10 - 11 February, 2026
InterContinental O2
London
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DAY TWO
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DAY TWO
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Showing 1 of 1 Streams
Exhibit Hall Networking
8:15am - 9:00am
Breakfast & Networking
Showing 1 of 1 Streams
General Session
9:00am - 9:05am
Welcome to Day 2 From Finovate
- Greg Palmer - Vice President, Finovate
9:05am - 9:25am
Out Of The Box Keynote Address - AI from hype to hands on: lessons from designing human / machine interactions at Google, Meta & Microsoft
- Georgia Lewis Anderson - Co-Founder, Lantyn
9:25am - 9:45am
Analyst All Stars: How financial services have been changed forever
- Aurelie L'Hostis - Principal Analyst, Financial Services Practice, Forrester
- Tiffani Montez - Principal Analyst, EMARKETER
- Suraya Randawa - Head of Omnichannel Experience, Curinos
10:00am - 10:25am
Power Panel: Financial Crime & Cyber Security – How Banks & Fintechs Can Work Together To Meet The Challenges Of The Digital Era
- Rashee Pandey - Associate Director of Membership, Innovate Finance
- Jay Wilson - Partner, AlbionVC
- Augustas Glinskis - Director of AML & KYC, Saldo Bank
- Bertrand Bouteloup - CRO & GM of Europe, Hopae
10:25am - 10:30am
Quick Break
Showing 3 of 3 Streams
Artificial Intelligence Stage
Customer Experience Stage
Payments Stage
10:30am - 10:35am
Opening remarks from the chair
- Julie Muhn - Senior Research Analyst, Finovate
10:35am - 10:50am
Keynote Address: Lessons Learnt From The AI Agent Pilots At Global Banks. How Can Employees Work With AI Agents?
- Joshua Lloyd-Lyons - Head of Corporate Development and M&A, EVP, 73 Strings
11:05am - 11:30am
Power Panel: AI in Action: Targeted Applications That Actually Work & Why Achieving Success Goes Beyond The Tech
- Theodora (Theo) Lau - Book Author and Founder, Unconventional Ventures
- Vanja Tokic - Senior Expert Transformation Manager, Raiffeisen Bank International
- Mukund Umalkar - Director, GenAI Strategy & Execution, ING Wholesale Bank
- Rahul Aggarwal - Head of AI and Innovation, ICBC Standard Bank
- Mark Barr - Chief Engineer, First Derivative
10:30am - 10:35am
Opening remarks from the chair
- Suraya Randawa - Head of Omnichannel Experience, Curinos
10:35am - 10:50am
Open Data, Hyper-Personalization and Customer Centricity - What Do Customers Actually Want?
- Anette Broloes - Director and Co-founder, Finthropology
11:05am - 11:30am
Power Panel: The CX Revolution - How Can Banks Compete In A Hyper Personalised World With Increasing Customer Expectations??
- Suraya Randawa - Head of Omnichannel Experience, Curinos
- Sadeque Ahmed - Executive Director, Product Management, J.P.Morgan
- Paolo Porrati - Industry Expert, Acoté
- Sonia Bainbridge - Head of Digital Distribution EMEA, Invesco
- Nathan Pearson - GM, Financial Services, PolyAI
10:30am - 10:35am
Opening remarks from the chair
- David Penn - Research Analyst, Finovate
10:35am - 10:50am
Keynote Address: What Keeps European Payment Executives Awake At Night? Capitalising On PSD3, SCT Inst & Other Market Developments
- Zilvinas Bareisis - Head of Retail Banking, Celent
10:50am - 11:05am
Fireside Chat: Navigating Cryptocurrencies, Stablecoins & Digital Assets. There Is Undoubtedly Consumer Appetite So What Does Every Senior Bank Executive Need To Know?
- David Penn - Research Analyst, Finovate
- Ian Horne - Author, Why DeFi Matters
11:05am - 11:30am
Power Panel: The Coming Shake Up In Payments: Instant Payments, Stablecoins, & Cross Border Payments
- Zilvinas Bareisis - Head of Retail Banking, Celent
- Andréa Toucinho - Country Ambassador for France of European Women Payments Network (EWPN), Partelya Consulting
- Chris Higham - Director Payments, SMBC Bank
- Tiffani Montez - Principal Analyst, EMARKETER
Showing 2 of 2 Streams
Exhibit Hall Networking
Executive Briefing
11:30am - 12:10pm
Refreshments & Networking: Enhance Your Networking Using Connect Me
11:30am - 12:10pm
Executive Briefing: From Embedded Finance To Platform Banking – How Can Banks Capture This Huge Opportunity, Create A Robust API Strategy & Defend Against Super Apps & Ecosystem Threats?
- Enrico Camerinelli - Strategic Advisor, Datos Insights
- Saira Khan - Head of Innovation & Partnerships, First Direct Bank (HSBC)
- Farhat Hanif - Research Manager, Euromonitor
- Christos Chamberlain - General Manager of UK & Europe, Airwallex
Showing 3 of 3 Streams
Artificial Intelligence Stage
Banking, Regulation & Risk Stage
Lending Stage
12:10pm - 12:15pm
Opening remarks from the chair
- David Penn - Research Analyst, Finovate
12:15pm - 12:30pm
Keynote Address: Successfully Implementing AI & Scaling Adoption - What Are Challenges Around Rolling Out Production?
- Richard Davies - CEO, Allica Bank
12:30pm - 12:45pm
Special Address: AI Search Infrastructure for Finance.
- Adam Oliner, PhD - Field CTO, You.com
12:45pm - 1:10pm
Power Panel: Responsible AI In Financial Services: Unlocking Innovation Whilst Building Trustworthy Systems
- Andrew Vorster - Head of Growth, The Banking Scene
- Andrea Isoni - AI Advisor, ISO (International Organization for Standardization)
- Greta Anderson - Principal, Balderton Capital
- Rashmi Shetty - Head of Platform Engineering • IT Digital Data & Innovation, ICBC Standard Bank
- Pedro Morgado - Founder & CEO, BytePitch
12:10pm - 12:15pm
Opening remarks from the chair
- Rik Coeckelbergs - Founder, The Banking Scene
12:15pm - 12:30pm
What Banks Can Learn about Regulation and Risk from Fintechs
- Sarah Kocianski - CEO, SJK Insights
- Rik Coeckelbergs - Founder, The Banking Scene
12:45pm - 1:10pm
Power Panel: Banking Risk & Resilience: Meeting The Challenges Of New Regulations, Emerging Technologies & Cyber Threats
- Rik Coeckelbergs - Founder, The Banking Scene
- Daniel Mayo - Principal Analyst, Celent
- Theodora (Theo) Lau - Book Author and Founder, Unconventional Ventures
- Daniele Galluccio - Head of Engineering, Lloyds Banking Group
12:10pm - 12:15pm
Opening remarks from the chair
- Julie Muhn - Senior Research Analyst, Finovate
12:15pm - 12:30pm
Keynote Address: How Can Banks Compete With Fintechs & Drive Revenue By Meeting The Unmet Needs Of The SME Market?
- Benjamin Ensor - Director of Research and Strategy, 11:FS
12:30pm - 12:55pm
Power Panel: The Embedded Lending Market Is Projected To Expand From $7 Billion In 2024 To $46 Billion By 2034 - How Can Banks Capture The Opportunity?
- Julie Muhn - Senior Research Analyst, Finovate
- Victor Alexiev - Global Head Venture Investments and Partnerships, Citi
- Devie Mohan - CEO & Co-Founder, Burnmark
- Kate Moody - Customer Strategy Director, 11:FS
Showing 1 of 1 Streams
Exhibit Hall Networking
1:10pm - 2:05pm
Lunch & Networking & Book Signing
Showing 1 of 1 Streams
General Session
2:05pm - 2:30pm
Power Panel: The Bank Modernisation Agenda, From Strategy to Execution: Will Enterprise Fintech, AI & Cloud Revolutionise Legacy Banking?
- Wasim Mushtaq - Founder & CEO, ICG
- Michael Cherepnin - Partner, EJF Ventures
- Thea Loch - Head of Strategic Planning, Lloyds Banking Group
- Lea-Jane Baird - Retail Product Officer, Shawbrook Bank
- Barry Lloyd - Vice President, Impetus
2:30pm - 2:40pm
Leveraging APIs and AI for Commercial Model Innovation in Open Finance
- Taner Akcok - Chief Information Officer, DWS
2:40pm - 3:10pm
Power Panel: In The New Age Of Platform Banking Partnerships Are Essential: How Can Banks Partner Effectively & What Are The Risks?
- Matthijs van Voorst - Director Strategic Partnerships, ABN AMRO
- Dominik Schütz - Head of Innovation Lab, Landesbank Baden-Württemberg (LBBW).
- Joel Blake OBE - Founder & CEO, GFA Exchange
- Katharina Lueth - Chief Client Officer & Member of the Management Board, Raisin
3:10pm - 3:20pm
Quick Fire Keynote: Open Data Will Enable Hyper-Personalization – How Do You Do It & What Do Customers Actually Want?”
- Jurgen Vandenbroucke - Director, everyoneINVESTED
3:20pm - 3:50pm
Power Panel: Becoming Truly Customer Centric - As Challenger Banks Continue To Make Significant Inroads Into The Market What Can Incumbent Banks Learn From Them About Redefining Customer Experience?
- Julie Muhn - Senior Research Analyst, Finovate
- Bianca Zwart - Chief Strategy Officer, bunq
- Rachel Altmann - Co-founder & CEO, BeHive Consulting
- Vikas Sengar - Experience Strategy Lead, C&I Design, NatWest Group
3:50pm - 4:05pm
Fireside Chat: Digital Banking In The Artificial Intelligence Era – How Can Banks Adapt To Serving Nonhuman Customers?
- David Birch - Principal, 15Mb
- Claire Maslen - SVP Commercial & Operations, Trustonic
4:05pm - 4:30pm
Investor All Stars: In Turbulent Times What Is The Outlook For The Market & What Does It Mean For Funding Levels, Valuations & The Future Of Financial Services? Looking To The Future, How Can Niche Product Fintechs Be Turned Into Platform Companies?
- David Penn - Research Analyst, Finovate
- DC Cahalane - Venture Partner, Sure Valley Ventures
- Robin Scher - Head of Fintech Investment, Lloyds Banking Group
- Sophie Winwood - Co-Founder & CEO, unlock VC
- Sokhiba Mukhitdinova - Founding Member & VC Principal, InsurTech NY
4:30pm - 4:33pm
Close of FinovateEurope 2026 - see you next year!
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