Congratulations to all the 2025 Banking Tech Awards USA Finalists

Project Awards – For Banks and Financial Institutions Finalists

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Excellence in Tech Awards categories – for software and service providers finalists

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Leadership Awards - for individuals and teams finalists

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Project Awards – For Banks and Financial Institutions Finalists

Best Credit Union/Community Bank & FinTech Partnership

Benchmark Community Bank & KlariVis
Gerber Federal Credit Union & Mahalo Banking
Star One Credit Union & Tyfone

Best Bank & FinTech Partnership

Cross River Bank & Best Egg
JPMorgan Chase & Thought Machine
KeyBank & Qolo
Wells Fargo & Derivative Path

Best Community Bank/Credit Union Modernization

Avadian Credit Union: Revolutionizing Member Service
Choice Financial Group: Hybrid Banking Platform Initiative
Columbia Credit Union: Transforming Decision Speed and Capacity
Thread Bank: Revitalizing a 120-Year Old Community Bank

Best Digital Banking Initiative

Bank of Montreal: FundsNow
Bank of Montreal: Direct Deposit Integration & Soft Credit Pull
Citizens: Citizens Digital Butler®
MidWestOne Bank: Temenos Digital Onboarding
RBC: RBC Clear™

Best Digital Initiative by Community Bank/Credit Union

Baxter Credit Union: Baxter Credit Union’s Digital Transformation
Collins Community Credit Union: Talkdesk
Metropolitan Commercial Bank & ebankIT: Frictionless Digital Onboarding & Omnichannel Banking
MidWestOne Bank: Temenos Digital Onboarding

Best Embedded Finance Initiative

Citi: Citi Pay®
TruStage: TruStage Payment Guard Insurance
Zenus Bank: Global Embedded Finance: USD Accounts, Payments & Cards

Best Tech Overhaul

Ally Financial: Bridging the Tech Divide
Discover: Cloud Migration & Modernization
J.P. Morgan AWM: Transformation of JPM Asset Management Derivatives Platform
JPMorganChase: Command Query Responsibility Segregation (CQRS) Through Utilities at Scale
Morgan Stanley: Firm Market Risk VaR Platform
Morgan Stanley: PATH (Portfolio Advisory Trading Hub)
Morgan Stanley: Trade Surveillance
Morgan Stanley: Regulatory Inquiries Compliance Platform Automation

Best Use of Artificial Intelligence/Machine Learning

Bank of America Private Bank: Erica
Discover: GenAI Risk Reduction
First Technology Federal Credit Union: ARIC™ Risk Hub
J.P. Morgan AWM: Connect Coach Platform
JPMorganChase: Chase EVEE: Intelligent Q&A for Customer Service Experience
Morgan Stanley: Firmwide AI Development Platform
Morgan Stanley: DevGen.AI
Morgan Stanley: RCAi (Root Cause Analysis Intelligence)
Morgan Stanley: AskResearchGPT

Best Use of Data

Bank of America: GCIB Launch
J.P. Morgan AWM: AIOps 360
JPMorganChase: Chase Customer Insights for Small Business
Morgan Stanley: Operational Mapping Data for Business Continuity
Morgan Stanley: Sensitive Data Access Usage Monitoring Framework
Morgan Stanley: Project Pyramid
Morgan Stanley: LionFish Network Observability Platform

Best Use of Tech in Business Banking

Grasshopper Bank
J.P. Morgan AWM: Pro Plus Workflow
TD Bank: iPhone Tap to Pay on TD Bank Mobile App

Best Use of Tech in Combatting Fraud

First Technology Federal Credit Union: ARIC™ Risk Hub
J.P. Morgan AWM: Fraud Connect
Morgan Stanley: Morgan Stanley Fraud Link Analysis

Best Use of Tech in Consumer Banking

JPMorganChase: Chase Assisted Account Opening
JPMorganChase: Integration of First Republic into JPMorganChase
Oriental Bank: Self-Service Portal

Best Use of Tech in Lending

Edge Capital Lending, LLC
JPMorganChase: Chase Pay in 4
United Wholesale Mortgage: KEEP

Best User/Customer Experience Initiative

Bank of America Private Bank: Unified Mobile App Experience Program
JPMorganChase: Total Value Scorecard
Merrill Wealth Management: Digital Appointment Setting
MidWestOne Bank: Digital Account Opening
RBC Clearing & Custody: RBC Nexus

Financial Wellness Champion

ADP: Wisely by ADP
Best Egg Financial Health
Beyond Finance
Jenius Bankᵀᴹ: Mind-Money Connection Campaign

Top Innovation in Banking

BNY: BNY Virtual Account Based Solutions (VABS)
FinWise Bank: MoneyRails™
Zenus Bank: Zenus Embedded Innovation

Top Innovation in Banking – Internal Operations

Bank of America: GCIB Launch
Morgan Stanley: Mainframe Git Integration
Morgan Stanley: WebstaX
Morgan Stanley: Coxswain
Morgan Stanley: Technology Risk Fitness Score (TRFS)
Morgan Stanley: Trust Assurance Framework
Morgan Stanley: OptiSentinel
Morgan Stanley: Lightning - Data Movement Framework
Morgan Stanley: Self-Service Multi-Cloud Deployment Automation Platform

Excellence in Tech Awards Finalists

Best AI Solution

Accedia: Accedia AI Capability Center
ACI Worldwide: ACI Payments Intelligence
ID-Pal: ID-Pal’s AI-Driven Fraud Detection and Document Authentication
SmartStream Technologies: Affinity
Uptiq Inc: UPTIQ

Best AI Solution - Data Insights & Knowledge Management

Arteria AI: Arteria AI Platform
Cognaize: Enterprise Knowledge Platform
First Rate, Inc.: ArtIE (Artificial Intelligent Engine)
FIS: FIS EPIC and PREBOTS
Hapax
IBM: IBM Synthetic Data Sets
LemonadeLXP: InsightAI by LemonadeLXP
Ocrolus: Ocrolus Instant & Ocrolus Cash Flow Analytics
Synechron: Synechron Nexus AI Solutions
Winnow Solutions, LLC: Winnow AI

Best AI Solution - Customer Engagement & Retention

BOND.AI: Autopilot from BOND.AI
Spring Labs: Zanko
TaskUs: AssistAI
TAZI AI Systems, Inc.: TAZI’s Predictive AI Solutions

Best AI Solution - Risk, Regulation & Compliance

4CRisk.ai: AI Agents and Ask ARIA CoPilot
4CRisk.ai: Regulatory Change Management and Intelligence
i2c Inc.: i2c’s AI-Powered Fraud Risk Management Solution
Oscilar: AI Risk Decisioning Platform
Taktile: Taktile Decision Platform
ValidMind: ValidMind for Model Risk Management
WorkFusion: WorkFusion AI Agents for Financial Crime Compliance
Worth

Best Core Banking System

CSI: NuPoint®
FIS: FIS Core Banking Platforms
Temenos

Best Customer Experience Solution

BankingON: Boucoup
CapIntel: CapIntel’s Modern Proposal Generation Platform & Integrated Tech Stack
FIS: FIS® Premium Payback™
Moxo
Pinwheel: Switch Kit & PreMatch

Best Customer Experience Solution – Customer Engagement & Actionable Insights

ARGO: ARGO Connects
Total Expert: Customer Intelligence
WaveCX: WaveCX Digital Product Engagement Platform

Best Customer Experience Solution – Customer Communications

Agent IQ: The Lynq Relationship Banking platform
CSG: CSG Xponent
LeapXpert
Talkdesk: Talkdesk Financial Services Experience Cloud™
TaskUs: Powering Member ”Obsession”

Best Digital Banking System

Bottomline: Commercial Digital Banking Platform
COCC: COCC’s Digital Banking Platform
Lumin Digital
Temenos: Temenos Digital

Best Digital Banking System for Community Banks/Credit Unions

Apiture: Apiture Digital Banking Platform
COCC: COCC’s Digital Banking Platform
CU NextGen: Nextly
Mahalo Banking: Thoughtful Banking Platform
Q2: Q2 Engage
Tyfone: nFinia™

Best Digital Trust Solution

Mahalo Banking: Credential Assurance Technology (CAT) Pioneers AI-Resistant Security
Orum: Orum No Code Verify
Parascript: Parascript’s AI-Powered Recognition Technology
Transaction Network Services (TNS): TNS Enterprise Product Suite
TransUnion: Trusted Call Solutions

Best Digital Trust Solution – ID Verification & Authentication

1Kosmos: 1Kosmos Platform
authID: PrivacyKey
CompoSecure: Arculus
HYPR: The HYPR Identity Assurance Platform
Mitek: MiVIP
Proof: Identity Authorization Network
Prove Identity Inc.: Prove Verified Users
Socure: RiskOS

Best Embedded Finance Solution

april
Array: Array+
Derivative Path: DerivativeEDGE
SavvyMoney: SavvyMoney’s Credit Score Solution
Gusto: Gusto Embedded

Best WealthTech Solution

BridgeFT: WealthTech-as-a-Service
FusionIQ: FIQ Journey
GBI: GBI Platform
Marstone

Best Embedded Lending Solution

equipifi: equipifi BNPL
GDS Link: End-to-End Embedded Lending Innovation
Momnt: Momnt Embedded Finance Solution
Union Credit: Union Credit Marketplace
Wisetack: Embedded Consumer Financing for Services

Best Embedded SME Financing Solution

Pipe: Pipe Capital
QuickFi
Raistone: Raistone Connect

Best Embedded Cross-Border Payments Solution

Brightwell: ReadyRemit
Corpay Cross-Border Solutions: Corpay Cross-Border Integrated Payments Solutions
TransferMate: TransferMate Banks for FIs Solution

Best Embedded Payments Solution

Aeropay
GlossGenius: GlossGenius Payments Platform
Highnote: Highnote Platform
Ingo Payments: Embedded Finance Platform

Best LendTech Solution

equipifi: equipifi BNPL
Evalueserve: Spreadsmart
FinMkt
Goal Solutions: Lucidity
Kashable
Setpoint

Best LendTech Solution – Decision Engine

Better.com: Tinman™
Corridor Platforms: RiskDecisioning.ai
GDS Link: GDS Link Decisioning Platform

Best SME LendTech Solution

Abrigo: Abrigo Small Business Lending
Amount: Amount’s Unified Account Opening and Loan Origination Platform
Biz2X: Biz2X Lending Platform
SellersFi
Uplinq Financial Technologies: Uplinq

Best Auto & Equipment LendTech Solution

F&I Sentinel: Citadel Platform
Inovatec: Inovatec Direct Portal
QuickFi: QuickFi Embedded Lending Platform

Best LendTech Solution – Loans

CGI: CGI Credit Studio
FIS: FIS Commercial Lending Suite
Hawthorn River: Loan Origination System
LoanPro
SS&C Technologies: SS&C EVOLV

Best Personalization Solution

Apiture: Apiture Data Intelligence Solution
DeepTarget, Inc.: Community Banking’s Growth Engine
FIS: FIS Account Level Personalization Platform
LoanPro: Transaction Level Credit™
Pulsate: Pulsate Opportunities Engine™
TransUnion: TransUnion Branded Call Display
Vertice AI: Member Growth Solution
WaveCX: WaveCX Digital Product Engagement Platform

Best as-a-Service Solution

Blockdaemon: Blockdaemon Institutional Vault
Debbie: Debbie Rewards
Derivative Path: DerivativeEDGE
EverChain
January Technologies: January
Laserfiche: Laserfiche Process Automation Platform
Moxo
Naehas: Enterprise Product & Pricing
NETSOL Technologies Inc.: Transcend Retail (Formerly known as Otoz)
ULTIPA: Graph-powered Smart and Explainable Auditing System

Best as-a-Service Solution - Regulation & Compliance

Fincom: Fincom Sanction Screening Solution
Green Check
Hummingbird: Hummingbird Financial Crime Investigation Platform
PerformLine: Marketing Compliance Platform
Transvision Solutions: STAR - AI powered AML Platform
Winnow Solutions, LLC: Winnow

Best as-a-Service Solution – Dispute Management & Resolution

Fi911: DisputeLab
Mbanq: Dispute Resolution-as-a-Service
Quavo Fraud & Disputes: QFD® - Dispute Management Software

Best as-a-Service Solution – Payments

Corpay Cross-Border Solutions: Corpay Cross-Border Payments Technology
Finastra: Finastra Payments To Go
i2c Inc.: Payment Hub
UniTeller Financial Services: UniTeller Digital Link
Volante Technologies: VolPay

Best as-a-Service Solution – Cards

Brim Financial: End-to-End Payments and Cards Platform-as-a-Service
CorServ: Turnkey Credit Card Issuing Program
PayTic: PayTic Connect
TCA Group of Companies Inc.: TruPlatform

FinTech Start-up of the Year

CD Valet
Constrafor
Dfns
Instnt
Method Financial
SecureSave
TAZI AI Systems, Inc.
Wink

FinTech Start-up of the Year – Risk, Regulation & Compliance

Cable
Delfi Labs Inc.
Prometeo
ValidMind
Winnow Solutions, LLC

LendTech Start-up of the Year

Ledn
Setpoint
SoLo Funds

Leadership Awards Finalists

Tech Leadership

Kristin S. Walle, SVP & GM, Employee Financial Solutions Division, ADP
Adam Lowe, Chief Product and Innovation Officer, CompoSecure
Samantha Lee, Chief of Staff, Discover Global Network
Scott Zoldi, Chief Analytics Officer, FICO
Abhishek Gandotra, Vice President, Product, Green Dot Corp
Bhaskar Kalita, Global Head-Financial Services and Insurance, Quantiphi

Tech Leadership - Visionary CTO

Sabet Elias, Chief Technology Officer, BNY
Josh Owen, Chief Technology Officer, Flourish
Corey LeBlanc, Co-Founder, Chief Operating Officer and Chief Technology Officer, Locality Bank

Tech Leadership - Visionary CEO

Vincent J. Delie, Jr., Chairman, President and Chief Executive Officer, F.N.B. Corporation
Lawrence Calcano, Chairman and Chief Executive Officer, iCapital
Dave Skirzenski, Chief Executive Officer, Raistone
Trevor Rozier-Byrd, Chief Executive Officer, Stackwell
Dr. Siva G. Narendra, Chief Executive Officer AND Co-Founder, Tyfone
Chris Hilliard, Chief Executive Officer, Winnow Solutions, LLC

Woman in Technology – Bank/Financial Institution

Brianna Elsass, Vice President and Head, US Digital Servicing and Technology, Bank of Montreal
Sreelatha Purushothaman, Managing Director, Head of Client Infrastructure Technology and Cyber Technology Operations Center, Engineering, BNY
Inez Louzonis, Managing Director, Head of Merrill Platforms & Capabilities, Merrill Wealth Management

Woman in Technology – Software & Services Provider

Kristin S. Walle, SVP & GM, Employee Financial Solutions Division, ADP
Erin Jancic, Chief Operating Officer, Array
Alex Ford, Chief Revenue Officer and President, North America, Encompass Corporation
Christina Wagner, SVP, Go-To-Market, FIS Automated Finance, FIS
Miriam Sheril, Head of Product - US, Form3
Serena Smith, Chief Client Officer, i2c Inc.
Angela Murphy, Vice President of Marketing and Solutions, Pidgin
Jessica Teji, Head of Partner Success, SentiLink

Woman in Technology – Visionary Founder & CEO

Yinglian Xie, Chief Executive Officer and Co-founder, DataVisor
Danielle Cohen-Shohet, Chief Executive Officer and Co-founder, GlossGenius
Margaret J. Hartigan, Founder and Chief Executive Officer, Marstone
Neha Narkhede, Chief Executive Officer and Co-founder, Oscilar, Inc.
Alexandra McLeod, Chief Executive Officer and Founder, Parlay Finance
Patricia Montesi, Chief Executive Officer and Co-Founder, Qolo

Tech Team of the Year

The Private Bank Platform Solution and Business Enablement Team, Bank of America
The WMT Business Resiliency Team, Morgan Stanley
Total Expert Tech Team, Total Expert
The Winnow Team, Winnow Solutions, LLC