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Banking Tech Awards
4th December 2024
Royal Lancaster Hotel

Kęstutis Gardžiulis
Chief Innovation Officer & Founder at ETRONIKA


Kęstutis Gardžiulis is Chief Innovation Officer & Founder of ETRONIKA the award-winning financial technologies company, providing innovative products and solutions for Banks, FinTechs, governments, lending institutions, national posts and retail operators of all sizes throughout the world. He holds Group Partnership Development Executive position at NRD Companies as well.

Kęstutis has more than 22 years of IT experience and financial business knowledge which helps to deliver Omni-Channel Digital Banking, Digital Lending and innovative Convenience Retail products. For 15 years he was CEO of ETRONIKA driving numerous first to the market solutions that have a sound impact to the FinTech ecosystem. Kęstutis Gardžiulis’ vision and drive are responsible for creating a culture of innovation and passion within the company.

Being an active member of the vibrant FinTech and ICT community he was Vice-President and Member of the Board at Lithuanian ICT Association INFOBALT promoting Lithuanian IT business.

Kęstutis Gardžiulis participates in local and international FinTech events, conferences, hackathons, and advises FinTech startups. He is passionate about FinTech, blockchain, technology, science and space technologies. Kęstutis is a sought-after analyst and speaker on the subject of financial and banking technology innovations, regularly speaking at professional events.