

Highly Commended:

  • Century Business Solutions and EBizCharge Cloud
  • Volante Technologies - A payments solution that leverages cloud technologies to facilitate meaningful change to the way an organisation operates and delivers services.

Woman in PayTech

Winner:

  • Maria Nottingham, Managing Director of Compass Plus Great Britain and an Executive Vice President of the Compass Plus Group

Highly Commended:

  • Louisa Murray, COO, Railsbank
  • Aleksandra (Aleks) Gren, Executive Board Member, Fiserv Inc.

PayTech Leadership

Winner:

  • Neil Harris, Group Chief Commercial Officer, Global Processing Services (GPS)

Highly Commended:

  • Abrar Ahmed Mir, Chief Innovation and Financial Inclusion Officer, HBL

PayTech Team of the Year

Winner:

  • AccessPay - The AccessPay Team

Highly Commended:

  • Sber - SberPay team

Editors Choice Award

Winner:

  • SurePay - Confirmation of Payee

2020 Winners & Highly Commended

Best Cards Initiative

Winner:

  • SBI Card and Comviva - SBI Card Pay

Highly Commended:

  • Currensea and GPS - Currensea

Best Cloud Payments Solution

Winner:

  • EveryPay AS - Cloud-Based Payment Gateway Platform for Acquirers

Highly Commended:

  • TietoEVRY - TietoEVRY's Payment Hub

Best Consumer Payments Initiative

Winner:

  • Nets and OpenWay - Universal Digital Lending Platform

Highly Commended:

  • DNB & Nordic API Gateway - DNB Mobile Bank

Best Contribution to Economic Mobility in Payments

Winner:

  • BPC - Safal Fasal agritech marketplace

Highly Commended:

  • Crown Agents Bank - EMpowerFX

Best Corporate Payments Initiative

Winner:

  • Bank Hapoalim - bit one-stop-shop payments app

Highly Commended:

  • Citizens Bank - Citizens Bank Implements Real-Time Payments for Corporates

Best Cross-Border Payments Solution

Winner:

  • Flywire - Flywire's Global B2B Payment/Receivables Platform

Highly Commended:

  • PayXpert - Payment Processing Solutions
  • Currencycloud - Currencycloud Spark
  • Thunes - Cross-border payments solutions

Best E-commerce Initiative

Winner:

  • Banking Circle - Banking Circle Marketplaces

Best Mobile Payments for Business Initiative

Winner:

  • HPS - Building a National Interoperable Mobile Payment Program for Saudi Payments

Best Mobile Payments for Consumer Initiative

Winner:

  • CaixaBank S.A. - Caixabank Pay

Highly Commended:

  • SmartNet and OpenWay - SmartPay mobile wallet for financial inclusion in Vietnam

Best Open Banking Solution

Winner:

  • Token.io - Token Pay™, Payments at the Speed of Commerce

Highly Commended:

  • Salt Edge - Open Banking Gateway
  • Konsentus - Konsentus Verify

Best PayTech Partnership

Winner:

  • QIWI, Guru Taxi and Tochka bank - Taxiaggregator, the mass payment service

Highly Commended:

  • Banking Circle and Cardstream - Cardstream lending service

Best Prepaid Initiative

Winner:

  • Their Perfect Gift - Their Perfect Gift, issued by Wirecard Card Solutions

Highly Commended:

  • AsiaHawala and Comviva - AsiaHawala powered by mobiquity® Money

Best Real-Time Payments Solution

Winner:

  • BHMI - Concourse Financial Software Suite

Highly Commended:

  • Fiserv - Enterprise Payments: RTP

Best Smart Payments Solution

Winner:

  • TypingDNA - TypingDNA Authentication API

Highly Commended:

  • ANNA - ANNA, issued by Wirecard Card Solutions

Best SME Payments Initiative

Winner:

  • Sberbank - B2B-subscriptions

Highly Commended:

  • Bottomline - PTX

Best Use of Security/Anti-Fraud Solution in Payments

Winner:

  • ComplyAdvantage - AML Screening and Monitoring

Highly Commended:

  • Brighterion - Brighterion
  • Kount - Kount's Identity Trust Global Network

Best UX/CX in Payments Initiative

Winner:

  • Bank Hapoalim - bit

PayTech for Good

Winner:

  • RedCompass - RedCompass RedFlag Accelerator

Highly Commended:

  • DCR Strategies Inc. - DCR Strategies Inc. Partnership with Timea's Cause
  • Netspend - Netspend Cares

PayTech Leadership

Winner:

  • Rossana Thomas - Vice President of Product Management & Enterprise Payments Platform, Fiserv

Highly Commended:

  • Mike Massaro - CEO, Flywire

PayTech of the Future

Winner:

  • Currensea and GPS - Currensea

Highly Commended:

  • GrainChain - GrainChain

Rising PayTech Star

Winner:

  • Agne Selemonaite - Deputy CEO, ConnectPay

Highly Commended:

  • Santosh Tripathy - Practice Lead Digital Payments, SmartStream Technologies

Woman in PayTech

Winner:

  • Talbott Roche, CEO and President, Blackhawk Network

Highly Commended:

  • Monica Eaton-Cardone, CIO and Co-Founder, Chargebacks911

Editor's Choice

Winner:

  • Form3 Financial Cloud

2019 Winners & Highly Commended

You can see an album of pictures from the day here and pictures of the winners on stage here.

Best Mobile Payments Initiative

Winner:
Pannovate

Highly Commended:
HPS
Batelco
AFS & Comviva
Israel Discount Bank

Top Paytech Innovation

Winner:
McLEAR

Highly Commended:
Green Dot
Sberbank for SMEs

Best E-commerce Initiative

Winner:
Emailage

Highly Commended:
Fundbox

Best Consumer Payments Initiative

Winner:
Token

Highly Commended:
Bank Hapoalim
OP Financial Group

Best Corporate Payments Initiative

Winner:
ANNA

Highly Commended:
Soldo
SWIFT

Best Paytech Partnership

Winner:
Ecocash, Steward Bank & Comviva

Highly Commended:
Sberbank

Best Cards Initiative

Winner:
Tandem Bank

Highly Commended:
Curve

Best Use of Biometrics in Payments

Winner:
Sberbank

Best Prepaid initiative

Winner:
Travel Welfare

Highly Commended:
Monese

Paytech for Good

Winner:
Streeva

Highly Commended:
Fiserv
Pennies

PayTech Leadership Award

Winner:
Christian Chmiel

Highly Commended:
Monica Eaton-Cardone

Rising PayTech Star Award

Winner:
Alex Barseghian


Highly Commended:
Maxime de Nanclas

Woman in PayTech Award

Winner:
Melissa McKendry

Highly Commended:
Tracy Cray

PayTech Team of the Year

Winner:
BPI

Highly Commended:
Vocalink

Best Real-Time Payments Solution Provider

Winner:
ACI Worldwide

Highly Commended:
Fiserv

Best Open Banking Solution Provider

Winner:
Worldline

Highly Commended:
Volante

Best Solution Provider for Payment Systems in the Cloud

Winner:
OpenWay

Highly Commended:
Form3

2018 Winners & Highly Commended

You can see an album of pictures from the day here.

Best Mobile Payments Initiative

Winner:
Nordea Bank with Nordea Wallet

Highly commended:
National Bank of Greece

Best Consumer Payments Initiative

Winner:
CFT Group with Duesday

Highly commended:
EBANX SA

Best Corporate Payments Initiative

Winner:
Saxo Payments Banking Circle with their Banking Circle Virtual IBAN

Highly commended:
Shieldpay & Barclays

Best Cards Initiative

Winner:
PaySend with PaySend Global Account

Highly commended:
Bankwest Halo

Best E-commerce Initiative

Winner:
CashStar Product eGifting with Johnston & Murphy

Highly commended:
ViaBill Try Before You Buy

Best Prepaid Initiative

Winner:
Glint issued by Wirecard

Highly commended:
Hyperwallet

Top PayTech Innovation

Winner:
Vocalink Prompt Pay

Highly commended:
Auka’s white label mobile payments platform

Best PayTech Partnership

Winner:
Contis & Wirex

Highly commended:
Flux, Barclaycard & Eat

PayTech for Good

Winner:
GoodBox

Highly commended:
Netspend for its Netspend Scholarship

PayTech Provider of the Year

Winner:
Wirecard

PayTech Innovator of the Year

Winner:
Barclaycard

IT Team of the Year

Winner:
Nordea Open Banking Team

Highly commended:
Nexi Payments PayTech Team

Woman in PayTech

Winner:
Andrea Dunlop, CEO, Acquiring and Card Solutions, PaySafe Group

Highly commended:
Julie Fergerson, Senior Vice-President, Industry Solutions, Ethoca

Tech Leadership Award

Winner:
Donna Embry, Chief Payments Officer, Payment Alliance International

Highly commended:
Craig Glendenning, Chief Technology Officer, Bluechain