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25 - 26 February 2025
Intercontinental O2London

Michael Salmony
CEO at Payments Innovation


Dr Michael Salmony is an internationally recognised leader on strategy of business innovations in digital and financial services with a particular focus on Payments, Open Banking/PSD2/Open Finance, FinTech, Digital Identity, e-Invoicing/SCF, AI for Financial Services and Electronic Money/CBDC.

He is board-level advisor to major international banks, industry associations, regulators and finance bodies across the world and regularly helps shape future directions in all key decision making bodies (e.g. European Commission/ECB/European Parliament in Europe, and central banks from Japan to Uruguay and Kazakhstan). For 10 years he served as Executive Adviser to the Board of Worldline Financial Services, helping to bring them from a local player to become the world’s 4th largest financial processor of transactional services, which handles over 17 trillion Euro per year.

He also works with multiple regions where financial innovations are currently emerging - for example with the World Bank in Central Asia, as Board Member of Fintech Africa, as Advisory Board Member to Mastercard in Latin America, as strategic partner to FinTech Istanbul.

His views are much in demand as keynote speaker at international events and he appears on TV/Radio/all electronic media on advances in finance and is quoted extensively (e.g. Financial Times, Harvard Business Manager, New Scientist, The Economist and governments from Ghana to Malaysia). He teaches in Australia, Turkey, Germany and at the Oxford Business School on "AI in Fintech and Open Banking”. He has published much own original work which has been translated into many languages including German, Italian, Dutch, Finnish, Polish, Danish, Turkish, Russian, Chinese and Japanese and is cited in hundreds of publications around the world. He is extensively networked into the new financial services space and has one of the top most viewed profiles on business social media platforms.

He is a Freeman of the Worshipful Company of International Bankers, Freeman of the City of London and a Fellow of the Royal Society for Arts, Manufactures and Commerce FRSA.

Previous positions include Director Business Development of leading national central bank (Bank of the Year, Best Innovator Award). Before entering the world of finance, he helped transform companies and business models in many industries as IBM's Director of Market Development Media and Communications Technologies.

He studied at the University of Cambridge UK and is married, with two millennial children.

Agenda Sessions

  • Keynote Address: Central Bank Digital Currencies - Miracle Money, New World Order Or Global Flop?