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Banking Tech Awards
3rd December 2025
Royal Lancaster HotelLondon
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Congratulations to all the 2025 Banking Tech Awards finalists

Banking Tech Project Awards Finalists

View the finalists

Excellence in Tech Awards Finalists

View the finalists

Leadership Awards Finalists

View the finalists
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Banking Tech Project Awards Finalists

Best Bank & FinTech Partnership

  • Banco BPI & Data4Deals
  • Best Egg & Cross River
  • BNP Paribas & NeoXam
  • Lloyds Banking Group & InBest
  • Nationwide Building Society & FICO

Best Bank & PayTech Partnership

  • Banking Circle & B4B Payments
  • CTBC & Alipay
  • NCR Atleos & Cash Access UK (CAUK)
  • Tide & Edenred Payment Solutions

Best Contribution to Economic Mobility

  • Caja Popular Mexicana: CPM Móvil Plus
  • Halkbank: Halkbank's Children's Banking
  • Halkbank: Halkbank Campus
  • Millennium bcp: Inclusive Financial Empowerment through Accessible Mobile Banking
  • Standard Bank Group: Enterprise and Supplier Development (ESD) Programme

Best Customer Experience Initiative for Business

  • Citi: Citi platform: CitiDirect Commercial Banking
  • Lloyds Banking Group & Publicis Sapient: Digital Servicing for Business and Commercial Banking
  • Lloyds Banking Group and Publicis Sapient: Intelligent Pricing
  • Millennium bcp: The New Corporate Internet Banking
  • Stifel Bank


Best Customer Experience Initiative for Consumers

  • Banco Columbia: Columbia Banco Movil
  • BMO (Bank of Montreal): Enhanced Transaction Details
  • DBS Bank: Customer Obsession Approach
  • e& money & Ericsson: Supplementary Card
  • Lloyds Banking Group and Publicis Sapient: Loans SPA2CUS
  • Piraeus Bank: Carbon Calculator

Best Customer Experience Initiative for Consumers - Personalisation

  • BMO (Bank of Montreal): My Financial Progress
  • Caixa Geral de Depósitos, SA: Multidimensional Transformation of Customer Experience at CGD
  • CTBC Bank: AI Hyper-personalized Digital Banking Experience
  • NatWest: Mobile Evolution

Best Customer Experience Initiative in Private Banking & Wealth Management

  • CTBC Bank: Asset Review System and AI Remote Wealth Management Model
  • J.P. Morgan AWM: Stronger Client Engagement
  • Wells Fargo: Authentication Hub

Best Digital Assets & Blockchain Initiative

  • Bankee Social Bank, Far Eastern International Bank: Transformative Virtual Assets Solutions and 4D Full-Dimensional AI Anti-Fraud System
  • BNP Paribas: Neobonds
  • BNP Paribas: Launch of natively tokenised Money Market fund shares
  • Bradesco Bank: Bradesco's Decentralized Digital Identity


Best Embedded Finance Initiative

  • Lunar: SAS Scandinavia's First EuroBonus Debit Card
  • Millennium bcp: iziBizi
  • Millennium bcp: pagaFlex
  • Nequi & Infosys Finacle: Nequi on Wenia

Best Mobile Initiative for Consumers

  • Banco BPI SA: Cashback Project
  • Banco BPI SA: Digital Onboarding
  • Banco Columbia: Columbia Banco Movil
  • Bank Millennium SA: Currency Exchange in Mobile Banking App
  • J.P. Morgan AWM: J.P. Morgan Online International (JPOI) Mobile Application
  • Lloyds Banking Group and Publicis Sapient: Mobile First Current Account Opening
  • TBC Bank: Auto Comfort
  • TBC Bank: Smart Portfolio

Best Mobile Initiative for Consumers

  • CTBC Bank: Building Asia’s First Regulatory Reporting Cyber-Physical System
  • HSBC: Financial Crime - Global Social Network Analytics
  • J.P. Morgan AWM: IPB Brokerage Pre-Trade Order Lifecycle Management
  • Standard Chartered Bank: Financial Crime Surveillance Operations Strategic Technology Initiative

Best Core Banking Tech Overhaul

  • Arab National Bank & Infosys Finacle
  • Halkbank: Nextral - ANKA
  • PeoplesBank & Nymbus
  • Zand & Infosys Finacle
  • Zimbabwe Bank Financial Holdings & Finastra Essence

Best Tech Overhaul – Back Office

  • Banco BPI SA: Engagement Hub
  • Bank of America: Virtual on-Watch
  • Bank of America: Intelligent Triage
  • DBS Bank: Pioneering Sustainable Cooling: Liquid Cooling Transformation at DBS
  • Halkbank: Robotic Process Automation (RPA)
  • Halkbank: PX13 Project
  • J.P. Morgan AWM: GSTP 2.0
  • Morgan Stanley: Mainframe Git Integration
  • Northern Trust: Non-Functional Testing as a Service (NaaS)

Best Tech Overhaul – Front Office

  • Bank of America: FX Algorithmic Trading Technology Stack Overhaul
  • CIMB Bank Berhad: OCTO Biz
  • Hinckley & Rugby Building Society
  • J.P. Morgan AWM: Smart Structured Notes Trading Suite
  • TBC Bank: Transforming Front-End Digital Banking at Scale

Best Use of AI – Customer Facing Initiative

  • Banco BPI SA: GenAI-driven Hyperpersonalization
  • Caixa Geral de Depósitos, SA: cAIxa, our Voice Bot & Digital Assistant Service
  • coeo Group GmbH: Modular AI Ecosystem “cAI”
  • Habitto: "Hey Habitto"
  • novobanco: GenAI Customer Complaints Hub

Best Use of AI – Internal Operations

  • BNY: Anomaly Detection Service
  • Bradesco Bank: BRIDGE
  • CTBC Bank: AI Cheque Check
  • DBS Bank: CodeBuddy
  • Deutsche Bank: AI Workspaces
  • J.P. Morgan AWM: Eureka
  • Morgan Stanley: RCAi
  • Morgan Stanley: Intelligent Document Processing
  • Morgan Stanley: DevGen.AI

Best Use of AI – Internal Operations – Employee Support

  • Banco BPI SA: Gen AI Helpdesk
  • BNP Paribas: New Issue Copilot
  • BNP Paribas Bank Polska S.A.: genIT Hub
  • CTBC Bank: AI Agent Platform for Employee Empowerment
  • Danske Bank: M365 Copilot
  • DBS Bank: CSO Assistant
  • mBank S.A.: mComplAInts
  • Morgan Stanley: Debrief

Best Use of Cloud

  • Bancolombia & Infosys Finacle
  • HSBC: Global Social Network Analytics
  • J.P. Morgan AWM: Exchange Traded Funds Platform
  • Morgan Stanley: Snowflake Self-service
  • Morgan Stanley: Next-Gen Research Portal
  • Morgan Stanley: FinDeploy
  • Publicis Sapient: APIGEE X API Platform

Best Use of Data

  • Bank of America: Intelligent Triage
  • BNP Paribas Bank Polska S.A.: Hawk Eye
  • DBS Bank: Revolutionising Cash Management: An Ecosystem of Smart ATMs
  • J.P. Morgan AWM: Almanac
  • Morgan Stanley: Technology Risk Fitness Score
  • Morgan Stanley: Operational Mapping Data for Business Continuity

Best Use of Data – Customer Focus

  • CTBC Bank: EI6
  • DBS Bank: Foreign Exchange Contextual Pricing
  • HSBC: Omnia
  • Millennium bcp: Digital Money Management (DMM)
  • Millennium bcp: Transfer and Payments Hubs
  • Qatar Development Bank: AI and ML Powered Customer 360
  • Standard Bank Group: Smart2

Best Use of Data – Optimisation & Provisioning

  • J.P. Morgan AWM: Equity Optimizer
  • mBank S.A.: AI application “Talk to Your Data”
  • Morgan Stanley: DataOnDemand

Best Use of Tech in Business Lending

  • 365 Finance: AI-Powered Underwriting Platform
  • Banco de Crédito del Perú: BCP Smart Pricing for Instant Credit
  • Liquidity
  • Pipe & GoCardless: GoCardless Capital (Powered by Pipe)
  • Trafalgar Sofipo

Best Use of Tech in Consumer Lending

  • Credit Agricole Bank Polska S.A.: ProCA
  • CTBC Bank: Digital Lending Journey with AI
  • Millennium bcp: pagaFlex
  • Saudi Agricultural Development Fund & Finastra Essence
  • TBC Bank: Fast Consumer Loans

Best Use of Tech in Combatting Fraud

  • Banco BPI SA: Fraud Prevention
  • CTBC Bank: AI SKYNET
  • HSBC: Smartnumbers
  • Lloyds Banking Group: App-first onboarding
  • Millennium bcp: Fraud Prevention Alert

Best Use of Tech in Commercial Banking

  • ABN Amro & Infosys Finacle: Next Generation Cash Pooling
  • Citi: CitiDirect Commercial Banking
  • ING Turkiye: Digital Onboarding for Limited Companies

Best Use of Tech in Payments

  • Bancolombia & Infosys Finacle: Recaudos
  • Cross River: Request for Payment
  • CTBC Bank: TRA Payment Facilitation Platform
  • Keystone Bank: API-Integrated Dealer Collection Solution for ABC & XYZ
  • Millennium bcp: Transfer and Payments Hubs
  • Millennium bcp: The New Corporate Internet Banking

Best Use of Tech in Private Banking/Wealth Management

  • HDFC Bank & Infosys Finacle: HDFC Margin Finance
  • J.P. Morgan AWM: Professional Loan Program Migration
  • Morgan Stanley: AI@MS
  • Wells Fargo: Advisor Gateway

Best Use of Tech in Retail Banking

  • Alrajhi Bank: Digital App
  • Banco BPI SA: Cashback Project
  • Emirates NBD & Infosys Finacle: Core LITE APIs using FEEM
  • HSBC: Banking on APIs

Best Use of Tech in SME Banking

  • Banco BPI SA: Pulsoo
  • CTBC Bank: e-Cash App
  • Millennium bcp: The New Corporate Internet Banking
  • Northmill Bank: One-Day Company Setup
  • novobanco: PIC – Customer Information Platform
  • Qatar Development Bank: Digital Transformation Program
  • Trafalgar Sofipo

Excellence in Tech Awards Finalists

Best AI Solution

  • Featurespace, a Visa Solution: Scam Detect
  • Feedzai: Feedzai IQ
  • Genesys: Genesys Cloud
  • GoodFin: AI private markets advisor
  • Intellect Design Arena: Purple Fabric
  • Intrepid Fox: AI agents for business KYC
  • Quantiphi Inc: AI-Powered Onboarding Solution

Best AI Solution – Data Intelligence & Automation

  • cAI Technology GmbH: Modular AI Ecosystem “cAI”
  • R34DY Zrt: Ablements
  • S&P Global Market Intelligence: Intelligent DocExtract
  • SmartStream: Air

Best AI Solution – Decision Engine

  • Oscilar, Inc.: Oscilar
  • Provenir: Provenir AI Decisioning Platform
  • Scienaptic Systems Inc: Scienaptic AI

Best Core Banking System

  • COCC: INSIGHT Core Platform
  • Finastra: Finastra Essence
  • FIS: Profile
  • FIS: Modern Banking Profile
  • SAP Fioneer: SAP Fioneer Core Banking Platform
  • Temenos

Best Challenger Core Banking System

  • 10x Banking: 10x Banking & Constantinople
  • Nymbus: Nymbus Banking Platform
  • SaaScada
  • Tuum

Best Digital Solution Provider – Banking Tech

  • FintechOS
  • Forrit: Forrit One
  • Lightico: Lightico Digital Completion Platform
  • Profile Software: Acumen.plus
  • Rivero: Amiko

Best Digital Banking Platform

  • COCC: Digital Banking Platform
  • DZD Technology: DoKa
  • Intellect Design Arena Ltd.: eMACH.ai Lending

Best Digital Solution Provider – ID Verification

  • 1Kosmos: 1Kosmos Platform
  • Mastercard: Smart Authentication
  • Mitek Systems: MiVIP
  • Prove Identity: Prove Verified Users
  • Transaction Network Services: TNS Enterprise Product Suite

Best Digital Solution Provider – LendTech

  • Basikon
  • C&R Software: Debt Manager
  • Experian: ReFi
  • Lendflow
  • Outfund: Flexible Financing
  • QuickFi: QuickFi Platform
  • SAP Fioneer: Credit Workplace for commercial real-estate finance

Best Digital Solution Provider – LendTech for Banks & FIs

  • Finastra US Corporation: LaserPro
  • Infosys Finacle: Finacle Digital Lending Suite
  • Mifundo: Cross-Border Credit Data for Banks

Best Digital Solution Provider – Mortgage Tech

  • Finastra US Corporation: Mortgagebot
  • Finova: Finova Lending
  • MQube: Origo Platform
  • Phoebus Software Ltd: API Ecosystem

Best Digital Solution Provider – PayTech

  • Brim Financial: End-to-End Payments & Card-Issuing Platform
  • Fi911: DisputeLab
  • Finzly: Payment Galaxy
  • Form3: Form3's Payment Platform
  • Paymentology
  • SDK.finance
  • Token.io
  • Tribe Payments

Best Digital Solution Provider – PayTech for Businesses

  • Aeropay
  • Dojo
  • FIS: Automated Finance Receivables Suite
  • Gr4vy: Gr4vy Payment Orchestration Platform
  • PAR Technology: PAR Pay
  • PrimeRevenue: The PrimeRevenue Platform
  • Wallester AS: Wallester Business

Best Digital Solution Provider – RegTech

  • Clari5: Cyber Crime Complaints Processing (CCCP) Solution
  • Kani Payments: Kani Payments' Card Scheme Compliance Solution
  • REGnosys
  • S&P Global Market Intelligence: ISDA Notices Hub
  • Taxbit:

Best Digital Solution Provider – RegTech – AML Compliance

  • Alloy
  • Calimere Point: SingleView Regulatory Client Data Alignment Platform
  • Facctum: FacctList Watchlist Management
  • INFORM GmbH: RiskShield
  • Oscilar, Inc.: Oscilar AML Risk Platform
  • Silent Eight: Iris 6

Best Digital Solution Provider – RegTech – Regulations & Compliance Intelligence

  • CUBE: RegPlatform™
  • LogicGate: LogicGate’s Banking Solution
  • Vixio: Vixio Regulatory Intelligence
  • Winnow: Winnow Automated Compliance Platform

Best Digital Solution Provider – WealthTech

  • Docupace: The Docupace Platform
  • Flourish: Flourish Cash
  • Fundrise: Innovation Fund
  • Intellect Design Arena: WealthForce.ai
  • InvestiFi: Integrated Digital Investing Solutions
  • Profile Software: Axia Suite
  • SEI: Enterprise Ecosystem
  • Titanbay
  • wealthpilot

Best Embedded Finance System

  • B4B Payments
  • Infinant: Interlace Platform
  • QuickFi: QuickFi Platform
  • Raistone: Raistone Connect
  • Toqio
  • Weavr: Embedded Finance Infrastructure

Best Embedded Payments System

  • B4B Payments
  • CleverCards
  • Highnote: Highnote Platform
  • NMI: NMI Payments
  • TransferMate: TransferMate for Banks and FIs
  • Wallester AS: Wallester White-Label

Best Personalisation & User Experience Solution

  • Communify Fincentric: MIND™ AI
  • CSG: CSG Xponent
  • Meniga: The Meniga Insights Platform
  • Persado: Persado Dynamic Email
  • PersonaFin AI: PersonaFin AI

FinTech Start-up of the Year

  • Casca
  • Flagright
  • North One
  • ULTIPA, INC.
  • Winnow

Banking Tech Start-up of the Year

  • Mifundo
  • Monument Technology
  • NayaOne Ltd
  • Winnow
  • XYB

Invest Tech Start-up of the Year

  • Agora
  • InvestiFi
  • Linvest21

PayTech Start-up of the Year

  • Brim Financial
  • Navro
  • Oscilar, Inc.
  • PayTic
  • Torus
  • Tunic Pay

UK FinTech of the Year - In partnership with Innovate Finance

  • ANNA Money
  • ClearScore
  • Inveztor Ltd
  • Simply Asset Finance

UK PayTech of the Year - In partnership with Innovate Finance

  • AccessPay
  • Ecommpay
  • Kani Payments
  • Yaspa

Leadership Awards Finalists

Tech Leadership – Bank/Financial Institution

  • Paul Fosse, Group Director – Group Head of Banking & Treasury, JTC Group
  • Krzysztof Dabrowski, COO, mBank S.A.
  • Job Mantz, Country Manager Netherlands, MeDirect Bank
  • Sujit Eapen, Managing Director, Morgan Stanley
  • Janusz Mieloszyk, First Deputy CEO, CCO, Nest Bank
  • Dave Skirzenski, CEO, Raistone

Tech Leadership – Software & Services Provider

  • Steve McNew, Senior Managing Director, FTI Technology
  • Konstantin Simonchik, CSO, Mitek Systems
  • Asif Peer, Global CEO and Managing Director, Systems Limited
  • Barb Morgan, Chief Product & Technology Officer, Temenos
  • Chris Hilliard, CEO, Winnow

Tech Leadership – Visionary CEO

  • Paul Ricci, CEO, Best Egg
  • Vincent J. Delie, Jr., Chairman, President and CEO, F.N.B. Corporation
  • Will Marwick, CEO, IFX Payments
  • Karan Jain, CEO, NayaOne Ltd
  • Julie Chatterjee, CEO, Northmill Bank
  • Jean-Pierre Brulard, ex-CEO, Temenos
  • Sergei Astafjev, CEO and Co-Founder, Wallester AS
  • Chris Hilliard, CEO, Winnow

Tech Leadership – Visionary Founder

  • Neha Narkhede, CEO and Co-founder, Oscilar, Inc.
  • Ben Goldin, Founder and CEO, Plumery B.V.
  • Sergio Álvarez-Teleña, Co-Founder and CEO, SciTheWorld
  • Manish Bhai, Management Associate, UNO Digital Bank

Woman in Technology (WIT Award) – Bank/Financial Institution

  • Shruti Patel, Chief Product Officer, Business Banking, U.S. Bank
  • Katya Kohen, Managing Director, Venture Lending & Banking, SB Venture, Stifel Bank
  • Gogutsa Gelashvili, Tribe Lead, TBC Bank
  • Julie Chatterjee, CEO, Northmill Bank
  • Christine Tu, Managing Director, Technology, Morgan Stanley

Woman in Technology (WIT Award) – Software & Services Provider

  • Colleen Wilson, Chief Product Officer, Best Egg
  • Anubha, Vice President Agile Program Management, Publicis Sapient
  • Soruja Yasmin Mazumdar, Senior Director Agile Program Management, Publicis Sapient
  • Neha Narkhede, CEO and Co-founder, Oscilar, Inc.
  • Monica Eaton, Founder & CEO, Chargebacks911 & Fi911
  • Barb Morgan, Chief Product & Technology Officer, Temenos

Tech Team of the Year – Bank/Financial Institution

  • Bank of America EMEA Technology Team
  • CTBC Bank AI R&D Division
  • CTBC Bank Vanguard Enterprise Architecture Team
  • Morgan Stanley CPRM Team
  • Morgan Stanley WIMT AI Team
  • Standard Bank Group Salesforce Digital Onboarding Team

Tech Team of the Year – Software & Services Provider

  • Aurum Solutions Delivery & Support Team
  • Equifax Fintech and Payment Go-to-Market Team
  • FTI Technology's Blockchain & Digital Assets Practice
  • Mitek Systems Purple Team
  • Meethaq's transformation by Systems Limited
  • The Winnow Team