Congratulations to all the 2024 Banking Tech Awards USA Finalists

Project Awards – For Banks and Financial Institutions Finalists

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Excellence in Tech Awards

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Leadership Awards

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Project Awards – For Banks and Financial Institutions Finalists

Best Bank & FinTech Partnership

Provide, powered by Fifth Third Bank - Provide
CBW Bank - Using an API-driven Transaction Banking Platform to Enable Fintech success (Real-Time Payments and Other Complex Fintech Funds Flows)
Space Coast Credit Union and MeridianLink, Inc. - MeridianLink & Space Coast Credit Union: Revolutionizing Productivity, Workflow, and User Experience
Nomad Global - Nomad Changing the Engine Mid-Flight: Core Banking Infrastructure Transition
TBOM - TBOM Deposit and Credit Offering
KeyBank - Key Patient
First Citizens Bank - First Citizens Partners with Wealth Access to Leverage Data Unification Technology

Best Community Bank/Credit Union Modernization

Esquire Bank - Esquire Bank - Digital Transformation Initiative
Nutmeg State Financial Credit Union - The Cotribute Platform
TBOM - TBOM Deposit and Credit Platform Offering
Kish Bank - Your Kish, Your Way

Best Contribution to Economic Mobility

ADP - Wisely by ADP
Tricolor - Tricolor
MPOWER Financing - MPOWER Financing: Holistic and Innovative Lending Based on Forward-Looking Algorithm
Stash - Stash Investing
BNY Mellon - BNY Mellon x MoCaFi Collaboration

Best Digital Initiative

TBOM - TBOM Deposit and Credit Platform Offering
Chase - Credit Journey Score Improvement Tool
F.N.B. Corporation - eStore® — Revolutionizing The Way Customers Bank
JP Morgan Chase - Manhattan Design System
FV Bank - Beyond Banking - FV Bank’s Digital Asset Custody Innovation
Morgan Stanley - Power E*TRADE Desktop global launch
Morgan Stanley - MSO Prospect

Best Embedded Finance Initiative

HSBC Bank USA - Pioneer in Embedded Finance to Cloud ERP
The PNC Financial Services Group, Inc. - PNC Flex Pay
QuickFi - QuickFi Platform
Wysh - Wysh: Life Benefit

Best Mobile Initiative

Merrill Wealth Management - Mobile Advisor Experience (MAX)
J.P. Morgan - JPMAM Sales Assist V2T Platform
J.P. Morgan - Mobile Insights+
J.P. Morgan - JPOI
Morgan Stanley - Mobile Device Attestation Service

Best Tech Overhaul – Back Office

J.P. Morgan - Meridian Data Services Platform
JPMorgan Chase - Chase Debit Platform – Path to Modernization
JPMorgan Chase & Co. - Global Banking Platform

Best Use of Artificial Intelligence/Machine Learning

Wells Fargo - Wells Fargo - Advanced Fraud Detection System (AFDS)
Wells Fargo - Wells Fargo Fraud Co-Pilot
Morgan Stanley - Intelligent Document Processing
Morgan Stanley - AI @ Morgan Stanley Assistant
Morgan Stanley - Morgan Stanley Release & Change Intelligent Tech Ops Support (iTOS)

Best Use of Data

Chase - Credit Journey Score Improvement Tool
JPMorgan Chase - Deposits Data Modernization
J.P. Morgan - AppStatus
Morgan Stanley - Error Budget Based Change Management
Morgan Stanley - IntelliObserve360
Morgan Stanley - Contact Center Data Analytics & Reporting transformation via PowerBI

Best Use of Tech in Business Banking

Grasshopper Bank - BaaS Platform for SMBs and Startups
Citizens Financial Group - Citizens Digital Business Account Opening
TD Bank - Tap to Pay on iPhone on TD Bank Mobile App
Bluevine - Bluevine's Integrated Approach to Small Business Banking
Morgan Stanley - SPA Injection

Best Use of Tech in Combatting Fraud

J.P. Morgan - Fraud Connect
Wells Fargo - Wells Fargo Adaptive Counter Defense
Synchrony Bank - Synchrony Bank and SentiLink Partner to Combat Deposit Account Fraud

Best Use of Tech in Consumer Banking

Bank of Montreal (BMO) - BMO Green to Blue
F.N.B. Corporation - eStore® — Revolutionizing The Way Customers Bank
JPMorgan Chase - Blueprint
JPMorgan Chase - Chase First Banking

Best Use of Tech in Lending

JP Morgan - iQC
YouLend - AI-Powered Embedded Financing Solution
Texas National Bank - SMB Depositor Pre-Qualification and Automated Lending
Synchrony - Synchrony PRISM Underwriting Platform

Best Use of Tech in Private Banking/Wealth Management

Charles Schwab & Co., Inc.- Schwab Personalized Indexing Digital Enrollment
Morgan Stanley - FA Monitoring O2 Framework
Merrill Wealth Management - Merrill Video Pro
J.P. Morgan - Connect Platform
First Citizens Bank - First Citizens Bank Leverages Data Unification Technology
Morgan Stanley - Morgan Stanley Private Markets Dashboard
Morgan Stanley - Release Engineering TransformationTeam
Morgan Stanley - UMA Client Customization
BNY Mellon and Publicis Sapient - Wove

Best User/Customer Experience Initiative

Chase - Credit Journey Score Improvement Tool
Tricolor - Automás
F.N.B. Corporation - eStore® — Revolutionizing The Way Customers Bank

Top Innovation

F.N.B. Corporation - eStore® — Revolutionizing The Way Customers Bank
J.P. Morgan - STARS Aggression
Morgan Stanley - Morgan Stanley DocuSmart – Flexible and Intelligent Document Authoring Platform
Goldman Sachs - Goldman Sachs Marquee
Morgan Stanley - Artificial Intelligence (AI) Powered Technology Change Risk Assessment Engine

Top Innovation - Financial Wellness

Chase - Credit Journey Score Improvement Tool
Intuit Credit Karma - Intuit Assist for Credit Karma
Merrill Wealth Management - Merrill Advisor Match
SoFi - Student Loan Verification

Excellence in Tech Awards Finalists

Best Core Banking System

Nymbus - Nymbus Core Transformation for PeoplesBank
Temenos - Temenos Core Banking
CSI - CSI NuPoint® Core

Best Digital Banking System

FIS - FIS Digital One Consumer Studio
Mahalo Banking - Thoughtful Banking™ Platform
Temenos - Temenos Digital
Apiture - Apiture Digital Banking Platform - Consumer Banking Solution
Moxo - Moxo
Fiserv, inc. - Experience Digital from Fiserv

Best Digital Business Banking Solution

Dragonfly Universal Online Banker - Dragonfly Financial Technologies
iGTB Intellect - CBX
Apiture - Apiture Digital Banking Platform - Business Banking Solution
Mercury - Mercury Vault

Best Embedded Finance Solution

Check - Credit & Fraud Protection, Embedded Setup & Embedded Support
QuickFi - QuickFi Platform
HSBC Bank USA - Pioneer in Embedded Finance to Cloud ERP
Corpay Cross-Border Solutions - Corpay Cross-Border Global Enterprise Management
MoneyLion - Engine by MoneyLion
Highnote - Highnote
BM Technologies (BMTX) - BM Technologies (BMTX) Best Embedded Finance Solution

Best Embedded Finance Solution for Banks, Credit Unions & Financial Institutions

Wysh - Wysh: Life Benefit
TransferMate Global Payments - TransferMate for Banks & FIs
FintechOS - FintechOS
Cotribute - The Cotribute Platform
SavvyMoney - Financial Checkup

Best Embedded Finance Solution for Lending & Payments

YouLend - YouLend
Payitoff - Payitoff
Wisetack - Wisetack Embedded Consumer Financing
SellersFi - Best Embedded Finance Solution
Bread Financial - Bread Pay Virtual Card

Best as-a-Service Solution

S&P Global - S&P Global KY3P® (Know Your Third Party)
Derivative Path - DerivativeEdge
Appdome - Appdome Unified Mobile App Security Platform
MeridianLink, Inc. - MeridianLink's Innovative as-a-Service Solution Highlighted Through its Partnership with FedChoice FCU
System Crew (North America) LLC - Modern Workplace as a Service
Carefull - Carefull
Mitek Systems - Check Fraud Defender by Mitek
LinkLive - LinkLive Best as a Service
Green Check - Green Check
Biz2X - Biz2X - Loan Origination Platform

Best as-a-Service Solution for Payments

Flywire - Flywire Global Payment & Receivables Platform for B2B
Finastra - Finastra Payments To Go
CPI Card Group® - Card@Once®
UniTeller Financial Services - UniTeller Digital Link
Corpay Cross-Border Online Payments Platform - Corpay Cross-Border Solutions
VGS - VGS, Payments Tokenization
FINBOA - FINBOA Payment Disputes Solution

Best as-a-Service Solution for Wealth Management

Moxo - Moxo
CapIntel - CapIntel's Omni Solution for Advisors
Docupace - PreciseFP
FusionIQ One - FusionIQ

Best as-a-Service Solution – Integration & Automation

Zafin - Zafin IO (Zafin Integrate & Orchestrate)
Laserfiche - Laserfiche Cloud
SS&C Technologies - SS&C EVOLV

FinTech Start-up of the Year

Winnow Solutions, LLC - Winnow – Compliance & Automated Change Management
Unbox the Universe - Unbox Recovery
MAJORITY - Migrant Banking
Nomad - Nomad - Global Banking for Emerging Markets
Global PayEX Inc. - Global PayEX : AR /AP Optimized
Method Financial - Method Financial’s Embeddable API Suite

LendTech Start-up of the Year

Hawthorn River, a CSI company - Hawthorn River
Union Credit - Credit Union Marketplace
Uplinq - Uplinq
Stratyfy - Stratyfy

LendTech of the Future

Provenance Blockchain - Provenance Blockchain
Indecomm - What Happens Behind the Scenes in Mortgage Does Not Stay Behind the Scenes
Lama AI - Lama AI - AI-Powered LOS Platform
Abrigo - Abrigo Community Lending Software
Finastra - Embedded Consumer Lending Solution
SellersFi - LendTech of The Future
SS&C Intralinks - SS&C Intralinks LoanStream

LendTech of the Future - Credit Decisioning

Ocrolus - Ocrolus
Uplinq Financial Technologies - Uplinq
Stratyfy - Stratyfy

Vehicle & Equipment LendTech of the Future

Open Lending - Lenders Protection™
Octane - Octane
QuickFi - QuickFi Platform

Tech of the Future

Carefull - Carefull
TreviPay - Financial Partner Gateway
Laserfiche - Laserfiche
interop.io - interop.io
iGTB Intellect - iGTB Cash Management Powered by eMACH.ai
SellersFi - SellersFi
Quavo Fraud & Disputes - QFD® End-to-End Dispute Management Solution for Issuers
Wealth Access - Data Unification Technology
Green Check - Green Check

Tech of the Future - Customer Outreach & Communication

Refine Intelligence - Digital Customer Outreach
BOND.AI - Autopilot
LinkLive - LinkLive

Tech of the Future - Fighting Fraud

Deduce - Deduce Identity Network
DataVisor - DataVisor’s AI-powered Fraud and Risk Platform
Valid Systems - Instant Funds & RTLA

Tech of the Future - Risk & Compliance

Napier - Client Screening
S&P Global - Supplier Risk Indicator and Entity Insights Solutions
Minerva - Minerva
4CRisk.ai - 4CRisk.ai Compliance Map

Tech of the Future – AI & Data

ULTIPA, INC. - Graph XAI for Real-time Liquidity and Asset & Liability Management and Attribution Analysis
Zenarate - AI Coach
IBM - Machine Learning for IBM z/OS (MLz)
CGI - CGI Credit Studio
FIS - FIS EPIC and PREBOTs
SmartStream Technologies - SmartStream Air
SS&C Intralinks - SS&C Intralinks DealCentre[AI]
RedCompass Labs - RedFlag Accelerator
Pagaya - Pagaya: The Future of Financial Inclusion in Financial Services
Yodlee, Inc - Yodlee's Insights Engine for Banking

Tech of the Future – Customer Engagement

Kasisto - Gabby, Intelligent Virtual Assistant, powered by KAI for First Financial Bank
Glia - Unified Interaction Management Platform
Moxo - Moxo

Tech of the Future – Customer Experience

Coviance - Coviance
Ness Digital Engineering - The Options Clearing Corporation - Working with Ness Digital Engineering
Savana - Digital Delivery Platform
Mahalo Banking - Thoughtful Banking™ Platform
Katipult Technology Corp. - Katipult DealFlow

Tech of the Future – Decision Making

Taktile - Decision Engine
FICO (Fair Isaac Corporation) - FICO Platform
Cognaize - Cognaize AI Platform
Stratyfy - Stratyfy

Tech of the Future – Digital Trust

1Kosmos - 1Kosmos Delivers High Assurance Trust, Security and Privacy for Digital Banking
CompoSecure - Arculus
ID-Pal - ID-Pal
AtData - AtData's Fraud Prevent API Derived From Email Intelligence Data
Mastercard - Mastercard Identity
Traceable AI - Traceable AI's Digital Fraud Prevention
Mitek Systems - Mitek in-person identity verification solution
Atomic - PayLink by Atomic
HYPR - HYPR Identity Assurance Platform

Tech of the Future – Personalisation

Pulsate - Pulsate
Total Expert - Total Expert Customer Intelligence
Yodlee, Inc. - Yodlee IEB: Product Personalization for Banking Customers

Leadership Awards Finalists

Rising Tech Star

Kyall Mai, Chief Innovation Officer, Esquire Bank
James Rockwood, Founder and CEO, CapIntel
Roberto Sato, President & CIO, GETTRX
Lily Elshaktori, Vice President, J.P. Morgan
Apoorva Vadrevu, Vice President, J.P. Morgan

Tech Leadership

Tiago Spritzer, Chief Information Officer - Technology for the Chief Operating Office (TCOO), Wells Fargo
Martin Korn, Chief Technology Officer, Esquire Bank
Doug Ricket, Founder & CEO, PayJoy
Karlon Johnson, Business Development Officer, Black Business Investment Fund (BBIF)
Jon Briggs, Executive Vice President, KeyBank
Thiru Venkatachalam, Executive Director, Morgan Stanley
Subhadeep Bhattacharjee, SVP of Technology (Software Quality Management Group), Northern Trust Corporation

Tech Leadership – Visionary CEO

Jonathan Wilk, CEO, CompoSecure
Dave Skirzenski, CEO, Raistone
Steve Bryson, Founder and CEO, GETTRX

Tech Team of the Year – Bank/Financial Institution

Bank of America - Operational Intelligence
Esquire Bank - Esquire Bank - Technology and Development Team
HSBC Bank USA - HSBC Embedded Finance Global IT
Merrill Wealth Management - Merrill Platforms & Capabilities
JPMorgan Chase - Global Technology at JPMorgan Chase
J.P. Morgan - Global Liquidity Onboarding

Tech Team of the Year – Software & Services Provider

BankTech Ventures - BankTech Ventures
Zsuite - Implementation, Technology, and Operations Teams
COCC - COCC Integrations Team
Mahalo Banking - Mahalo Banking Team
SS&C Intralinks - SS&C Intralinks Professional Services & Services Delivery

Woman in Technology (WIT) – Bank/Financial Institution

Roben Dunkin, Chief Operations & Innovation Officer, PGIM
Ailun Qin, Vice President, Morgan Stanley
Judy Dinn, EVP & CIO, TD Bank
Brianna Elsass, Managing Director, Head of U.S. Digital Servicing and Technology, Bank of Montreal (BMO)
Inez Louzonis, Managing Director, Head of Platforms and Capabilities, Merrill Wealth Management

Woman in Technology (WIT) - Software & Services Provider

Barbara Cousins, Chief Information Officer (CIO), Chief Security Information Officer (CISO) and Head of Internal Audit, Flywire
Jenn McMackin, Global Director of Customer Success, Gresham Technologies
Miriam Sheril, Head of Product - US, Form3
Carolyn Homberger, President Americas, Featurespace
Provi DeLeon, Managing Director, Sales, Americas, Treasury & Capital Markets, Finastra
Mitra Roknadbadi, Chief Marketing Officer, OpenFin
Sabrina DeVito, Chief Strategy Officer, Best Egg
Janelle Sallenave, Chief Experience Officer, Chime Financial Inc

Woman in Technology (WIT) – Visionary Leader

Anabel Perez, CEO & Co-Founder, NovoPayment
Margaret J. Hartigan, Founder & CEO, Marstone, Inc.
Luvleen Sidhu. Chair, CEO and Founder, BM Technologies (BMTX)