Clutch is the leading digital origination platform built specifically for credit unions and community financial institutions — combining fintech-grade automation with the member-first values that set CUs apart from big banks. Its Lending Automation System and Deposit Account Opening solutions take members from first click to funded or opened account in minutes, using AI agents like HAL (lending) and Emma (collections) to handle documentation, follow-up, and decisioning around the clock, so staff can focus on the relationships that matter.

For an audience evaluating where AI-powered operations, digital experience, and risk-aware growth actually deliver ROI, Clutch's results speak directly: partner credit unions have seen an 84% increase in look-to-book ratios, a 79% decrease in time to fund, 9% recovery of abandoned applications, and in-branch intake times cut from 25 minutes to three. Fastlane, Clutch's relationship-based decisioning engine, blends core and account data to reward member loyalty rather than relying on credit file alone — letting institutions say yes to more of the members their competitors turn away.

Already trusted by 150+ credit unions including Golden 1, DCU, and SFCU, Clutch is proof that community-based financial institutions can modernize without losing what makes them different. Its platform deploys modularly — lending, deposits, or the full stack — so institutions of any size can start where it matters most and scale from there.

For banks, credit unions, and fintech leaders at FinovateFall looking for automation that drives growth without sacrificing mission: Clutch delivers fintech muscle with credit union heart.