Cenlar is the industry’s premier mortgage subservicer and a federally chartered commercial bank, trusted to manage millions of loans across all 50 states and U.S. territories. Serving a diverse portfolio of banks, credit unions, and mortgage bankers, we deliver a homeowner experience rooted in care, innovation, and excellence. As an extension of our clients’ businesses, we simplify the complexities of mortgage servicing through expert teams, pioneering AI-driven solutions, and flexible, high-quality processes.

Leveraging deep mortgage expertise and banking capabilities, Cenlar offers value-added programs to support our clients, with scalable liquidity solutions that include a home equity loan purchase program. Headquartered in Ewing, NJ, with employees nationwide, Cenlar is industry-rated and regularly audited by independent third parties.