James TebbothChief Credit Officer at Nationwide
After graduating from the University of Cambridge with a degree in Maths, James took a PhD in Management Science/Operational Research before working for a mathematical optimisation software and modelling company. He moved into the banking industry in 2004, working first for Santander UK and subsequently for Nationwide Building Society, a mutual providing mortgages, consumer credit and banking services. He has built his career in Risk in the UK, working across analytics, credit portfolio and oversight roles, and has been the Chief Credit Officer for Nationwide since January 2017. James has an MBA from the University of Warwick, and lives north of London.