Charles Richard III

Senior Vice President & Co-founder at QRM Inc.

Speaker

Charles Richard is a Co-Founder and Director of Global Business Development at Quantitative Risk Management, Inc. (QRM). For more than three decades, he has advised financial institutions worldwide on enterprise risk management, balance sheet strategy, asset-liability management, and mortgage banking secondary marketing.

Throughout his career, Mr. Richard has worked with senior executives at banks, mortgage institutions, insurers, and other financial services organizations on decisions affecting earnings, liquidity, funding, capital, risk, and long-term strategic flexibility. He has consulted with thousands of institutions globally and helped QRM build an international client base with more than 300 long-term engagements.

Mr. Richard is a published author, active LinkedIn thought leader, and a frequent speaker and moderator at leading industry conferences. He regularly brings together senior executives, practitioners, and subject-matter experts for candid discussions on the market, regulatory, and strategic issues shaping financial institutions.

At QRM, Mr. Richard has helped advance the firm’s thought-leadership position—from early option-based pricing and hedging models to today’s integrated stress testing, multi-period balance sheet and funding optimization, and decision support for banks and insurance organizations.

Since 1987, QRM has partnered with financial institutions to improve risk measurement, identify profitable opportunities, and support sound financial decisions. With offices in Chicago, London, Singapore, and São Paulo, QRM serves banking, finance, mortgage banking, and insurance organizations globally.

Areas of focus: Enterprise Risk Management | Balance Sheet Management | Asset-Liability Management | Market, Liquidity, Credit, and Interest Rate Risk | IRRBB | Basel | Integrated Stress Testing | Funding and Capital Strategy | Strategic and Balance Sheet Optimization | Mortgage Banking Secondary Marketing | Servicing Risk Management | Insurance BSM incluicing Valuation, Forecasting, Planning, and Portfolio Optimization