Congratulations to the 2025 winners and highly commended nominations!
Project awards - for banks and financial institutions
Best Bank & FinTech Partnership
Winner:
Lloyds Banking Group & InBest
Best Bank & PayTech Partnership
Winner:
Tide & Edenred Payment Solutions
Best Contribution to Economic Mobility
Winner:
Caja Popular Mexicana: CPM Móvil Plus
Best Customer Experience Initiative for Business
Winner:
Lloyds Banking Group and Publicis Sapient: Intelligent Pricing
Best Customer Experience Initiative for Consumers
Winner:
e& money & Ericsson: Supplementary Card
Highly Commended:
DBS Bank: Customer Obsession Approach
Best Customer Experience Initiative for Consumers - Personalisation
Winner:
NatWest: Mobile Evolution
Best Customer Experience Initiative in Private Banking & Wealth Management
Winner:
CTBC Bank: Asset Review System and AI Remote Wealth Management Model
Best Digital Assets & Blockchain Initiative
Winner:
Bankee Social Bank, Far Eastern International Bank: Transformative Virtual Assets Solutions and 4D Full-Dimensional AI Anti-Fraud System
Best Embedded Finance Initiative
Winner:
Lunar: SAS Scandinavia's First EuroBonus Debit Card
Best Mobile Initiative for Consumers
Winner:
J.P. Morgan AWM: J.P. Morgan Online International (JPOI) Mobile Application
Highly Commended:
Banco Columbia: Columbia Banco Movil
Lloyds Banking Group and Publicis Sapient: Mobile First Current Account Opening
Best RegTech Initiative
Winner:
HSBC: Financial Crime - Global Social Network Analytics
Best Core Banking Tech Overhaul
Winner:
Halkbank: Nextral - ANKA
Best Tech Overhaul – Back Office
Winner:
J.P. Morgan AWM: GSTP 2.0
Highly Commended:
Bank of America: Virtual on-Watch
Bank of America: Intelligent Triage
Best Tech Overhaul – Front Office
Winner:
CIMB Bank Berhad: OCTO Biz
Best Use of AI – Customer Facing Initiative
Winner:
coeo Group GmbH: Modular AI Ecosystem “cAI”
Best Use of AI – Internal Operations
Winner:
BNY: Anomaly Detection Service
Highly commended:
Deutsche Bank and Publicis Sapient: AI Workspaces
Morgan Stanley: DevGen.AI
Best Use of AI – Internal Operations – Employee Support
Winner:
DBS Bank: CSO Assistant
Highly Commended:
BNP Paribas Bank Polska S.A.: genIT Hub
mBank S.A.: mComplAInts
Best Use of Cloud
Winner:
Morgan Stanley: FinDeploy
Highly Commended:
J.P. Morgan AWM: Exchange Traded Funds Platform
Best Use of Data
Winner:
Bank of America: Intelligent Triage
Highly Commended:
J.P. Morgan AWM: Almanac
Best Use of Data – Customer Focus
Winner:
HSBC: Omnia
Highly Commended:
DBS Bank: Foreign Exchange Contextual Pricing
Best Use of Data – Optimisation & Provisioning
Winner:
J.P. Morgan AWM: Equity Optimizer
Best Use of Tech in Business Lending
Winner:
Liquidity: Proprietary Investment Platform
Best Use of Tech in Consumer Lending
Winner:
TBC Bank: Fast Consumer Loans
Best Use of Tech in Combatting Fraud
Winner:
Banco BPI SA: Fraud Prevention
Best Use of Tech in Commercial Banking
Winner:
Citi: CitiDirect Commercial Banking
Best Use of Tech in Payments
Winner:
CTBC Bank: TRA Payment Facilitation Platform
Highly Commended:
Millennium bcp: Transfer and Payments Hubs
Best Use of Tech in Private Banking/Wealth Management
Winner:
Wells Fargo: Advisor Gateway
Best Use of Tech in Retail Banking
Winner:
Alrajhi Bank: Digital App
Best Use of Tech in SME Banking
Winner:
Northmill Bank: One-Day Company Setup
Highly Commended:
CTBC Bank: e-Cash App
Excellence in Tech Awards categories – for software and service providers
Best AI Solution
Winner:
Feedzai: Feedzai IQ
Highly Commended:
Featurespace, a Visa Solution: Scam Detect
Best AI Solution – Data Intelligence & Automation
Winner:
SmartStream: Air
Best AI Solution – Decision Engine
Winner:
Oscilar, Inc.: Oscilar
Best Core Banking System
Winner:
Temenos
Highly Commended:
SAP Fioneer: SAP Fioneer Core Banking Platform
Best Challenger Core Banking System
Winner:
Tuum
Best Digital Solution Provider – Banking Tech
Winner:
Lightico: Lightico Digital Completion Platform
Best Digital Banking Platform
Winner:
Intellect Design Arena Ltd.: eMACH.ai Digital Engagement Platform
Best Digital Solution Provider – ID Verification
Winner:
Mastercard: Smart Authentication
Best Digital Solution Provider – LendTech
Winner:
Experian: ReFi
Highly Commended:
C&R Software: Debt Manager
Best Digital Solution Provider – LendTech for Banks & FIs
Winner:
Infosys Finacle: Finacle Digital Lending Suite
Best Digital Solution Provider – Mortgage Tech
Winner:
MQube: Origo Platform
Best Digital Solution Provider – PayTech
Winner:
Form3: Form3's Payment Platform
Highly Commended:
Paymentology
Token.io
Best Digital Solution Provider – PayTech for Businesses
Winner:
Gr4vy: Gr4vy Payment Orchestration Platform
Highly Commended:
Dojo
Best Digital Solution Provider – RegTech
Winner:
Clari5: Cyber Crime Complaints Processing (CCCP) Solution
Best Digital Solution Provider – RegTech – AML Compliance
Winner:
Silent Eight: Iris 6
Highly Commended:
Oscilar, Inc.: Oscilar AML Risk Platform
Best Digital Solution Provider – RegTech – Regulations & Compliance Intelligence
Winner:
CUBE: RegPlatform™
Best Digital Solution Provider – WealthTech
Winners:
InvestiFi: Integrated Digital Investing Solutions
Highly Commended:
Fundrise: Innovation Fund
Intellect Design Arena: WealthForce.ai
Best Embedded Finance System
Winner:
B4B Payments
Highly Commended:
QuickFi: QuickFi Platform
Best Embedded Payments System
Winner:
TransferMate: TransferMate for Banks and FIs
Highly Commended:
B4B Payments
Best Personalisation & User Experience Solution
Winner:
CSG: CSG Xponent
FinTech Start-up of the Year
Winner:
North One
Banking Tech Start-up of the Year
Winner:
Monument Technology
Banking Tech Start-up of the Year
Winner:
Monument Technology
Invest Tech Start-up of the Year
Winner:
Agora
PayTech Start-up of the Year
Winner:
Brim Financial
Highly Commended:
Tunic Pay
UK FinTech of the Year
In partnership with Innovate Finance
Winner:
Inveztor Ltd
UK PayTech of the Year
In partnership with Innovate Finance
Winner:
AccessPay
Leadership Awards - for individuals and teams
Tech Leadership – Bank/Financial Institution
Winner:
Krzysztof Dabrowski, COO, mBank S.A.
Highly Commended:
Janusz Mieloszyk, First Deputy CEO, CCO, Nest Bank
Tech Leadership – Software & Services Provider
Winner:
Konstantin Simonchik, CSO, Mitek Systems
Tech Leadership – Visionary CEO
Winner:
Julie Chatterjee, CEO, Northmill Bank
Highly Commended:
Will Marwick, CEO, IFX Payments
Tech Leadership – Visionary Founder
Winner:
Ben Goldin, Founder and CEO, Plumery B.V.
Woman in Technology – Bank/Financial Institution
Winner:
Christine Tu, Managing Director, Technology, Morgan Stanley
Woman in Technology – Software & Services Provider
Winner:
Monica Eaton, Founder & CEO, Chargebacks911 & Fi911
Highly Commended:
Anubha, Vice President Agile Program Management, Publicis Sapient
Tech Team of the Year – Bank/Financial Institution
Winner:
Bank of America, EMEA Technology Team
Highly Commended:
CTBC Bank Vanguard Enterprise Architecture Team
Tech Team of the Year – Software & Services Provider
Winner:
Equifax Fintech and Payment Go-to-Market Team
Highly Commended:
Winnow: The Winnow Team
Editor's Choice
Editor's Choice - Banks and Financial Institutions
Winner:
BNP Paribas: Launch of Natively Tokenised Money Market Fund Shares
Editor's Choice - Software & Service Providers
Winner:
Meniga: The Meniga Insights Platform