CTNEX is a bridge that links micro and small size businesses in Africa to financial institutions with the aim of facilitating access to instant business loans.

We offer a suit of web and mobile applications that completely digitize micro and small businesses, automating their sales recording, expense recording, inventory management, payment collections, logistics and customer management. The lake of data points recorded by our suit of applications enables financial institutions to have a 360-degree view of these businesses, enabling easy business loan underwriting via our credit underwriting AI engine.