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6 - 9 December 2021
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Wiserfunding is a London-based fintech that combines expertise in business credit risk models with cutting-edge technology to deliver accurate and independent risk assessments of SMEs and private companies. Through their online platform, they allow lenders, investors and insurers looking to assess the risk of business applicants to quickly obtain accurate insights to make better decisions.

Founded in 2016 by Dr Gabriele Sabato and Prof Edward Altman, Wiserfunding has successfully built on Altman’s Z-score method to assess intangible factors in SME risk. Wiserfunding’s models use a range of publicly available structured and unstructured data to derive the most important credit risk metrics and support the credit and finance processes. By setting a new independent standard for assessing credit worthiness, lenders and growing companies alike will benefit from a better allocation of funding. 

Wiserfunding currently serves more than 60 customers across three continents, a mix of bank and non-bank lenders, insurance firms, payment providers and asset managers. Combined, Wiserfunding’s clients have lent almost £3bn to SMEs in the last year.