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FinovateEurope
10 - 11 February, 2026

InterContinental O2
London

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DAY TWO

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DAY TWO
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Showing 1 of 1 Streams
8:15am - 9:00am
Breakfast & Networking
Showing 1 of 1 Streams
9:00am - 9:05am
Welcome to Day 2 From Finovate
  • Greg Palmer - Vice President, Finovate
9:05am - 9:25am
Out Of The Box Keynote Address - AI from hype to hands on: lessons from designing human / machine interactions at Google, Meta & Microsoft
  • Georgia Lewis Anderson - Co-Founder, Lantyn
9:25am - 9:45am
Analyst All Stars: How financial services have been changed forever
  • Aurelie L'Hostis - Principal Analyst, Financial Services Practice, Forrester
  • Tiffani Montez - Principal Analyst, EMARKETER
  • Suraya Randawa - Head of Omnichannel Experience, Curinos
9:45am - 10:00am
Special Address
10:00am - 10:25am
Power Panel: Financial Crime & Cyber Security – How Banks & Fintechs Can Work Together To Meet The Challenges Of The Digital Era
  • Jay Wilson - Partner, AlbionVC
  • Janine Hirt - CEO, Innovate Finance
  • Augustas Glinskis - Director of AML & KYC, Saldo Bank
10:25am - 10:30am
Quick Break
Showing 3 of 3 Streams
10:30am - 10:35am
Opening remarks from the chair
  • Julie Muhn - Senior Research Analyst, Finovate
10:35am - 10:50am
Keynote Address: Lessons Learnt From The AI Agent Pilots At Global Banks. How Can Employees Work With AI Agents?
  • Joshua Lloyd-Lyons - VP, Fintech &Software Investor, Fidelity International Strategic Ventures
10:50am - 11:05am
Special Address - Out of the Shadows: A Strategic Framework for AI Governance in Financial Services
  • Rich Wham - VP of EMEA, Airia
11:05am - 11:30am
Power Panel: AI in Action: Targeted Applications That Actually Work & Why Achieving Success Goes Beyond The Tech
  • Theodora (Theo) Lau - Book Author and Founder, Unconventional Ventures
  • Vanja Tokic - Senior Expert Transformation Manager, Raiffeisen Bank International
  • Mukund Umalkar - Director, GenAI Strategy & Execution, ING Wholesale Bank
  • Rahul Aggarwal - Head of AI and Innovation, ICBC Standard Bank
  • Mark Barr - Chief Engineer, First Derivative
10:30am - 10:35am
Opening remarks from the chair
  • Suraya Randawa - Head of Omnichannel Experience, Curinos
10:35am - 10:50am
Keynote Address: Open Data Will Enable Hyper-Personalization – How Do You Do It & What Do Customers Actually Want?
10:50am - 11:05am
Special Address - The Next Evolution of Wealth-Native Intelligence
  • Nitzan Nachum - Chief Revenue Officer, Bridgewise
11:05am - 11:30am
Power Panel: The CX Revolution - How Can Banks Compete In A Hyper Personalised World With Increasing Customer Expectations??
  • Suraya Randawa - Head of Omnichannel Experience, Curinos
  • Sadeque Ahmed - Executive Director, Product Management, J.P.Morgan
  • Paolo Porrati - Head of Customer Service, Generali
  • Sonia Bainbridge - Head of Digital Distribution EMEA, Invesco
10:30am - 10:35am
Opening remarks from the chair
  • David Penn - Research Analyst, Finovate
10:35am - 10:50am
Keynote Address: What Keeps European Payment Executives Awake At Night? Capitalising On PSD3, SCT Inst & Other Market Developments
  • Zilvinas Bareisis - Head of Retail Banking, Celent
10:50am - 11:05am
Special Address
11:05am - 11:30am
Power Panel: The Coming Shake Up In Payments: Instant Payments, Stablecoins, & Cross Border Payments
  • Zilvinas Bareisis - Head of Retail Banking, Celent
  • Andréa Toucinho - Country Ambassador for France of European Women Payments Network (EWPN), Partelya Consulting
  • Ishtiaq M Ahmed - Senior Product Manager, Emerging Tech, Innovation & Ventures, HSBC
Showing 2 of 2 Streams
11:30am - 12:10pm
Refreshments & Networking: Enhance Your Networking Using Connect Me
11:30am - 12:10pm
Executive Briefing: From Embedded Finance To Platform Banking – How Can Banks Capture This Huge Opportunity, Create A Robust API Strategy & Defend Against Super Apps & Ecosystem Threats?
  • Enrico Camerinelli - Strategic Advisor, Datos Insights
  • Saira Khan - Head of Innovation & Partnerships, First Direct Bank (HSBC)
  • Farhat Hanif - Research Manager, Euromonitor
  • Christos Chamberlain - General Manager of UK & Europe, Airwallex
Showing 3 of 3 Streams
12:10pm - 12:15pm
Opening remarks from the chair
  • David Penn - Research Analyst, Finovate
12:15pm - 12:30pm
Keynote Address: Successfully Implementing AI & Scaling Adoption - What Are Challenges Around Rolling Out Production?
  • Richard Davies - CEO, Allica Bank
12:30pm - 12:45pm
Special Address:
  • Adam Oliner, PhD - Field CTO, You.com
12:45pm - 1:10pm
Power Panel: Responsible AI In Financial Services: Unlocking Innovation Whilst Building Trustworthy Systems
  • Andrew Vorster - Head of Growth, The Banking Scene
  • Andrea Isoni - AI Advisor, ISO (International Organization for Standardization)
  • Greta Anderson - Principal, Balderton Capital
  • Nombuso Matsape - Head Business Engagement: Digital, Data and Innovation, ICBC Standard Bank
12:10pm - 12:15pm
Opening remarks from the chair
  • Rik Coeckelbergs - Founder, The Banking Scene
12:15pm - 12:30pm
Keynote Address: A Whistlestop Tour of EU Regulation – What Banks Need To Know & What They Need To Do
12:30pm - 12:45pm
Special Address
  • Monica Eaton - Founder & CEO, Chargebacks911
12:45pm - 1:10pm
Power Panel: Banking Risk & Resilience: Meeting The Challenges Of New Regulations, Emerging Technologies & Cyber Threats
  • Rik Coeckelbergs - Founder, The Banking Scene
  • Sahra Abdille - Director, Digital Investing, Coutts
  • Tom Lambert - Partner, LocalGlobe
  • Philippa Young - Compliance Director, EMEA Head of Regulations Advisory, Citibank
12:10pm - 12:15pm
Opening remarks from the chair
  • Julie Muhn - Senior Research Analyst, Finovate
12:15pm - 12:30pm
Keynote Address: How Can Banks Compete With Fintechs & Drive Revenue By Meeting The Unmet Needs Of The SME Market?
  • Benjamin Ensor - Director of Research and Strategy, 11:FS
12:30pm - 12:45pm
Special Address
12:45pm - 1:10pm
Power Panel: The Embedded Lending Market Is Projected To Expand From $7 Billion In 2024 To $46 Billion By 2034 - How Can Banks Capture The Opportunity?
  • Julie Muhn - Senior Research Analyst, Finovate
  • Victor Alexiev - Global Head Venture Investments and Partnerships, Citi
  • Devie Mohan - CEO & Co-Founder, Burnmark
  • Kate Moody - Customer Strategy Director, 11:FS
Showing 1 of 1 Streams
1:10pm - 2:05pm
Lunch & Networking + Discussion Tables + Book Signing
Showing 1 of 1 Streams
2:05pm - 2:30pm
Power Panel: The Bank Modernisation Agenda, From Strategy to Execution: Will Enterprise Fintech, AI & Cloud Revolutionise Legacy Banking?
  • Wasim Mushtaq - Founder & CEO, ICG
  • Michael Cherepnin - Partner, EJF Ventures
  • Thea Loch - Head of Strategic Planning, Lloyds Banking Group
  • Lea-Jane Baird - Retail Product Officer, Shawbrook Bank
2:30pm - 2:40pm
Quick Fire Keynote: Finding A Commercial Model For Open Banking In Europe – What Is The State Of The Market & Where Have We Seen Real Success Stories For Retail Customers & For Corporates?
  • Taner Akcok - Head of Global API Banking, Deutsche Bank AG
2:40pm - 3:10pm
Power Panel: In The New Age Of Platform Banking Partnerships Are Essential: How Can Banks Partner Effectively & What Are The Risks?
  • Matthijs van Voorst - Director Strategic Partnerships, ABN AMRO
  • Dominik Schütz - Head of Innovation Lab, Landesbank Baden-Württemberg (LBBW).
  • Joel Blake OBE - Founder & CEO, GFA Exchange
  • Katharina Lueth - Chief Client Officer & Member of the Management Board, Raisin
3:10pm - 3:20pm
Quick Fire Keynote: Open Data Will Enable Hyper-Personalization – How Do You Do It & What Do Customers Actually Want?”
  • Jurgen Vandenbroucke - Director, everyoneINVESTED
3:20pm - 3:50pm
Power Panel: Becoming Truly Customer Centric - As Challenger Banks Continue To Make Significant Inroads Into The Market What Can Incumbent Banks Learn From Them About Redefining Customer Experience?
  • Julie Muhn - Senior Research Analyst, Finovate
  • Bianca Zwart - Chief Strategy Officer, bunq
  • Rachel Altmann - Co-founder & CEO, BeHive Consulting
  • Vikas Sengar - Experience Strategy Lead, C&I Design, NatWest Group
3:50pm - 4:05pm
Fireside Chat: Digital Banking In The Artificial Intelligence Era – How Can Banks Adapt To Serving Nonhuman Customers?
  • David Birch - Principal, 15Mb
  • Claire Maslen - SVP Commercial & Operations, Trustonic
4:05pm - 4:30pm
Investor All Stars: In Turbulent Times What Is The Outlook For The Market & What Does It Mean For Funding Levels, Valuations & The Future Of Financial Services? Looking To The Future, How Can Niche Product Fintechs Be Turned Into Platform Companies?
  • David Penn - Research Analyst, Finovate
  • DC Cahalane - Venture Partner, Sure Valley Ventures
  • Robin Scher - Head of Fintech Investment, Lloyds Banking Group
4:30pm - 4:33pm
Close of FinovateEurope 2026 - see you next year!
DAY ONE
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