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FinovateEurope
10 - 11 February, 2026

InterContinental O2
London

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DAY TWO

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DAY TWO
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Showing 1 of 1 Streams
8:15am - 9:00am
Breakfast & Networking
Showing 1 of 1 Streams
9:00am - 9:05am
Welcome to Day 2 From Finovate
  • Greg Palmer - Vice President, Finovate
9:05am - 9:25am
Out Of The Box Keynote Address
9:25am - 9:45am
Analyst All Stars: How financial services have been changed forever
  • Aurelie L'Hostis - Principal Analyst, Financial Services Practice, Forrester
  • Tiffani Montez - Principal Analyst, EMARKETER
  • Suraya Randawa - Head of Omnichannel Experience, Curinos
9:45am - 10:00am
Special Address
10:00am - 10:25am
Power Panel: Financial Crime & Cyber Security – How Banks & Fintechs Can Work Together To Meet The Challenges Of The Digital Era
  • Jay Wilson - Partner, AlbionVC
  • Janine Hirt - CEO, Innovate Finance
  • Augustas Glinskis - Director of AML & KYC, Saldo Bank
10:25am - 10:30am
Quick Break
Showing 3 of 3 Streams
10:30am - 10:35am
Opening remarks from the chair
  • Julie Muhn - Senior Research Analyst, Finovate
10:35am - 10:50am
Keynote Address: Lessons Learnt From The AI Agent Pilots At Global Banks. How Can Employees Work With AI Agents?
  • Joshua Lloyd-Lyons - VP, Fintech &Software Investor, Fidelity International Strategic Ventures
10:50am - 11:05am
Special Address
11:05am - 11:30am
Power Panel: AI in Action: Targeted Applications That Actually Work & Why Achieving Success Goes Beyond The Tech
  • Theodora (Theo) Lau - Book Author and Founder, Unconventional Ventures
  • Vanja Tokic - Retail Agile Transformation Leader, Retail Strategy & Digital Transformation, Raiffeisen Bank International
  • Mukund Umalkar - Head of GenAI Strategy & Execution, ING Wholesale Bank
10:30am - 10:35am
Opening remarks from the chair
  • Suraya Randawa - Head of Omnichannel Experience, Curinos
10:35am - 10:50am
Keynote Address: Open Data Will Enable Hyper-Personalization – How Do You Do It & What Do Customers Actually Want?
10:50am - 11:05am
Special Address
11:05am - 11:30am
Power Panel: The CX Revolution - How Can Banks Compete In A Hyper Personalised World With Increasing Customer Expectations??
  • Suraya Randawa - Head of Omnichannel Experience, Curinos
  • Sadeque Ahmed - Executive Director, Product Management, J.P.Morgan
  • Paolo Porrati - Head of Customer Service, Generali
10:30am - 10:35am
Opening remarks from the chair
  • David Penn - Research Analyst, Finovate
10:35am - 10:50am
Keynote Address: What Keeps European Payment Executives Awake At Night? Capitalising On PSD3, SCT Inst & Other Market Developments
  • Zilvinas Bareisis - Head of Retail Banking, Celent
10:50am - 11:05am
Special Address
11:05am - 11:30am
Power Panel: The Coming Shake Up In Payments: Instant Payments, Stablecoins, & Cross Border Payments
  • Zilvinas Bareisis - Head of Retail Banking, Celent
  • Vibhor Narang - Executive Director, Transaction Banking – Structured Solutions, Standard Chartered Bank
  • Andréa Toucinho - Country Ambassador for France of European Women Payments Network (EWPN), Partelya Consulting
  • Ishtiaq M Ahmed - Senior Product Manager, Emerging Tech, Innovation & Ventures, HSBC
Showing 2 of 2 Streams
11:30am - 12:10pm
Refreshments & Networking: Enhance Your Networking Using Connect Me
11:30am - 12:10pm
Executive Briefing: From Embedded Finance To Platform Banking – How Can Banks Capture This Huge Opportunity, Create A Robust API Strategy & Defend Against Super Apps & Ecosystem Threats?
  • Enrico Camerinelli - Strategic Advisor, Datos Insights
  • Saira Khan - Head of Innovation & Partnerships, First Direct Bank (HSBC)
  • Farhat Hanif - Research Manager, Euromonitor
Showing 3 of 3 Streams
12:10pm - 12:15pm
Opening remarks from the chair
  • Julie Muhn - Senior Research Analyst, Finovate
12:15pm - 12:30pm
Keynote Address: Successfully Implementing AI & Scaling Adoption - What Are Challenges Around Rolling Out Production?
  • Richard Davies - CEO, Allica Bank
12:30pm - 12:45pm
Special Address:
12:45pm - 1:10pm
Power Panel: Responsible AI In Financial Services: Unlocking Innovation Whilst Building Trustworthy Systems
  • Andrew Vorster - Head of Growth, The Banking Scene
  • Andrea Isoni - AI Advisor, ISO (International Organization for Standardization)
  • Greta Anderson - Principal, Balderton Capital
12:10pm - 12:15pm
Opening remarks from the chair
12:15pm - 12:30pm
Keynote Address: A Whistlestop Tour of EU Regulation – What Banks Need To Know & What They Need To Do
12:30pm - 12:45pm
Special Address
12:45pm - 1:10pm
Power Panel: Banking Risk & Resilience: Meeting The Challenges Of New Regulations, Emerging Technologies & Cyber Threats
  • Sahra Abdille - Director, Digital Investing, Coutts
  • Tom Lambert - Partner, LocalGlobe
  • Philippa Young - Compliance Director, EMEA Head of Regulations Advisory, Citibank
12:10pm - 12:15pm
Opening remarks from the chair
  • David Penn - Research Analyst, Finovate
12:15pm - 12:30pm
Keynote Address: How Can Banks Compete With Fintechs & Drive Revenue By Meeting The Unmet Needs Of The SME Market?
12:30pm - 12:45pm
Special Address
12:45pm - 1:10pm
Power Panel: The Embedded Lending Market Is Projected To Expand From $7 Billion In 2024 To $46 Billion By 2034 - How Can Banks Capture The Opportunity?
  • Victor Alexiev - Global Head Venture Investments and Partnerships, Citi
Showing 1 of 1 Streams
1:10pm - 2:05pm
Lunch & Networking + Discussion Tables
Showing 1 of 1 Streams
2:05pm - 2:15pm
Quick Fire Keynote: How Quantum Computing Could Transform Banking; It Can Process Data 10 Million Times Faster Than Supercomputers – What Are The Use Cases For Banks? Could Quantum Computing Break The Encryption Keys Used In Current Security Protocols And Leave Sensitive Data Vulnerable To Attack?
2:15pm - 2:30pm
Fireside Chat: Stablecoins & Tokenized Deposits In The Real World - Hype Vs Reality. How Will Europe Catch Up With The US Following The Genius Act Stablecoin Explosion? How Will MiCA Impact Stablecoin Issuers? What To Watch Out For In The Next Phase Of Adoption & What About Programmable Money - The Intersection Of AI & Stablecoins?
2:30pm - 2:55pm
Power Panel: The Bank Modernisation Agenda, From Strategy to Execution: Will Enterprise Fintech, AI & Cloud Revolutionise Legacy Banking?
  • Wasim Mushtaq - Founder & CEO, ICG
  • Michael Cherepnin - Partner, EJF Ventures
2:55pm - 3:05pm
Quick Fire Keynote: Finding A Commercial Model For Open Banking In Europe – What Is The State Of The Market & Where Have We Seen Real Success Stories For Retail Customers & For Corporates?
  • Taner Akcok - Head of Global API Banking, Deutsche Bank AG
3:05pm - 3:30pm
Power Panel: In The New Age Of Platform Banking Partnerships Are Essential: How Can Banks Partner Effectively & What Are The Risks?
  • Matthijs van Voorst - Director Strategic Partnerships, ABN AMRO
  • Dominik Schütz - Head of Innovation Lab, Landesbank Baden-Württemberg (LBBW).
  • Joel Blake OBE - Founder & CEO, GFA Exchange
  • Katharina Lueth - Chief Client Officer & Member of the Management Board, Raisin
3:30pm - 3:40pm
Quick Fire Keynote: Open Data Will Enable Hyper-Personalization – How Do You Do It & What Do Customers Actually Want?”
  • Jurgen Vandenbroucke - Director, everyoneINVESTED
3:40pm - 4:05pm
Power Panel: Becoming Truly Customer Centric - As Challenger Banks Continue To Make Significant Inroads Into The Market What Can Incumbent Banks Learn From Them About Redefining Customer Experience?
  • Bianca Zwart - Chief Strategy Officer, bunq
  • Rachel Altmann - Co-founder & CEO, BeHive Consulting
4:05pm - 4:20pm
Fireside Chat: Digital Banking In The Artificial Intelligence Era – How Can Banks Adapt To Serving Nonhuman Customers?
  • David Birch - Principal, 15Mb
4:20pm - 4:45pm
Investor All Stars: In Turbulent Times What Is The Outlook For The Market & What Does It Mean For Funding Levels, Valuations & The Future Of Financial Services? Looking To The Future, How Can Niche Product Fintechs Be Turned Into Platform Companies?
  • David Penn - Research Analyst, Finovate
4:45pm - 4:48pm
Close of FinovateEurope 2026 - see you next year!
DAY ONE
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